Personal Finance - October 2006

2006-10-18 09:53:25 · 5 answers · asked by ccm.1958 1

2006-10-18 09:33:58 · 4 answers · asked by I-C-U 5

I'm talking about tax returns, bank statements, credit card statements, pay check stubs, phone bills, insurance bills and all payments? Forever? Just 2 years? 5 years? Also - when you save these records do you just save the front page or all of them?

Thank you in advance for taking the time to answer this.

2006-10-18 09:21:44 · 8 answers · asked by Think.for.your.self 7

I have a home equity line with a balance of $87,000 at 7.99% and an offer for a credit card with 0% interest for a full year. I figured if I transfer $20,000 to the credit card I would save about $100 per month in interest. Is this a good idea? Will it hurt my credit to have that on a credit card? Is it better to leave it alone and take an interest deduction on my taxes?

2006-10-18 08:48:54 · 6 answers · asked by kdk101001 1

I have done the math, and the cost of attending community college part time, would be less than the interest on my student loans.

Here is an example of my situation: Upon graduating, the annual interest on my subsidized student loans will be about $1,500 per year. The cost of attending part time (6 hours) at a local junior college works out to about $1,000 per year after costs of books, fees, etc. So, I would save $500 per year by attending junior college and deferring my interest.

Now it gets even better…

I can deduct only $2,500 a year in student loan interest. Based upon my total outstanding loans, I will have much more than that from only my unsubsidized loans. So, I would get no tax deductions from paying the interest on my subsidized student loans. However, if I go to junior college, I could deduct my education expense.

Now, I am not planning on never paying back my student loans. I hope to work, go to JuCo and pay my loans at the same time.

Comments?

2006-10-18 07:29:29 · 1 answers · asked by mtpizzo 4

wich one lives more greatter?

2006-10-18 07:15:15 · 7 answers · asked by Desruisseaux G 1

Some schools are making it mandatory that ninth graders must take a financial class and learn the basics. Do you think that this is a good idea? Why or why not?

2006-10-18 07:09:16 · 5 answers · asked by nickname 1

How much money does the average american make per year? And to be more specific how much does a hairdresser/waitor/nurse make as apposed to say a manager of a bank or small marketing firm?

2006-10-18 07:03:09 · 2 answers · asked by Iza 2

2006-10-18 06:50:16 · 15 answers · asked by caldamian 1

2006-10-18 06:04:22 · 1 answers · asked by sv 1

i need money now but dont get paid till next week i can pay it back first thing on thursday.

2006-10-18 05:34:10 · 33 answers · asked by Anonymous

I want a personal loan in the range of $15,000. I don't want to get ripped off on APR. If you have a good experience with a loan provider, maybe you could tell me about it. thanks.

2006-10-18 05:06:49 · 4 answers · asked by The Great Sphinx 2

2006-10-18 05:04:40 · 13 answers · asked by gembaby74 2

I'm a junior in college and live on my own.I have never had a checking account or debit card. I mainly always use cash, and I refuse to get a credit card. Recently, my mother suggested I get a checking account/debit card so I won't have loose money lying around my apartment (I tend to have hundreds of dollars lying around for rent and bills). So basically, what are the advantages and disadvantages of having a debit card? Does it cost money to use it certain places? I heard it did at Wal-mart.

2006-10-18 05:03:48 · 15 answers · asked by nicole r 2

I have a bill/collection agency who started to call my employment and I know its against the law. I want to be able to tell this person the exact law and quote from it so they can stop calling my job.

2006-10-18 04:55:18 · 4 answers · asked by kingnappa 1

My husband has bad credit and I have established good credit I do not want to take on his bad credid

2006-10-18 04:53:35 · 13 answers · asked by angelwings 1

I'm curious about what I can do to save money for my children's college. What can my financial institution provide me with? CD's, seperate accounts that can earn interest. I don't know what else there is if there is any and I also don't know too much about how these sort of things work. If any one can give me some info, I'd greatly appreciate it.

2006-10-18 04:10:26 · 5 answers · asked by JR 2

I'm 25 and I'm still struggling with money and finances and I'm just wondering if anyone else ever gets frustrated with the never ending tunnel of dark...Where's the light? I have a good job, I'm working on the side as an Independant Consultant but the money just isn't coming in! Anyone else know what I'm talking about?

2006-10-18 03:49:45 · 11 answers · asked by Dr. Kat 5

I heard in the news that a country music singer's (not into country so I can't think of her name...) husband took 245k from that account after learning of impending divorce...

2006-10-18 03:39:17 · 23 answers · asked by incognitas8 4

If you die and you owed a lot in debt, does your debt get passed on to next of kin.i.e credit cards, loans , e.t.c

and if you didn't take out insurance on these.

2006-10-18 03:26:15 · 26 answers · asked by Anonymous

Tell me why you like your bank?

What do you want from a credit card?

What would make you switch banks?

2006-10-18 03:14:19 · 10 answers · asked by totalstressor 4

I am not looking for millions, $1000 - $2000. I do not have good credit and am looking for an unsecured loan. I am hoping to do this to clear up some debts and build credit. I do not want a pay day loan. Anybody with bad credit found a good loan company that will work with you??(i am not a homeowner)

2006-10-18 03:07:33 · 14 answers · asked by casearas 2

ID Theft Idendity theft Fraud

2006-10-18 02:16:35 · 13 answers · asked by April 1

i want to refinance my two cars and pay off everything negative on my credit report. all of it adds up to $40000.00. i want to have just one payment. does anyone know a good company

2006-10-18 01:35:52 · 6 answers · asked by newpeanut2003 1

im having a problem with my new bank, since i just changed bank accounts my payroll check was not direct deposit, it was a paper check, so i went to deposit it friday night. Expecting it to be there monday morning i went ahead and wrote some checks for a few bills, etc. Well, its not! they are giving me some bull **** that since im a new customer, all checks have to go through a 7 day waiting period...this is a payroll check though! i know there is a law against holding a payroll check! so it wont be available until next monday! can someone back me up on this law?

2006-10-18 01:14:08 · 3 answers · asked by sassy2sloppy 2

I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad credit history? I lve in the UK. Your help will be much appreciated.

2006-10-18 01:09:54 · 21 answers · asked by EmmaB 3

2006-10-18 00:32:59 · 23 answers · asked by Grinner5000 4

2006-10-17 22:26:47 · 20 answers · asked by K T 1

This varies in case of the place he lives in.
Consider he lives in a metropolitan city.

2006-10-17 22:13:43 · 8 answers · asked by someone 1

Will I get a P60 from each employer detailing earnings and tax while in each employement or just a P60 from my current employer detailing earnings and tax with that employer?

2006-10-17 21:52:29 · 4 answers · asked by tnc3012 1