I have signed a direct debit agreement with a club to pay 12 monthly amounts. I 'have' to pay all 12.
Problem is, a few months in, I'm moving to the other end of the country and so can't use the club anymore.
Now the owner of the club is reasonable, and hopefully will understand and cancel my DD. But to be pressemistic: can I do anything (such as close my bank account which I was planning on doing soon anyway) to stop the money being taken if he becomes awkward and trys to hold me to the agreement?
2007-01-08 18:57:36 · 5 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
I'm glad I am able to cancel it. As a tack on question: is there anything he can do about it? It seems a little pointless having the agreement say 12 months minimum if I can actually cancel it whenever I like.
2007-01-08 19:05:14 · update #1
you can go into your bank and ask for the direct debit mandate to be cancelled but you may have problems regarding the club as you've basically got a contract with them for 12 months.Contact them and explain your situation,im sure they'll understand.Once you've cancelled the direct debit,he cant take any money out of your account as that direct debit mandate is no longer valid once you've cancelled it and the bank cant charge you for non-payments.If he starts being an *** about it all,go and speak to someone at your local citizens advise and they'll help you with it all.
2007-01-08 19:08:48 · answer #1 · answered by nanook570 5 · 0⤊ 0⤋
if it is actually a contract to pay 12 months, then it will be down to the discretion of the club if they will enforce their contract.
If it is just an agreement to pay 12 monthly instalment's and is not actually a contract then you should be able to cancel at any time.
But as said previously just check with the club, explain the situation see what they say.
2007-01-09 09:11:46 · answer #2 · answered by BankMan 1 · 0⤊ 0⤋
You can phone the bank and cancel the direct debit and you can do it on line if you have internet banking, when you have done that the bank will inform the gym that the dd has been cancelled x x x
2007-01-08 19:04:03 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You can cancel a direct debit with your bank, although you need to inform the payee in writing that you are doing so. It's your bank account - no one elses!
2007-01-08 19:02:03 · answer #4 · answered by RACHAEL H 1 · 0⤊ 0⤋
cancel your d.d with your bank
send a letter to the club honelsty
dont worry the club is not going to
take you to court trust me o.k.
2007-01-08 19:13:54 · answer #5 · answered by S Csparky 6 · 0⤊ 0⤋