I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad credit history? I lve in the UK. Your help will be much appreciated.
2006-10-18 01:09:54 · 21 answers · asked by EmmaB 3 in Business & Finance ➔ Personal Finance
Could you get a someone to sign as a Guarantor?
2006-10-18 01:12:31 · answer #1 · answered by ♥ Kazbaz ♥ 4 · 0⤊ 1⤋
1
2016-09-28 13:49:07 · answer #2 · answered by ? 3 · 0⤊ 0⤋
If your a home owner then like others have said, YesLoans or Welcome Finance will happily deal with your request.
If you work and are able to pay back the money in a months time try sameday loans, payday loans, just type it in a search engine and you will get a list of many companies
If you are unemployed either visit your unemployment office and speak to a advisor, or even better go to the citizens advise bureau who will guide you through every step of the way.
hope this helps
2006-10-18 03:40:29 · answer #3 · answered by papertrash2002 1 · 0⤊ 0⤋
There is no way you are going to get a loan. Why would someone give you a loan, that you are not going to pay back (because you have bad credit), and without any collateral?
Sell your tv. Sell your jewelry. Get a second job. You are not getting a loan.
2006-10-18 01:20:57 · answer #4 · answered by jack b 3 · 0⤊ 0⤋
try http://www.flmloans.co.uk/
They will lend up to £3,000 to anyone as long as you can provide a Guarantor. A guarantor can be anyone as long as they are over 24 and a Homeowner with OK credit. If you pay the loan off as agreed you Guarantor wont have to do anything at all
Their rates are better than Welcome Finance and they dont charge a set up fee or force you to take out 'insurance'.
2006-10-18 10:21:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Work some over over time, sell anything you don't need, but do not go for that loan. Somehow you have to get out of the debt spiral.
If you are being threatened/blackmailed for this money then you need to talk to the police.
Be brave, it makes sense in the long run
2006-10-18 02:31:27 · answer #6 · answered by Martin14th 4 · 0⤊ 0⤋
If you are on income support, you may be able to borrow it from the Benefits Agency. With your credit history, you would be given a ridiculously high interest rate from anyone else willing to lend you it. Could there be any other way for you without this money...?
2006-10-18 01:15:59 · answer #7 · answered by annie 6 · 0⤊ 0⤋
www.surefirefinance.co.uk can help you obtain an unsecured loan of upto ₤7500 as long as you have 3 years address and employment history, proof of income and no bankruptcy or fraud warnings. If you meet that criteria you can apply online at their website.
2006-10-18 10:58:46 · answer #8 · answered by Anonymous · 0⤊ 0⤋
i am a business manager and i get this situation all of the time!
Do u know y you have a bad rating? You need to log on to Equifax.co.uk to view your credit history to see how bad it is and whether the information actually relates to you!
you should try the company 'HFC' or beneficial Finance they specialise in lending to bad credit rating customers! be careful of their interest rates however! YOU CAN NEGOTIATE WITH THEM!!
2006-10-18 01:14:07 · answer #9 · answered by Liam H 1 · 1⤊ 0⤋
Well, my mom had bad credit but she got hers repaired and I think that;s what u should do. Plus my parents get loans from ace and look for some in telephone books. Good luck!!!!
2006-10-18 01:13:50 · answer #10 · answered by Anonymous · 0⤊ 0⤋
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2015-12-14 00:52:42 · answer #11 · answered by Anonymous · 0⤊ 0⤋