Personal Finance - December 2006

We have had programmes on the TV where people have had to have counsiling to manage their debts. Young people filing for Bankruptcy because of their debt, and so on. Why can't people manage their finances, and budget their money better, WHY.

2006-12-29 12:26:30 · 36 answers · asked by Anonymous

2006-12-29 12:18:54 · 8 answers · asked by Thexfireman 2

I am very interested in the different bankruptcy laws and how it can apply to a situation. This is for a friend. Please share with me your knowledge and experience (if applicable). Thank you in advance. Happy New Years! :-)

2006-12-29 12:17:21 · 4 answers · asked by Maria Gallercia 4

i am charter account in iran also i have a factory of carpet , i want to sell our product in your site please tell
me how can i sell our product

2006-12-29 11:59:23 · 2 answers · asked by farhad d 1

I am in need of $6000 or i am going to lose my car and a bunch of other stuff is in jeopardy. I know this is the wrong way to do it but, I have tried all of the convential ways with no luck. Yes I have a job and normally I am fine with making payments but,I leant someone money and they have not paid me back so now I am in serious trouble. Help please!

2006-12-29 11:53:27 · 17 answers · asked by liljeanni1971 1

Hope this makes sense. Just after some serious advice on whether I should consolidate all my credit cards again into an existing personal loan. Also not looking for lectures, I've learned my lesson.

2006-12-29 11:52:24 · 6 answers · asked by Mister Avatar 2

I am going on a trip in the coming summer of 2007 to France, Italy, and Greece, so I need a lot of money, and I have only about 5 1/2 months left to fundraise.

I am part of a student ambassador program and this is an educational trip, with many activities and things to do.

I was thinking of selling Smencils (http://smencils.com/fundraising.html). In your opinion, would you buy a smencil for $1?

I'm also planning to work, ask for sponsorships thorough emails and letters, sell things on Ebay, recycle, and save any money I have left.

What kind of ideas you do have that are effective?

2006-12-29 10:38:15 · 3 answers · asked by richief_611 4

2006-12-29 10:14:40 · 10 answers · asked by Anonymous

I think 2.9% charge with an additional 30 cents is too much deduction. Am I better off without having a paypal acount for receiving payments and buying items...provide the pros and cons please...

2006-12-29 10:10:44 · 2 answers · asked by aninjashinobi25 1

In terms of gross salary multiples?

2006-12-29 10:05:14 · 6 answers · asked by Riccardo 1

OFFICE OF THE DIRECTOR OF CREDIT CONTROL INTERNATIONAL CREDIT BANK PLC, 101-103 AVENUE, KWAME NKURUMAH, OUAGADOUGOU BURKINA FASO. PHONE: +226-70377447. Dear Sir/Madam, RE; REQUEST FOR YOU TO STAND AS A NEXT OF KIN AND REPATRIATE 5.5 MILLION USD TO YOUR PRIVATE/COMPANY ACCOUNT. I was mandated by the Managing Director of INTERNATIONAL CREDIT BANK PLC to ascertain your interest and capability to Co-operate with us in actualizing this highly rewarding project on repatriation of funds to your country. Are you willing to be presented as the bonafide next of kin to Mr.Floyd Tarantino, a crude oil merchant from Australia. Until his untimely death by the Tsunami Disaster in Indonesia, Mr.Floyd operated a fixed Deposit account of Five Million five hundred thousand United States Dollars(US$5,500,000.00) with INTERNATIONAL CREDIT BANK PLC. Sequel to his death, the Bank made concerted effort to contact the immediate family in Australia in order to re-claim and transfer the ownership of the fund. Unfortunately, the Bank discovered recently that the immediate families of the depositor Mr. Floyd were also drastically affected by the same Tsunami while on holidays. Apparently, the fund is now in full custody of the Bank. After a very serious survey, I and the CEO of the Bank decided to repatriate this fund to a trustworthy and reliable overseas bank account for high yield investment portfolios. The modality of disbursing the fund will be discussed fully with the Bank-Account owner/provider, which we are offering you. All the documents establishing the deposit of the fund and empowering you to be Next of Kin/Beneficiary of the fund will be perfectly secured in your name if interested in helping secure the fund. Transfer of this fund can be swiftly and successfully implemented within 14 bank working days if you provide the necessary overseas infrastructure required to realize the objective. Please protect my position in my bank by keeping everything secret and confidential until we transfer this funds to your distination.Be kind enough to confirm the receipt of this message for more clarification. Awaiting your reply. Sincerely, Mr.Spiff Izuma N:B Please call me +226-70377447 and reply via this email:spiffizuma@mail.ru

2006-12-29 10:04:04 · 33 answers · asked by Anonymous

What are the laws concerning privacy with bill collectors? I got one harrasing me, discussing info w/ other s?
I have a lady saying shes from a law firm collecting a bill from 5 years ago in 2000 that was orign. 200.00 now due to late fee etc it is 600.00 . they say if i do not pay now they will give this case to the lawyer and i will be soirry they will garnish my wages 25% and send a form to IRS to take 3,000.00 at income tax time. aLSO THEY CALL asking whom ever awnsers the phone at home my personal info where I work , about my debt and if they could pay my balance or I will have files charged against me ? I barley have money and single mom 2 kids and cant pay off 600.00 I told them I could try to pay 50.00 a month they said it wasnt good enough to send 100.00 i said i would try.. well i sent 50.00 on they 22nd and since they havent recieved it they said they would expect me to pay 600.00 in the next 24 hours and I have to call back by 6 pm to let them know what i plan to do or else....or else what??

2006-12-29 09:59:08 · 8 answers · asked by Anonymous

i'm not a UK citizen and I have to leave the country now but my worry is I haven't got enough money to clear my credit cards. (it's less than £5000 though), I wont be able to clear them even after I return to my country as the exchange rate is soo high. Pleas advice me ..

2006-12-29 09:29:45 · 9 answers · asked by ARP 2

2006-12-29 09:15:51 · 9 answers · asked by sam 1

My daughter saw the garbage men rip open our trash and pull out an envelope tear it open and pocket it, we accidentally put our burn bag (bills personal stuff) in the garbage. I'm pretty sure it was an un opened credit card app. Those are the only things we don't open. I called and reported them to their boss. What else can I do?

2006-12-29 09:15:28 · 14 answers · asked by jennie r 2

Please state in a list!

2006-12-29 09:08:53 · 2 answers · asked by Philip G 1

thanks

2006-12-29 09:01:36 · 4 answers · asked by AnnMarie J 1

how long do we have bad credit for? Is it 7 years and then its taken off your record? He wants to make monthly payments but the problem is the credit card co wants it in my husbands name and we don't want to be responsible. He had a serous drug problem and has been clean since he made the stupid mistake.

2006-12-29 09:00:53 · 6 answers · asked by Annie 2

my friend ha a discount, and i was to buy this epensive item, actually two items, and hes helping me, can he just give me his # and i can goto the store and tell them ,and also can i use it twice in the same day? its aetail store like kmart, target.

2006-12-29 07:51:03 · 3 answers · asked by Anonymous

2006-12-29 07:41:04 · 6 answers · asked by justine3204 2

2006-12-29 07:01:43 · 7 answers · asked by porhtronranie2 3

Also, are they any legal restriction? Tax implications?

I am looking to diversify my savings by putting my money into both dollars and euros.

2006-12-29 06:49:59 · 2 answers · asked by Anonymous

i need a £10000 loan but i have only been with my bank for 8 weeks how long do i have wait before i try i have no credit cards
and not a lot in my name apart from 2 D/D
i live in england

2006-12-29 06:47:05 · 5 answers · asked by dean w 1

2006-12-29 06:46:27 · 5 answers · asked by Anonymous

i need a £10000 loan but i have only been with my bank for 8 weeks how long do i have wait before i try i have no credit cards
and not a lot in my name apart from 2 D/D

2006-12-29 06:40:17 · 0 answers · asked by dean w 1

i have a part time job still in high school!!! but whenever i get paid my money is gone that same day i have no clue in what i spent it lol!!! what do youll recommend

2006-12-29 06:30:48 · 9 answers · asked by LOVEABLE.....mE!!!!!!!!!!!!!! 2

I recieved $258 in over draft fee's in one day. I even had over draft protection. Does any one have a way to get them revesed.

2006-12-29 06:05:56 · 7 answers · asked by mdk2121 3

2006-12-29 05:54:50 · 2 answers · asked by Someday Soon 2

2006-12-29 05:43:40 · 6 answers · asked by galactic129 1

Should your spouse moniter every money move you make in the banking account??

2006-12-29 05:42:17 · 12 answers · asked by Anonymous