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I need a personal grant just to pay child support and pay off some bills and maybe have a little left for x-mas...I can't afford to buy the guide books that are advertised, thank you much

2006-10-18 17:02:28 · 5 answers · asked by godsgirl_75 1 in Business & Finance Personal Finance

5 answers

Go to your public library. They have the guides there. I've checked it out before.

I must caution you, however, that it is VERY UNLIKELY that you will find a grant that will help with what you want. Grants are not just given to anyone who needs money. Grants are given with big stipulations. For example, while you CAN get a grant for buying a house, you probably will have to get a house in a bad neighborhood, fix it up, and provide good, low-income housing to a renter. You get the grant because you are cleaning up the neighborhood, not because the government wants to buy you a house, or because they like real-estate investors.

A grant "just to pay child support and pay off some bills and maybe have a little left for Christmas" just doesn't exist. However, if you want some advice on how to handle some of your personal finances, e-mail me. I've been learning a lot in that area, and I'd be happy to share everything I've learned with you for free.

2006-10-18 18:53:39 · answer #1 · answered by Serving Jesus 6 · 3 0

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, for getting out of debt or for paying child support or for having some Christmas money. Imagine if that were true, then all those paying child support will just line up to apply for grants.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

2006-10-19 02:52:39 · answer #2 · answered by imisidro 7 · 1 0

http://www.grants.gov is the free online government search site for government grants. But you might have better luck searching for assistance programs at the Catalog of Federal Domestic Assistance website Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov

2006-10-18 18:47:41 · answer #3 · answered by Piggiepants 7 · 0 0

ask lesko online

2006-10-18 17:04:05 · answer #4 · answered by stalkin ya 4 · 0 0

Try this: http://goaddr.com/8r6

2006-10-18 19:20:22 · answer #5 · answered by Ballistic 2 · 0 0

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