whats the best investment to make the most money? mutual funds? bonds? cd's? or 529 college savings plan?

Answer 1

1st Mutual funds. A fund that seeks to mirror the market should return about 10%-13% average over the long run, say 10years or better. Less about 3.5% for inflation you'll earn about 8% fairly safe if you look at the long term vs inflation.

2nd bonds are just ok usually about 4%-7% less inflation of 3.5% you'll earn about 2%

3rd Cd's depending on term about 1.5% to 5%. you'll lose money to inflation of 3.5% or break even so you'll see 0% to -0.5%. You'd do better with a high yield savings from a place like www.emigrantdirect.com, currently 5.05%, no fees or minimums. current inflation is about 2.5% so not bad for FDIC insured and better than almost all CD's and it's not tied up.


529 takes a lot of research to see if it really benefits you. Talk to an expert.


note inflation has been low, below 4% for many years but it can really get up there, in the teens, remember the 70's? Inflation is important and should always be taken in to consideration when investing. IT is a risk.

Answer 2

Prosper LLC is also a good investment vehicle. When you join a group, you can lend money to to others at interest rates up to 29%. Most people begin with around $50 per loan because Prosper allows you to fund a portion of a loan, to spread your risk. It's a three year investment, unless the borrower pays the loan back early, and Prosper credits your account for the principal and interest every month, plus any fees. I started the Sturzstrom Funding Group and I have funded three loans so far.

Answer 3

It really all depends on how much you have and how long you can go without it. Here are some basics:

Mutual funds = relatively high IR and liquidable

CD's = Highest rates but time constraint

Bonds = lower rates than most CD's but time constraint

529 College Savings Plan = Too many fees

Answer 4

The previous 2 answers are good. I personally try to free some time for myself to learn Forex trading.
The problem is that it takes time to learn the Forex skills. Meanwhile you would like to find the opportunity to boost your income. The tools you list in the question are known low-risk-low-return. It is possible to do much better than 5% a year with not much higher risk (risk is a manageable factor pending the due diligence). Make the sorrow due diligence before you invest in anything. There are a lot of scam artists out there.

Being a full-time employee myself, I am trying to find the opportunities to generate cash flow without having to work for it.
If you have enough money I would suggest you to find the proved Real Estate investment group like this: http://www.2020properties.com/ .
Other good source of passive income is Stock paying dividends. You would like to find the stock that have a track of consistent dividend payments, preferably 4 times a year with dividend yield more than 10% a year.

For more working ideas please check my blog here: http://PassiveIncomeIdeas.blogspot.com
It is dedicated to the Passive Income Ideas and I try to post only the working ones (those already creating the cash flow)
My best brings me 10% a month. If you will choose to join it using my referral link I will return you 2% of your initial investment back.

Answer 5

A 529 is a type of college savings plan. Here is some more info on it: http://www.529s.com
You need to decide how much time you have to place your money somewhere before you decide what type of investment you want to go with.

Answer 6

I would recommend to invest in currency trading.You can really make good money provided you know which currency to buy and when to sell. Check the website below where the top forex trading programs have been reviewed. I feel it will definitely help you in selecting what you are looking for.
Hope it helps

http://money-review-site.com/investment.html

http://www.money-review-site.com

Answer 7

cd's But You Will Have To Wait A While Are They'll Cut Alot Of Your Money.....

Answer 8

i don't know