how do i start getting credit? at age 17 an married?

Question

well i'm married and i have a bankaccount with checking and saving's can i start getting me a car a phone on my name? what do you guy's think?

Answer 1

If you are really serious about it then a credit card is one of the fastest credit builders. But if you don't pay it they can really hurt your credit too. Even a small bank loan will help but you may have to have a co-signer. Any loan against anything will help though but you will prob have to pay a higher interest rate on whatever it is. But if you keep your payments made on time the interest will eventually go down. avoid applying for too many loans cause everytime a credit check is run your credit score is dropped. good luck, it won't be easy but if you try you can do it.

Answer 2

You must be 18 years old to legally enter into a binding contract. I know that seems like a long time and the fact that you're married at 17 doesn't have any bearing on this.

You can be an authorized user (a person who can use a credit card but is not financially liable for any of the charges) at any age. If your husband is 18 or older he can obtain a credit card and add you to the account as an authorized user.

Answer 3

I think that you will have to wait until you are 18 years old. If your spouse is of legal age, then as a married couple you should be acquiring credit together. Good Luck :)

Answer 4

You have to be 18.

Answer 5

You are to young to get credit with out a getting some one to co sign for you. Sorry but you have to prove you are responsible enough for a loan and there is only one way to prove it, find some one to co-sign for you pay the loan off on time no late payments then you are on your way.

Answer 6

a million) Having a toddler relies upon on what your waiting for on the time and what GOD is conscious you may cope with i change into 19 after I were given married and now i'm 20 and six a million/2 months pregnant we are going to be married for year Sept 18 i'd be 21 in Oct and my husband will be 22 in Oct. 2) We met at a school dance i change into 15 and he change into 16 it truly is the way it began no we wasn't highschool sweethearts that fool did not even bypass to my college and snuck into the dance Lol. 3) We did not wait lengthy before everything i have been given pregnant even as i change into 16 yet because i wasn't financially strong or out of highschool we keen to terminate the being pregnant, i felt undesirable yet i knew it would want to pay off contained in the suitable. Now we are going to be havin slightly female in Nov. 4) it relies upon on you and how your relationship is going we weren't mutually the full complete 5 years after the abortion we had alot of issues we idea we were makin the right decision inspite of the indisputable fact that it change into alot of emotional stuff to stick with we broke up for a year and a nil.5 because of it and that i idea i might want to in no way see him lower back yet i prayed and suggested God if he's the only for me enable or not this is performed contained in the time you want it performed in and if he's not the only help my heart to heal and study a thanks to love lower back. Sept a million 2007 he noted as me and cried tellin me how a lot he loved me and missed me and requested me to marry him i change into nevertheless mad yet i suggested sure sept 17 he flew me to the position he change into and on the 18 we were married the point of all that change into merely to assert you're lacking your BF and he might want to be the only you'll marry you actually desire time and slightly area so that you'll extremely understand it pray on it and if this is in Gods will it's going to take position it would want to not take position even as youwant it to yet i'tll take position strong success and God Bless

Answer 7

Without a co-signer of legal age, you have to wait until you are of a legal age.