Personal Finance - December 2006

I need to know if anyone out there knows of any books that relates to finances and getting out of debt. Hopefully something ala' Dave Ramsey would be preffered. But if you have a better suggestion and its cheaper leat me know. (I'm on a budget remember?) :)

2006-12-28 11:12:31 · 6 answers · asked by Anonymous

2006-12-28 10:52:54 · 6 answers · asked by Jimmy T 2

I've been dissable for 4 yrs. & I have one creditor "Target Visa" who I have explained my situation COUNTLESS times. I'm unable to repay the bill as I'm on a very limited income. They call me at least 5 times a week. Are there any laws or do I have any rights at all re: this matter?
Thanks,
Cathy

2006-12-28 10:44:00 · 13 answers · asked by msdesertrat_58 1

2006-12-28 10:24:32 · 3 answers · asked by daliatdn 2

i dont know how they got my original street address. send me money orders that i supposedly have to cash and then send them the money via western union to africa. i never asked for this and i have no clue how they got my address. i am really scared

2006-12-28 09:49:23 · 5 answers · asked by deedee 1

2006-12-28 08:32:52 · 5 answers · asked by mreese7113 1

2006-12-28 08:10:56 · 13 answers · asked by reddvett02 1

2006-12-28 07:52:27 · 3 answers · asked by linda w 1

2006-12-28 07:40:28 · 10 answers · asked by alan b 1

I want to take a huge cash from bank, please tell me the limit.

2006-12-28 07:40:11 · 7 answers · asked by Charles 1

2006-12-28 07:33:28 · 6 answers · asked by justine3204 2

my dad owns a painting company and has tried selling our cars and everything but theyre brand new and his also put the house for sale after he borrowed a loan can any1 advice on how my dad could make some money this days fast! theres just 2 much competition in our erea for painters so were thinking about trying a new buisness
LIKE REALLY REALLY FAST
we atleast have 2 have 4 thousand a month for payments

2006-12-28 07:21:56 · 12 answers · asked by eric p 1

I am trying to find a way to get the most out in the long run for the money that I put in.

2006-12-28 07:07:10 · 8 answers · asked by teardrop301 4

I only 13 and i am just looking for ideas because i have extra money from christmas

2006-12-28 05:43:49 · 20 answers · asked by Anonymous

I'm 51 years old. Is it a percentage or lump amount for everyone...I received info from my retirement rep., but he said "the maximum normal amount is $15,000 and increases to $20,000 after age 50" but I am confused if this is the maximum for a any salary such as someone making $200,000 and there is a maximum cap... is it a percentage for everyone with a max cap at $20,000 if over 50? If it is a percentage, he is misleading me because I make under $50,000 and if it is a percentage, I could not save that much...If I saved 15% then I would be only able to save $7,500 or so at most

2006-12-28 05:39:33 · 4 answers · asked by Ford Prefect 7

Ok i am 19 years old and because of illness i was unable to complete cosmetology school which was going to be paid for by student loans. since i had no choice but to quit, my federal student loans were dropped and now i have about $5000 to pay off. it has gone to a collection agency because i was without a job for seven months and i was unable to pay. i am now employed and make about a $900/month. i have an apartment, credit card bills, student loans from college, electricity bills, and food to pay for. i have tried many times to work with the collection agency and the smallest that they can make the monthly installments is $200! i cannot afford that! i can't afford a financial advisor either. whats worse is that since i can't pay they monthly installments, i am now having legal action against me and they have also attacked my credit score! i need to know if there is a way to avoid bankrupcy and somehow pay them off... please help!

2006-12-28 05:10:52 · 9 answers · asked by Anonymous

what should i get i am canadian!

2006-12-28 04:45:27 · 23 answers · asked by Anonymous

The interest must be accumulating at a faster rate than I can pay it down, as the car loan was approximately $30,000 at a rate of 7% interest. I just checked with the bank, and after making 7 months of regular payments ($650) the balance owing is almost $33,000.

How is this possible?

If the interest on a loan accumlates at a faster rate than it is being paid down, how will it ever been paid?

Thanks...

2006-12-28 04:42:36 · 12 answers · asked by lil 2

http://www.prosper.com/public/lend/listing.aspx?listingID=77300

2006-12-28 04:40:46 · 3 answers · asked by crashaw76116 1

I know good and bad is mostly relative to something else. In this instance my peer group. I have 982,000 in assets and 771,000 in liabilities giving me a net worth of 210,000.00. Is this good or bad for my age?

2006-12-28 04:16:29 · 13 answers · asked by the man 1

I want to take my wife on a "honeymoon" (since we didn't really get a real one) to Hawaii but want to save up enough for us to have fun. I work for an airline so airfare won't be too high but hotel, food, and rental car are in question. We want to have fun, possibly go in March. We're not into the snorkeling or scuba diving so that won't be an expense but we enjoy the beach and sun. What's an amount to aim for over the next couple months?

2006-12-28 04:11:33 · 7 answers · asked by runner_shawn 1

I want to build up a savings account and was looking at Emigrant Direct but I'm wary of an online bank account that I don't know much about. Any advice would be greatly appreciated.

2006-12-28 04:07:53 · 2 answers · asked by runner_shawn 1

I need about $500 for new paintball gear, and i need it pretty quick. What is the overall best way to do so?

2006-12-28 03:42:16 · 6 answers · asked by pbfreak49 1

2006-12-28 03:40:08 · 2 answers · asked by silverback487 4

I want to build up a savings account with my wife so that we can have a good nest egg for when we decide to have a kid. I'm 25 and she's 22 so it'll be 2-3 years and we want to start saving more than we are. How much should we "reasonably" be putting aside without shorting ourselves for our own fun times?

2006-12-28 03:31:47 · 9 answers · asked by runner_shawn 1

lost my position at my job and need finacial help

2006-12-28 03:28:52 · 6 answers · asked by BRENDA G 1

I am cleaning up my room and finding a lot of old document. They are piling up. I don't know what I should keep and dump. Please help.

2006-12-28 03:15:52 · 2 answers · asked by semicomer 1

2006-12-28 02:44:03 · 5 answers · asked by Tony B 1

I am a single person living in a University Residence Hall, I sometimes share food with my roomate. The local grocery store (Publix) is always having buy one get one free offers.I want to know if this makes sense financially and if I truly am saving when I buy two of one item. I usually don't buy because I fear that I might not be able to use as much of the prouduct before it goes bad. http://specials.publix.com/index.aspx?pagename=shopmain&fsid=36b301d7-26fc-42a0-9413-ecb685d3c8d1&dssid=36b301d7-26fc-42a0-9413-ecb685d3c8d1&storeid=1037739&sf=true
Please help I am trying to budget for next year.
Thank you.

2006-12-28 02:38:11 · 8 answers · asked by Stefi J 2

I am receiving a lump sum of money from a QDRO and I would like to pay off some bills as a result of the divorce and repair my credit.

2006-12-28 02:31:18 · 2 answers · asked by legionbirdman 1