Personal Finance - October 2006

Trouble is I have no funds available and am already over my limit.

What can my bank do about this, and is this technically fraud?

2006-10-19 01:37:08 · 24 answers · asked by Anonymous

I earn 1500 euro net.
If I substract fixed cost I'm down to 287.15. Already included are some special means of saving/insurance for 210 euro (without the insurance that's probably about 100 euro) as well as gas since I have to commute (this one is not negotiable other than changing my job - which I actually try to do).

Is it possible to live (food, clothes, savings) with about 290 euro a month? I don't have any kids yet, but I want to save a little bit.

2006-10-19 00:41:07 · 4 answers · asked by Anonymous

£200,000 mortgage - 5% interest - 25 year repayment.

Total interest = £150,754 thus for your house you have paid a total of £350,754 which is 175.5% of the original price.

Do you think this is fair?

An organisation that makes billions in profit every year get to make money because they have money. What makes them rich...YOUR money!

Banks, insurance companies, etc, the whole lot produce NOTHING at all but they have money so they get richer. They will fleece each customer for all much profit as possible so laying of staff where possible and lowering your customer service where possible.

Any short cut - call centres in India, no chance of seeing a manager, closing down branches and yet still make the billions.

If you think about the extra years you have to work then it might add to your concerns:

For the UK average wage (£21000), to pay off the extra interest you need to work for 16.7 years.

So you want to work nearly 17 years to line someone elses pocket? I don't think so. A con.

2006-10-18 23:53:52 · 9 answers · asked by Anonymous

2006-10-18 23:36:33 · 17 answers · asked by Anonymous

Pls explain the details of post dated cheque and pre dated cheque

2006-10-18 22:46:30 · 11 answers · asked by MOHAMMED SANNU 1

URGENT FOR SECURITY REASONS

2006-10-18 22:42:14 · 4 answers · asked by gbjony9 1

If you are like me, you may be fed up with all the data that credit card co's are building up on . Anyone ever gone cardless and rely only on cash? Sounds like heaven!

2006-10-18 21:59:43 · 18 answers · asked by Anonymous

is there a website or some free software that has a budget i can set up, and fill in every week, so that i can track where my money is going?

any advice! thanks!

2006-10-18 21:05:15 · 9 answers · asked by vlad84 1

I need a personal grant just to pay child support and pay off some bills and maybe have a little left for x-mas...I can't afford to buy the guide books that are advertised, thank you much

2006-10-18 17:02:28 · 5 answers · asked by godsgirl_75 1

2006-10-18 15:42:54 · 5 answers · asked by janice.kennedy@sbcglobal.net 1

leinholders are scary to me. the car is all i have

2006-10-18 15:04:23 · 8 answers · asked by annilori 2

about how much money a year would i need to make to pay for:

- about a $100,000 house
- enough to have fun (go shopping every so often, get my nails done every so often about once a month)
- have a decent/nice car.. about $20,000 average
- eventually have a family (2 kids)
would i need a great job that makes alot of money?(such as 80,000+) or would a decent job be good enough? (such as 30,000- a year)

2006-10-18 14:40:58 · 2 answers · asked by here2help 2

My husband and I have $2,900 (limit of 3,000) on a credit card with 4.99% interest and $4,400 (limit of 6,000) on a second credit card with 10.9% interest. I know it is best to paying off debt as quickly as possible to avoid pay too much interest but we also have a baby on the way, due in March of next year. Would it be better to put everything we have into getting ourselves out of debt before the baby comes or paying the minimum + 50.00 just to maintain a good score and put the rest into savings? We already have a four year old, so I know how expensive babies can be.

The balances are too high, so I can't transfer them to the lower interest card yet, but I am dying to get out of debt. At the same time it seems selfish to think about our debt when there is a baby on the way. I can put 500.00 into debt reduction, 250.00 per card. Or I can pay the minimum and put the rest into savings. What would you do?

2006-10-18 14:31:06 · 13 answers · asked by tiger_lilly33186 3

2006-10-18 13:06:31 · 7 answers · asked by mrcub23@verizon.net 1

I recently was charged 19 overdraft charges in a period of 10 days by this bank. I was totally unaware that I even had this so calle "protection" in my acccount. So I was charged a total of over 600 dollars. At the same time no one contacted me that my account was being overdrawn. I could have easily transferred the money from my savings. They refuse to return all my money, are these guys crooks?

2006-10-18 12:26:16 · 4 answers · asked by urlikeaminal 2

I recently was charged 19 overdraft charges in a period of 10 days by this bank. I was totally unaware that I even had this so calle "protection" in my acccount. So I was charged a total of over 600 dollars. At the same time no one contacted me that my account was being overdrawn. I could have easily transferred the money from my savings. They refuse to return all my money, are these guys crooks?

2006-10-18 12:25:41 · 4 answers · asked by urlikeaminal 2

2006-10-18 11:48:10 · 5 answers · asked by duey 1

2006-10-18 11:35:49 · 23 answers · asked by JOHN O 2

I get $50 a week and it usually cost me $15 a week to eat lunch a school. (I don't eat anything though.I'm dealing with an eating disorder that my family doesn't even know about...... but that's another story.)
But when my Older sister ever needs cigaratts, she'll ask me and if I don't have any money, she'll tell mama that I'm broke. They'll ask me all these questions about how and where I spent it......
I don't know anything else to tell them. They DON"T need to know what I'm doing and I can take care of myself. What I'm doing is my business, but I need a few more stories to tell them for now, otherwise, I'll be cut off from the money. Got any ideas???

2006-10-18 11:31:00 · 9 answers · asked by ♥femme fatale♥ 2

I tried to get it straitened out by my employer but they never got back to me.. then I just remembered a few days ago.

2006-10-18 11:21:02 · 4 answers · asked by Satanic Panic 2

2006-10-18 11:17:46 · 7 answers · asked by angel_rat_83 1

2006-10-18 11:08:54 · 10 answers · asked by Anonymous

im looking for a online job that isnt a scam and pay good thank you so much

2006-10-18 10:40:19 · 2 answers · asked by Anonymous

2006-10-18 10:36:43 · 11 answers · asked by babigurlmina 1

My son is 16 years old, my daughter 13 years old. I'm living in an apartment, my car has 120,000 miles on it. The business I own is growing. Should I buy a house,take a mortgage, deduct the interest, and put $25000 down? Should I buy a new car to replace the old one that is dying? Will buying major assets increase or decrease my ability to get loans to pay for their college education?

2006-10-18 10:23:10 · 3 answers · asked by hottotrot1_usa 7

You know how some credit cards have cashback bonuses for purchases? I want to find a way to do that for my rent... But writing cash advance checks don't count towards this, and my landlord doesn't accept credit cards. Does anybody know of a checking account program or billpay system that would give cashback rewards on paying my rent?

2006-10-18 10:23:04 · 2 answers · asked by shoupart 2

2006-10-18 10:14:31 · 6 answers · asked by alanjcoleman 1

2006-10-18 10:10:05 · 7 answers · asked by friendgirl 1

2006-10-18 10:09:36 · 3 answers · asked by scott k 1

I am just interested to know when tax credits were introduced, what was in place before then, and are they a permanent fixture or can they be taken away again?
I couldnt survive without then as my partner is on a very low wage I am a nearly full time mum and without them we wouldnt beable to pay any bills or buy food, or do anything. Our wages without tax credits barely covers the rent. So I am scared they will be taken away.

2006-10-18 09:58:07 · 8 answers · asked by cigaro19 5