I am divorced and started in debt from that point about 7 years ago. I have tried to survive on my own in a high housing cost city and it has just gotten worse. My student loan interest is capitalizing because I'm already on a low monthly payment for that (not in default though).
I am at the point where I am having to charge groceries and gas and if it continues I won't be able to pay minimums on credit cards over time.
I earn about $55,000 but because of where I live, half my monthly take home pay goes to my rent.
I am trying to get rid of most of my possessions so the next time my lease ends, I can try to find a basement to live out of to cut housing costs.
In the meantime, I am wondering if I should just declare bankruptcy. I can't afford to pay an attorney. Would an attorney even talk to me? I am just not sure what I should do besides giving up, quitting my current job, and moving in with my parents and trying to find a job where they live. I also have a part-time job.
2006-12-27
22:01:48
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11 answers
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asked by
KAR36
6