i need a £10000 loan but i have only been with my bank for 8 weeks how long do i have wait before i try i have no credit cards
and not a lot in my name apart from 2 D/D
i live in england
2006-12-29 06:47:05 · 5 answers · asked by dean w 1 in Business & Finance ➔ Personal Finance
You can look for credit card companies that allow you to put deposits then you borrow against your own money but that way you can get and establish a credit history. Capitol one is one I've applied to they'll take almost any one has long has you deposit money. I hate the thought of borrowing and paying interest on my money. Oh well what can you do after you messed up.
2006-12-29 07:02:05 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you are not a homeowner you you will probably find it easier getting a loan for a specialist lender rather than your bank.
You are probably best going through a specialist unsecured broker such as:
http://www.advantageloansuk.co.uk
http://www.tenantloansonline.com
These companies will search around for the best loan option for your individual circumstances and although they charge a fee of between £20 and £50 they could save you a great deal of money in the long run.
If you have no credit history, no proof of income and no security you may find that the best option for you is an Unsecured Guarantor Loan. A Guarantor Loan is a normal unsecured loan that is countersigned by a friend or relative who trusts that you will pay back the loan. You can find out more about Unsecured Guarantor Loans here:
http://www.flmloans.co.uk/loans.php
2007-01-01 05:45:35 · answer #2 · answered by Anonymous · 0⤊ 0⤋
you need a credit history, so time in employment, housing and previous credit wothiness will all help.
Do you work for an employer? the might give a loan or your union can help with loans for a car or house deposit.
Its a big amount unless your sure you can pay it of
2007-01-01 04:57:46 · answer #3 · answered by kenjinuk 5 · 0⤊ 0⤋
here try one of these loan companies: hfc.com
beneficial.com prosper.com americangeneralfinance.com
There are a few I know of you can also look up personal loans online and see what you will find.
2006-12-31 00:33:35 · answer #4 · answered by liljeanni1971 1 · 0⤊ 0⤋
Try this you may get bank loan here visit http://www.freewebs.com/getyourloan
2006-12-29 12:49:04 · answer #5 · answered by Anonymous · 0⤊ 0⤋
no chance for at least 3 mts
2006-12-29 06:49:19 · answer #6 · answered by cereal killer 5 · 0⤊ 0⤋