Please help. I've done the debt management thing myself. I've called the creditors to lower our APR's as low as they can go, but we have so many cards opens (& some closed) w/ so much outstanding debt that we have no $ left over a month to pay anything more than the minimums payments. With rent, doctors bills, etc it feels like there's no room to even breathe.I was thinking of filing for bankruptcy, but I don't really know what that means for the things we have. Do they take them back?
I don't want to uproot my family from the only apartment we have ever really been able to call home, but for the past 6 months, we've come close to not being able to pay rent. My husband just got a stable job, so we won't have to put our lives on the credit cards for much longer,but I don't know how we're going to make it this month & possilbly next. We already own his parents for lending us $ last month, so we can't borrow anymore. And there isn't anymore room or time for another job for either of us.
2006-07-27
17:27:26
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15 answers
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asked by
enigma_in_pieces
2