Personal Finance - January 2007

I've never been one to save money, and have pretty much always lived for the moment. My motto has always been that I can always earn more money!

I'm now (getting older I think!) getting the urge to save some money! Any tips on being a good saver? The best place to put it? ISA etc? any advice would be much appreciated!

2007-01-09 00:37:33 · 6 answers · asked by Anonymous

2007-01-09 00:23:11 · 8 answers · asked by TDK 1

I am 35 years old earning $50-60 grand/year. I have $42,000 in my 401k plan. I have $10,000 credit card debt. No money in savings. My credit score is in the mid 600's. I would like to own a home this year. Is it possible? What are some of the first steps I should do?

2007-01-09 00:05:09 · 4 answers · asked by veebeerah 1

I received several payday loans with my boyfriend's money as a way to repay these loans. My boyfriend moved out, but the loans are in my name through my bank account. How do I get out of this dilema?

2007-01-08 23:54:05 · 9 answers · asked by brenkruss 1

been turned down for a loan, how long should i wait till i try again i only need £9,900

2007-01-08 23:47:38 · 14 answers · asked by jessicaandmo 1

I'm trying to find a good basic financial planning software program that can help me keep up with household accounts and expenses. I would also like to learn about (beginner level) investing. I am looking for a software program or programs that can do this that other people like and have tried successfully. I've read reviews of various programs on a few major consumer sites and I find myself more confused than when I started. I need to balance the checkbooks, do taxes, calculate interest, watch regular payments and try some beginning investments. I'd really appreciate any ideas and direction you can point me in. Thank you!

2007-01-08 23:18:57 · 6 answers · asked by adirondakdeb 1

It happened so that I have a lot of spare money at this stage. Where to use it get the most out of and enlarge the sum if possible. I don’t think that K’s or IRA is a choice now, any suggestions????

2007-01-08 22:02:18 · 4 answers · asked by Anonymous

Does anyone use Hanover Sterling - are they any good

2007-01-08 20:47:26 · 2 answers · asked by Bristol_Gal 4

What would you do with a million bucks

2007-01-08 20:29:37 · 14 answers · asked by kiwi_mama2000 1

I have signed a direct debit agreement with a club to pay 12 monthly amounts. I 'have' to pay all 12.

Problem is, a few months in, I'm moving to the other end of the country and so can't use the club anymore.

Now the owner of the club is reasonable, and hopefully will understand and cancel my DD. But to be pressemistic: can I do anything (such as close my bank account which I was planning on doing soon anyway) to stop the money being taken if he becomes awkward and trys to hold me to the agreement?

2007-01-08 18:57:36 · 5 answers · asked by Anonymous

2007-01-08 17:13:57 · 9 answers · asked by Anonymous

2007-01-08 16:35:45 · 7 answers · asked by sheena jones 1

in fact she needs a job. She's told me she wants to become more responsible and mature, and pay for her own cell phone, own clothes, and own personal luxuries. I was very impressed, and anyways, I was wondering if anyone had any ideas of what a 13 year old girl could do.

2007-01-08 16:34:25 · 14 answers · asked by Tasha W 1

I invested $15k last year in the Dodge & Cox Balanced Fund through my previous employer's Roth 401k plan, but my new employer does not offer this fund (or a Roth 401k). I would like to continue to invest in this fund via an IRA but it is closed to new investors. Is there any way around this as I still hold my $15k in the fund through my old employer? For example, can I convert it to a Roth IRA with Dodge & Cox and continue to contribute via a Roth IRA?

2007-01-08 16:17:54 · 2 answers · asked by Ryan L 1

2007-01-08 15:34:21 · 5 answers · asked by das361 2

2007-01-08 15:31:15 · 13 answers · asked by thesunshineking 2

I have been a customer for about 4 and a half years. There was a miscalculation on my part that resulted in 10 overdraft transactions with my debit card. The fees are $34.00 each, for charges that I made ranging from $4.50 to $8.00 per transaction. So, for going about $60.00 over my balance, I'm being chaged $340.00 in fees! The bank is National City Bank.

2007-01-08 15:25:37 · 3 answers · asked by vega868 1

Takeover fees consider as fixed assets?

2007-01-08 14:58:41 · 2 answers · asked by smurfiee 1

2007-01-08 14:24:12 · 1 answers · asked by ben_ev0lent 1

I would like to move money from a checking to a savings account. One account is not linked to another. So, do I need to write a personal check to myself in order to put money from checking into savings?

2007-01-08 14:06:39 · 4 answers · asked by justellemJimsaidhello 1

2007-01-08 13:34:14 · 3 answers · asked by lindadoug46@sbcglobal.net 1

2007-01-08 12:59:08 · 23 answers · asked by Anonymous

I have paid and closed all accounts but Two that have a small balance.I am considering closing the remaining two accounts.Will this affect my credit by not having open accounts

2007-01-08 12:40:07 · 4 answers · asked by EL-BRAY 3

2007-01-08 12:30:11 · 16 answers · asked by Anonymous

Im 23 and made alot of stupid financial decisions. Im struggling now to make ends meet. I can live w/o filing, but getting a clean slate sure would help. What do you guys think and people that have filed, is it really that bad??

2007-01-08 11:32:38 · 24 answers · asked by taydumrose 1

2007-01-08 11:00:58 · 5 answers · asked by Anonymous

If a person monthly income "AFTER TAX" is 3,340 what is that before the tax?

2007-01-08 10:24:05 · 9 answers · asked by Pattie 1

Do you have money saved in one?

2007-01-08 10:17:10 · 4 answers · asked by ugotthatright 6

2007-01-08 10:14:03 · 7 answers · asked by xoxo 2

2007-01-08 09:31:21 · 4 answers · asked by Anonymous