I cant get a straight answer from a teller or bank manager or policy pamphlet. I want them to tell me exactly what checks will be held, for how long and for what reason. The policies seem to be pretty vague, even though I was told by a teller that I am responsible for knowing the policy. I go to different banks and get the same conflicting responses. For example. One bank says, they will hold a check for an unstated number of days if the deposit is more than $5000, or if the account has been overdrawn repeatedly in the past six months or if they believe the check will not be paid. I ask them for the definition of "repeatedly", is it twice, three times? I get different answers from different people. I ask them who makes the decision, some people say it is a computer, some say it is the teller. I ask them how many days a check will be held and they say the decision is made at the moment of the deposit, they can't tell me ahead of time. Why won't they give me a straight answer?
2007-03-27
09:12:43
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3 answers
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asked by
grdnoviz
4