Insurance

How many of you out there have systematically had your insurance claims denied by AFI, for something you should have been covered for? Very curious to know about any patterns.

2007-03-07 22:21:21 · 11 answers · asked by J B 2

Almost 400 a month is taken out from my check to pay for insurance.

2007-03-07 19:55:03 · 10 answers · asked by ralph 2

which would be the best policy for single premium payment mode. I am looking at the maximum cover on this and not on how much money it returns back to me.

2007-03-07 18:16:14 · 3 answers · asked by Bharanidharan G 1

My parents are divorced and I have no relationship with my father. He took out Life Insurance Policies in my name and my brothers back in the early 90's. We are both now over 21 and have recently discovered these policies.
Now it states in the policies that they "expire" when either we turn 21, or he turns 65 which ever comes first. They are in his name only because we were babies when he took them out. My question is, does he legally have to sign them over to us because we are of age? I think it is illegal for him to have something in my name without my permission, is that correct? He refuses to sign them over to us so we can continue them. And is he allowed to cancel them, or withdraw the money now because they shouldn’t they be "expired"? I talked to the office that they were placed through, but because he is still the "Policy Holder" they cannot tell me anything ... help me please!!!

2007-03-07 17:35:23 · 6 answers · asked by erin r 1

2007-03-07 14:00:19 · 3 answers · asked by goya614 1

My wife was having severe headaches and feared she had a serious medical problem. I took her in to the emergency room, they gave her a shot and a perscription and diagnosed it as sinusitis (sp). The insurance company is claiming the visit was unneccesary. To me, it seemed a necessay precaution. What can I do to get them to pay up?

2007-03-07 12:50:34 · 11 answers · asked by danb135 2

I'm the one planning our class reunion. Do I need to get liability insurance? If so, how?? What's the price of something like that? I'd never heard of this for a reunion yet it's listed.

2007-03-07 12:30:41 · 5 answers · asked by cathy_cmr 3

I hold Illinois insurance licenses. I want to start my own insurance agency to sell long term care, life, health and disability products.

2007-03-07 09:37:56 · 5 answers · asked by Anonymous

if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv positive people stuck in their jobs for life just to keep insurance? from what i've found, public insurance benefits only apply when you're dirt poor and have no home.

2007-03-07 09:02:07 · 9 answers · asked by chris_az_74 1

Do you need receipts for eveything or will photographs do? Wwhat about CD'S, do I need a photo of each one or will a software prgram like visitrax do the job? Many Thanks

2007-03-07 08:30:50 · 0 answers · asked by Z F 1

2007-03-07 08:11:15 · 3 answers · asked by Annastaz 2

My daughter was involved in a minor accident on New Year's Day. She told me that her and the other lady involved said they would work something out since it was a minor accident. (her rear bumper). She's calling the house asking for a $500.00 deductible to get her bumper fixed or she was going to take my daughter to small claims court. The reason I thought it was more to this, was because rather than letting my daughter get an estimate for her, she would rather go through her insurance company and possibly pay an extremely higher premium for just bumper damage. Even though my daughter was in the wrong, how can she avoid be scammed for money. We live in Michigan, were it's a no-fault insurance state.

2007-03-07 07:43:10 · 5 answers · asked by stella 2

I see this often where someone buys an item at a medical supply company and is told it will be covered by insurance. Later, they receive a bill because it was not covered after all. Is it the patient's responsibility to verify coverage with the insurance company prior to purchase or the responsibility of the seller not to falsely represent coverage in the first place?

2007-03-07 06:55:22 · 3 answers · asked by superveggiegirl 1

2007-03-07 05:36:43 · 2 answers · asked by scott r 1

I'm pregnaunt and in need of insurance but made $700 too much last year for state insurance. I must have a c section and need to see a doctor but we can not afford it. No doctors want to see me without insurance. I can not have the baby at home! Is there any help out there in Toledo ohio?

2007-03-07 05:28:20 · 8 answers · asked by JULIE M 1

2007-03-07 03:22:02 · 5 answers · asked by Anonymous

Health cost are very high. If an employer is required to offer health insurance everyone will have access to Health insurance and an employer can get the policy at a group rate. I think the buisness should make the employee pay the full premium which is at a group rate or the Employee can pay for part or all as a fringe benifit. Do you think this would be a good idea? Why? or Why not?

2007-03-07 02:59:03 · 4 answers · asked by ♫Rock'n'Rob♫ 6

I'm looking for US insurance companies that offer this service - i.e. instead of buying home insurance to cover everything, to buy insurance just for individual items.

2007-03-07 01:55:52 · 13 answers · asked by curious 1

2007-03-06 16:02:06 · 4 answers · asked by van 1

One of the lic agents told me the following details about money plus policy. Pay 1lakh as premium for 3 years and after 20 years I'll get 30 lakhs as return. Is it true? Does anyone have any idea and it is also told to me that the policy is going to close in a week or 2. Please tell me if any of you have idea on this

2007-03-06 15:41:58 · 4 answers · asked by Saatvika 1

Do you like it? Why or why not?

2007-03-06 14:38:37 · 8 answers · asked by Bink 2

2007-03-06 13:14:45 · 7 answers · asked by DM 1

electric wiring is a fire hazard

2007-03-06 13:12:39 · 7 answers · asked by DM 1

Since the state mandated it in '06
Do the people in jail get free health care then?

2007-03-06 13:03:13 · 2 answers · asked by martywdx 4

when you are a small bussiness owner i need it for myself and my two children and my spouse i am in the metro detroit area is there a website or number i can call too find out . we already have insurance through my city job but i dont think it will last that much longer it is blue cross i would really like to keep it so does anyone know if they do small business insurance. thanks!

2007-03-06 12:50:17 · 6 answers · asked by apriljunemarch 1

People who live in California live in an earthquake zone is earthquake insurance very expensive. Is earthquake insurance required by law? or is it just good sense to have insurance just incase.

2007-03-06 12:02:50 · 6 answers · asked by Anonymous

Is it hard to get the job?

2007-03-06 10:37:53 · 4 answers · asked by Anonymous

what do u recoment i invest in and is this a good plan any advice on people who have it

2007-03-06 10:08:23 · 1 answers · asked by Anonymous

2007-03-06 09:05:41 · 7 answers · asked by Anonymous

My wife and I want to buy small life insurance policies on our mom's - enough for burial, maybe $5 - $6K...they are both in their mid-50's and are both smokers.

Can anybody recommend a place to get a quote? Thanks

2007-03-06 08:56:18 · 10 answers · asked by Tony and Mary 1