Personal Finance - February 2007

OK, so I'm in this jam...I need money for school...I'm about 10000 short. So, I have these two options:
Borrow it from a friend, or take out a loan.

Obviously no interest money from a friend is better than the loan (6% interest) but the thing is that borrowing money from someone impairs your relationship and you probably have to give it back sooner than the loan. And in case something goes wrong (like you don't get a job, or get fired), you can still afford the lowest payment for a loan as opposed to telling your friend that you can only give back 200 bucks until you get a job. So, which option is better in your opinion?

2007-02-27 02:40:48 · 13 answers · asked by Kat ? 4

Does anyone know how I can do this for the cheapest price. Every attorney that I spoke with wants $2,000 to do this...is there any other options???

2007-02-27 02:37:25 · 2 answers · asked by cbrkev98 1

2007-02-27 02:24:26 · 5 answers · asked by Kalidas 2

2007-02-27 01:18:45 · 10 answers · asked by abluebobcat 4

I had paid the bill online before using another bank account.
I opened a new account with chase and they double paid my chase credit card out of the old bank and the Chase bank. It was a huge payment and overdrew me at my old bank because I didnt expect it.
I am mad because they would not admit their mistake and now have waited for my checks to clear and plan to close the account.
They do not want me to close their account. They are not friendly at the teller window. The woman who I spoke with on the telephone about the double payment was rude and hateful and I just want out of this account. Now they want to talk to me before I close the account. Why?

2007-02-27 01:15:32 · 6 answers · asked by happydawg 6

I want to pay the deposit for a holiday cottage.

2007-02-27 00:45:26 · 7 answers · asked by William H 2

If I asked for some money, would you send me some?

2007-02-27 00:24:47 · 7 answers · asked by Semper Fidelis 4

I am a US citizen and would like to open up a foreign bank account. I'm also not in a position to wire thousands of dollars to initiate the process. Anyone have advice or done this before?

2007-02-26 23:50:46 · 1 answers · asked by Norm 3

2007-02-26 23:48:02 · 3 answers · asked by rover1 2

I'm plannING to save cash for my future but the problem is that I'm losing my focus on this as I'm distracted with my 2 cellphones which of course I have to buy loads for them regularly.PLEASE GIVE ME TIPS SO I CAN REACH FOR MY GOAL IN SAVING FOR MY FUTURE.....THANK YOU & GOD BLESS!!!!

2007-02-26 23:42:33 · 1 answers · asked by JOHANN L 3

I have an ISA with Fidelity. If I wanted to get some money out of my ISA can I contact them direct or do I have to go through my IFA?

2007-02-26 22:52:30 · 5 answers · asked by Charlene 6

2007-02-26 21:23:04 · 11 answers · asked by Paul R 1

2007-02-26 19:14:41 · 4 answers · asked by Imran Syah 3

Also - how does one find the real govt auctions, not private internet marketing sites masquerading as govt auctions?

2007-02-26 19:12:31 · 1 answers · asked by Michael L 1

This morning I got violation warning......why?

2007-02-26 19:00:10 · 10 answers · asked by Anonymous

2007-02-26 18:44:12 · 8 answers · asked by Anonymous

The only thing i think of that leads it to me is my national insurance number but isn't it a breach of data protection if they liase with inland revenue?

2007-02-26 18:43:07 · 19 answers · asked by L*D 2

My husbands has fairly good credit but minds is very bad im want to know if i can file for bankruptcy without him?

2007-02-26 17:56:51 · 7 answers · asked by synthia18 1

i recently bought a pre-paid debit mastercard. i know that i can use it to purchase stuff on the net, but who actually accepts it.

2007-02-26 16:13:36 · 2 answers · asked by amber_4172_piggy 1

would i need my perm. resident card and stuff (if i'm not a citizen)

2007-02-26 16:08:50 · 7 answers · asked by Anonymous

Let's say someone is 2 years out of school and now makes 70K, but their college and grad school debt is 140K at 2.8% for 30 years. This person is not married, has no kids about 5K in credit card debt and is renting an aprtment at 600/month. Now after credit cards are paid off, should this person accelerate payments on their student loan or after paying high interest credit cards, should they buy a house, or save for retirement. This person is currently 30. This question came up because his student loan interest is so low, but he is woried about the total amount owed, but also wants to buy a house.

2007-02-26 15:52:15 · 9 answers · asked by butterfly234 4

I dont know what to do with it. I have about 50K invested in it and just am totally burnt out at my nursing job. I have invested in some bonds and have savings and plan to put my future tax returns into a Roth. I want a less stressful job with a smaller company who probably does not have a retirement account. What should I do with this 403B?

2007-02-26 15:35:47 · 1 answers · asked by happydawg 6

2007-02-26 15:24:55 · 3 answers · asked by krystee j 1

If you pay cash for a car that cost let's say $20,000 can you then use the title to the car as collateral on a loan for something else?

2007-02-26 13:42:38 · 12 answers · asked by Cheryl 2

I would no longer like to join the club, but i cant have another check written out for me, so even though the check is written out to the club with my name on the bottom of it, can i cash it and keep the money.

2007-02-26 13:29:21 · 9 answers · asked by Anonymous

2007-02-26 13:22:33 · 15 answers · asked by westhighland 3

I am 14 years old and i want to know how i can sell stuff i dont want online. how would i go about that? could i use ebay?

2007-02-26 12:39:23 · 5 answers · asked by Anonymous

I have a SUV that I owe 18,000 dollars on. It only blue books for 15,000. We've been to dealerships, nobody will let us trade it in because we have no down pymt and we are upside down on the pymt.
If we let the car go to repossession, they auction it, it doesnt bring the payoff, in what ways will they come after me for the remainder? Can they take my home?

2007-02-26 12:30:43 · 11 answers · asked by teresadick30 3

An investor purchased 200 shares of a mutual funf for $13.60 per share.12-month period,dividents of$0.23 per share share and capital gain distributions of $ 0.75 per share.The share was sold at the end of the 12-month period for $14.23 per share.The dollar amount of total return is

2007-02-26 12:30:25 · 2 answers · asked by jennifer_jackson14 1

I am 23 and have been in the military for about 3 years. I have had a small amount of money invested in an ING account from a job that I left about five years ago. I would like to finally do something with it and am debating between a traditional IRA from ING, or a 401K. I am a total novice when it comes to investing and would like some advice from someone who knows what they are talking about. What would be better for me at this point to put the money in so I can add more in each month.
Thanks in advance.

2007-02-26 12:27:19 · 6 answers · asked by mrudolphp 1