I need to know if anyone out there knows of any books that relates to finances and getting out of debt. Hopefully something ala' Dave Ramsey would be preffered. But if you have a better suggestion and its cheaper leat me know. (I'm on a budget remember?) :)
2006-12-28 11:12:31 · 6 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
How about something free!! Go to www.mymoney.gov. It's a website set up by the U.S. Financial Literacy and Education Commission.
Good Luck!
2006-12-29 02:10:27 · answer #1 · answered by Inquisitive125 3 · 1⤊ 0⤋
Dave Ramsey is having a sale on his website on some of his products. I have read Suze Orman, Larry Burkett & Howard Dayton but Dave Ramsey makes the most sense to me. He is no nonsense, get it done attitude made us start his process.
The starter kit is only $49.99 it includes:
The Total Money Makeover Book
More Than Enough
Dumping Debt Video - DVD
Cash Flow Planning Video - DVD
The Great Misunderstanding Video - DVD
Financial Peace Software
The DVDs really bring his teachings to life, it helped us a ton! We took his Financial Peace University class (just over $100) through our church and was well worth the money.
I know you are on a budget but the $49.99 is a great investment, and whenever you need motiviation to stay on your budget you can review the materials.
Good Luck!
2006-12-29 09:19:40 · answer #2 · answered by mldjay 5 · 0⤊ 0⤋
1.Cut up all credit cards except one for an emergency.
2.Create a budget and stick to it, track all expenses and review monthly to cut out excess spending.
3.Use a debit card to avoid carrying around cash.
4.Pay your bills through your banks online Bill pay. (no more stamps or envelopes) if your bank doesn't offer billpay free find one that does.
5.Pay your highest interest Credit card off first, when that is payed off use the money you budgeted for that one to put towards your next one to payoff.
2006-12-28 19:32:06 · answer #3 · answered by tsivle 1 · 0⤊ 1⤋
Go to the library and check one out for free!
2006-12-28 19:20:52 · answer #4 · answered by forestofblade 2 · 0⤊ 0⤋
You can look up Suze Orman's books. Here is a starter article for you from her web site:
http://www.suzeorman.com/igsbase/igstemplate.cfm?SRC=MD012&SRCN=aoedetails&GnavID=20&SnavID=20&TnavID=&AreasofExpertiseID=5
2006-12-28 20:43:24 · answer #5 · answered by CommanderQ 3 · 0⤊ 0⤋
go to the library
2006-12-28 19:20:47 · answer #6 · answered by trawet 3 · 0⤊ 0⤋