Personal Finance - January 2007

I am £2000 overdrawn with the bank....on top of that i owe £1000 on my credit card to nationwide and £1000 to Halifax one credit card (its new so i have the interest free period). I am wondering the best way to clear this? Is it better to carry on with my credit card payments or is it better to get a loan and just consolidate my debts? I see asda are doing a loan at 5.5% would this work out better monetary wise to pay this loan off over a period than an overdraft and two credit cards? what loans would be good?

2007-01-07 08:34:08 · 8 answers · asked by Jonathan B 1

because money is ruling the world,and every one want to get rich.the one how is rich become richer but the one ou is poor become poorer

2007-01-07 08:33:23 · 1 answers · asked by christopher l 1

I am divorcing. Both cars are in my husbands name. If one of the cars gets repossed will I be responsible for any money owed on it?

2007-01-07 07:59:13 · 4 answers · asked by melodiezzz 1

We have been homeowners 6 years now and have refi'd twice. We have about zero equity in the property now b/c of the market and the bad area we live in. How can we get any money out of the house, and it has repairs, plus we have medical bills, student loan, and credit cards like crazy!!! What should we do?

2007-01-07 07:56:22 · 6 answers · asked by Anonymous

and has it truly helped you with getting out of debt? if so, how much did you have to invest in the program and how long did it take you to get out of debt....

2007-01-07 07:49:07 · 4 answers · asked by brendalee80 2

for example i went to purchase something yesterday and planned to put it all on my credit card but the place required it to be payed with a money order , but the fees to process it could be payed with credit card..........so when i whipped out the cc they told me i had to pay for the money orders with cash????????????????? y isnt a credit card the same as cash???

2007-01-07 07:48:37 · 3 answers · asked by phillygirl513 2

2007-01-07 07:46:29 · 2 answers · asked by richeb 2

2007-01-07 07:16:04 · 7 answers · asked by huff4423 1

As a non U.K resident where can I open a U.K bank account? I have tryed a few local bank branches in North London and have been advised to try main banks in the city. Can anyone advise?

2007-01-07 06:12:23 · 13 answers · asked by Anonymous

I have just bought my first flat. I have enough money to live comfortably on my regular job, but I want to bring in some extra spending money.

I am considering picking up a second job. I have considered bar work or a shop job, but I'm after more ideas/suggestions.

The job would have to be pretty flexible with its hours, as it obviously has to work around my current 8-5.30 job.

I would be willing to do work at home "donkey work" like assembling things/envelope stuffing, but I have no idea where to start as the internet is basically covered in scammers.

Any suggestions would be greatly appreciated.

Thanks in advance for any help!

2007-01-07 06:12:11 · 6 answers · asked by mingiousone 1

just curious.

2007-01-07 05:32:26 · 7 answers · asked by thundergnome 3

can you people please provide a website so i can check it out

2007-01-07 02:01:58 · 16 answers · asked by Andi 2

I need to track my daily expenses without having to get online. I really need to have a simple one cos I am not that good in finance. Alternatively, if anyone can help me in creating one, I would really appreciate that too. Thanks.

2007-01-06 23:29:58 · 6 answers · asked by Radhika R 1

I realize that $100,000 isn't a great deal of money, but still I'm curious as to how it might change your life if at all.

2007-01-06 23:13:13 · 24 answers · asked by Anonymous

Can a stop payment be made and a new check reissued?

2007-01-06 21:26:36 · 4 answers · asked by Worried 1

2007-01-06 19:52:24 · 5 answers · asked by Anonymous

By the phase "Other currencies", i meant current Majors like Euro, Yen, Pound and future majors like BRIC (Brazil, Russia, India, China) -country currencies

2007-01-06 19:37:10 · 3 answers · asked by coolbuds 2

and why?

2007-01-06 19:24:59 · 6 answers · asked by jabbergirl 4

2007-01-06 19:23:21 · 12 answers · asked by jabbergirl 4

enyone know a good page for get money??? and did they realy send money to you???

2007-01-06 19:18:29 · 12 answers · asked by papler 1

2007-01-06 17:55:45 · 6 answers · asked by crystal Hou 1

What is the best (inexpensive) Financial management software out there? Right now I use Microsoft Money 2005 standard. I've never tried anything else, but I don't really like it. Granted, it IS faster than hand writing everything into my check register, and it does help me see where my money is going, but first of all, it automatically categorizes my transactions a lot, but it gets it wrong a lot of the time. But more importatntly, I'm disappointed with the budget part of it. Maybe it's just because I have the standard edition, but it just doesn't seem to helpful for creating a budget. I'm looking for something very user friendly, with plenty of advice, and understanding about how humans spend and waste money...if you get my drift. It's just for my family's personal finances.

Is there anything free out there?

2007-01-06 17:54:19 · 6 answers · asked by nuwuforever 1

2007-01-06 17:09:22 · 7 answers · asked by sylvia 1

2007-01-06 16:53:07 · 2 answers · asked by allycat2007 1

My family is having trouble with money, and i want 2 help out. My friend had this thing were a company sent her a kit of stuff to sell or a kit to make stuff to sell or something and i was wondering if any of you had heard of something like that. I want something legit and not super duper complicated.

BTW-I've already tried asking to do work for neighbors and friends and there's no one i can babysit for. I cant get a job either because i'm not old enough. PLEASE HELP!!!

2007-01-06 16:26:54 · 9 answers · asked by jesusfreak_200513 2

Donate it save it for yourself, quit all your nasty habits so you live longer, give it to the homeless, what would you do with it?

2007-01-06 15:07:10 · 12 answers · asked by amazon 4

Or what is the best quote you have read about money?

2007-01-06 13:58:20 · 21 answers · asked by Leveled Fellow 2

The documents has been signed and the loan closed two weeks ago,and I just found out that I've been taken with a negative amortization loan and a 3 years pre-payment penalty that I had no idea that was in the terms of the loan.

2007-01-06 13:01:43 · 10 answers · asked by wshaker@sbcglobal.net 1

can you write out cheques if ur only 14?

2007-01-06 12:22:08 · 4 answers · asked by xileffelix 1

I just received a letter granting VA non-service connected disability pension. I live in the state of Pennsylvania and currently receiving Welfare, $215.00 dollars month cash asistance.$ 155.00 a month in food stamps. I assume I will no longer receive cash assistance, will I still be able to receive food stamps. Please answer only if you have correct information in this area. YOUR HELP WILL BE GREATLY APPRECIATED!!

2007-01-06 11:05:00 · 4 answers · asked by jamesanderson22 5