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My husband has bad credit and I have established good credit I do not want to take on his bad credid

2006-10-18 04:53:35 · 13 answers · asked by angelwings 1 in Business & Finance Personal Finance

13 answers

No of course not. You can keep your name, change it to his or use a combination of both. His credit before he married you will not affect you. Unless it was in your name too.

2006-10-18 05:05:11 · answer #1 · answered by Michelle 6 · 0 0

No you do not have too, but also when you hyphenate names society has no time for all those names too. I had a hyphenated name and no one ever bothered with the middle name say when calling my name, when sending mail, when at the hospital, bank, so i eventually dropped it.
Just dont open any lines of credit together and you should be good.

2006-10-18 12:05:07 · answer #2 · answered by reene2g 4 · 1 0

No you do not have to change your last name.

But remember, you're still taking on his bad credit. Anything you do jointly (new car, credit card, department store card, house, etc..) will have both credit reports. And if he makes more money than you do, he'll end up the primary.

I know some women who keep separate bank accounts and this does help.

2006-10-18 11:57:16 · answer #3 · answered by Anonymous · 1 0

No you dont. You can keep your combine with a hyphen or you can make up a new name. You can do what ever you like with the last name when you get married isnt that strange?

2006-10-18 11:57:17 · answer #4 · answered by lisapj 3 · 1 0

Nope I have kept my name from my previous marriage for the past 8years.... Hubbie is not too impressed but after changing it the last time i couldn't be bothered with the hassle.
One of my friends kept her maiden name for work and used her married name for home.

2006-10-18 11:57:12 · answer #5 · answered by jennifer c 1 · 1 0

No you don't have to at all, never have. I know a female physician (now deceased) who graduated in the 30s and never took her husband's name, although their son did.

You are not required to have the child have his name either. However, if he should want to change his name to yours, he would have to go through the court system.

2006-10-18 11:56:02 · answer #6 · answered by finaldx 7 · 1 0

No, you do NOT have to change your name.

However, the name change is not what links you with your husband, regardless of your name. Joint credit will link your records. If you have no joint credit, yoru records will not be linked.

2006-10-18 11:55:38 · answer #7 · answered by Bostonian In MO 7 · 1 0

NO!!! You can keep your name it is not the law that you have to pick up your husbands last name just an old outdated tradition.

2006-10-18 11:57:54 · answer #8 · answered by CaSeY LyNe 3 · 1 0

No. You can make him change his to yours though

2006-10-18 12:41:57 · answer #9 · answered by Osunwole Adeoyin 5 · 0 0

Keep your maiden name, or hyphenate.

2006-10-18 11:55:24 · answer #10 · answered by Anonymous · 1 1

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