Personal Finance - December 2006

I know Bush needs to pay for his war, but how much further will the rates go up?

2006-12-30 05:46:28 · 6 answers · asked by niddlie diddle 6

Credit isn't the best in the world there is about 200,000 equity on my house my mortgage is for 100,000 . House payments are up to date and owe 2,000 in credit card and doctor bills. My salary just barely pays mortgage and utilities.No loan companys please.

2006-12-30 05:29:24 · 12 answers · asked by eagle 1

2006-12-30 05:24:40 · 9 answers · asked by corkie 1

at the moment i am living with my boyfriend and his mum she currently claims child benifit for me as i am 17. we are looking for a place of our own and i would like to no does anyone no what i would be entitled to claim when i move out as i am a full time student but i am also looking for a job.
am i entitled to claim income support and if i am how much would i beable to claim?
i only ask this so we could work out if we could afford to move out or not.

2006-12-30 05:20:33 · 6 answers · asked by mummy to 3 miracles 5

I own a home and want some extra money.I have about 200,000 equity on my home and my loan is for a 100,000.My credit is not the best in the world.I have 2 credit cards total of 1,700 dollars and owe a few doctor bills totaling 730 dollars.My house payments are current and I have no car loan.My salary just barely pays my bills.Maybe I can leave some money in a high interest account to acquire some money from the equity loan too and use some of the money to do a few things to house but not major remodeling just new carpet,paint landscaping etc etc.What is the best way to get some extra cash,I am a single mom and only have my one income coing in and can't take another job because I have to take care of my other responsiblities as a mom.Please no loan companies respond. Just want to make my quaility of life a little better.Thanks anyone.

2006-12-30 04:56:30 · 2 answers · asked by eagle 1

I have some credit card debt hanging over my head...most of it is from when i was unemployed a few years back. needed to use it for basics like groceries and rent (had no alternative).

i've negotiated my interest rates as low as the companies are willing to go and have good credit. however, the interest rates are still pretty high, so i'm getting reamed in the long run with finance charges. i want to pay at least one of the two cards off and close the account.

this debt is causing me stress, I can only afford to pay the min. payment each month and want to have more disposable income and money for my 401k deduction and savings account.

Any thoughts on using my ROTH IRA to pay off the debt? It will take nearly all of my IRA to cover the debt, so that's the big concern. However, i'm confident i'll be able to replenish it from other sources over the next few years.

FYI, I'm 34 in case that's a question in terms of retirement timing.

Anyone do this and have any regrets? Thx!

2006-12-30 04:24:32 · 6 answers · asked by Anonymous

2006-12-30 03:54:26 · 9 answers · asked by Anonymous

2006-12-30 03:33:33 · 12 answers · asked by christine.ecclestone@btopenworld 1

i want to make money fast to buy a car. what should i do?

2006-12-30 02:28:25 · 14 answers · asked by Anonymous

i am a self emploed person need home loan.any help?

2006-12-30 01:09:40 · 7 answers · asked by shekharravi 2

I am 20, graphics designer, earning in well. But I have bad habit of spending money and not to save money. Whatever I earn, I spend in smoking and movies. I am alone, when I was 10, I have lost my parent. Please Help Me. I have been insulted almost all the time for this bad habit, by friend and others. Please Help Me. How do u all save ur money. I don't know why but I don't care of money, I don't love money. But Now when I have no money, I realise my mistake. But don't know any thing about money management. Please Teach me money management. How to u all people manage in their less salary, and why I can't

2006-12-30 00:15:32 · 4 answers · asked by Anonymous

If it is sent by wire, they cannot say they didn't get your check, charge you late fees, etc. You have an excellent record of your payment.

2006-12-30 00:10:22 · 4 answers · asked by judy w 1

I've recently been experiencing problems with 3 (the mobile network) basically they've referred my account to a debt collecting agency as they say i havent paid my bill, however when reviewing my bank statements the amount had actually gone out of my account a few weeks previous, they (3) have begun investigating where my money has gone, but say they need my bank details to investigate it properly.
however im slightly reluctant to as may/june time they took £120 out of my account without my permission as i told i was just setting up a direct debit!

Do they really need my bank details to investigate where my money has gone? I have a payment reference number!

2006-12-29 23:21:55 · 12 answers · asked by Becci 4

anyone know the best way to earn some extra income? I'm 23 just out of college getting ready to go into law school and looking for ways to earn some money while going to school.

2006-12-29 20:51:36 · 7 answers · asked by Anonymous

2006-12-29 19:43:40 · 7 answers · asked by matt12882003 3

Does anyone know whether I can spend these at shops as they are or have to go to a bank and plead my case for an exchange of notes? They were ripped off at the ends but when I have applied sellotape to put it back together they look just as they should do i.e. no missing parts. These were not ripped through the watermark and the matching note numbers are still readable (although slightly torn on one note)

2006-12-29 19:40:41 · 20 answers · asked by Ally32 2

i m know about share market

2006-12-29 19:22:58 · 5 answers · asked by hkd 1

2006-12-29 19:16:29 · 4 answers · asked by santhosh k 1

i just need an account to set up some direct debits

2006-12-29 18:19:17 · 16 answers · asked by J W 2

2006-12-29 17:40:28 · 9 answers · asked by Anonymous

I need your opinion as to whether I should make prepayments on my home loan or make investments for the same amount.

One thought says that my EMI amount will be fixed and considering a 20 year span, the worth of the EMI 10-15 years from now will be very less. The same amount can be invested in mutual funds having a medium risk.

My wife says that if we make a prepayment, our liability goes down and are done with the loan sooner as the prepayment amount is deducted from the principal amount and the floating rate of interest will go down in another 5-6 years to ~7% levels?

If anyone has already given thought to this, please reply. I'll really appreciate some thoughts from CAs and home loan professionals.

2006-12-29 15:56:55 · 8 answers · asked by khare_mcsd 2

Attention Finance Wizards!

It's taken me three and a half years but I've managed to pay off my credit card debt! I did this by lowering my pre tax contributions to my 401k (which the company is matching) and putting as much as I could into paying off this debt.

Now that the credit card debt is gone, II'm at a cross roads. I don't have a safety cushion for if I lose my job, and ideally I'd like 3 months worth of my salary in savings.

My question is: Do I build the nest egg first (3 months worth will take me 5 or 6 months) -or- do I put as much as I can into the 401k and build the nest egg slowly?

2006-12-29 15:32:41 · 9 answers · asked by rasmalai001 3

I'm doing a little research project and would like some anonymous opinions/statements

2006-12-29 14:57:48 · 20 answers · asked by "Asian Warren Buffett" 1

2006-12-29 14:08:58 · 7 answers · asked by pldjrftb@verizon.net 3

2006-12-29 13:56:02 · 10 answers · asked by pirateron 5

2006-12-29 13:45:54 · 23 answers · asked by Anonymous

2006-12-29 13:38:00 · 4 answers · asked by RED WHITE AND BLUE 4

are East West Bank or Builder Bank own by Wells Fargo??

or none of them.

2006-12-29 13:27:51 · 3 answers · asked by henry_o01 1

It seems like most are more apt to buy the new car even when the old one is still doing the job than put the money away for their rerirement.

2006-12-29 13:20:59 · 12 answers · asked by Anonymous

2006-12-29 12:29:33 · 7 answers · asked by cc 1