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I had insurance through the company I worked for. It was lousy insurance but better than nothing. My wife is in the hospital on average every other week. We moved to Phoenix so I could get a better job and she could work on getting better. After moving here for the job the company laid me off. I was the 139th person laid off since September. Now I have to pay for cobra for my lousy insurance.
If somebody knows of organizations that provide help for people in our situation, please let me know.
Thanks for your time.

2007-03-02 15:13:31 · 4 answers · asked by daluka444 1

Like how casinos have to have cash on hand for every chip in play on there floor...even though 100% of customers would never cash out at the same time, nor would every insured driver get in an accident on the same day, are insurance companies still required to have that backing or is a percentage? Who governs this?

2007-03-02 12:53:58 · 7 answers · asked by mediocre_bassist 1

2007-03-02 11:10:51 · 3 answers · asked by joe c 2

I have a policy from New York Life, but 2 of my friends who are financial planners, say Mass Mutual would be better... there's a bunch of baloney I'm not understanding i.e. guaranteed benefits, crap about withdrawing money for retirement. Altogether, it doesn't seem like I am getting that much from death benefits with the amount I am putting in ($1K/year until pretty much I'm 65). I don't want to pay forever for this... where in my policy does it say when I can stop paying?

2007-03-02 09:31:27 · 22 answers · asked by GirlNcognito 1

I'm an employer in Los Angeles California and several bogus claims are treating my bussines and the employment of nearly 100 people, I know that those claims are not real but the insurance company just pays them and later they will recover the money from a brutal increase in my policy, I talk to them but they don't care, what I can LEGALLY do to stop the abuse.

2007-03-02 09:02:47 · 7 answers · asked by elcabula2002 3

I wanted to buy a 300ZX but a friend said that the insurance is higher for a V6, is this true and I should go find a civic or something?

2007-03-02 08:34:01 · 6 answers · asked by Anonymous

2007-03-02 08:30:58 · 3 answers · asked by Anonymous

As it applies to this sentence: "The advantage of designating multiple levels of beneficiaries is to keep insurance proceeds out of a beneficiary's ESTATE and to avoid probate."
I have these definitions of "estate" but do not know which one applies: 1)the property of a deceased person, a bankrupt, etc., viewed as an aggregate 2)The whole of one's possessions, especially all the property and debts left by one at death 3)equitable estate:: the estate of one that has a beneficial right to property which is legally owned by a trustee or a person regarded at equity as a trustee (as in the case of a use or power) .....plus many more that might apply! Please help me, I am stuck!

2007-03-02 02:54:09 · 4 answers · asked by Anonymous

Many private insurance companies avoid giving health insurance cover to renal donors? They are not giving any thing in writing' but just avoid initation of proposals. Is it correct? Are renal donors are under any kind of increased health risk?

2007-03-02 01:24:50 · 2 answers · asked by Gopalakrishnan P 3

it is said that if I invest 10000/- each for three years in LICs Money Plus and then from 4th year withdrawing and repaying 10000 for 10 years I will get 3 lacs and if i do the same for 20 years i get 6 lacs.( Note that My investment is only 30000/-) Please explain

2007-03-02 00:13:59 · 4 answers · asked by John P 1

I have a deductible of $500 per calendar year. My maximum out-of-pocket limit is $2,500 per calendar year. I have a copay of $15 per visit to my PCP.

So I pay the entire amount of my medical care UNTIL that amount reaches $500, then the insurance kicks in?

2007-03-01 15:16:10 · 8 answers · asked by Anonymous

Well I had to take a personal loan with a financial institution. They obliged me to take a loan insurance also that I had no choice to take otherwise they won't give me the loan. The big problem now is that I did not see in the contract that since 5 month they made me pay interest on the insurance premium. the insurance cost me 2800 and everymonth I had to pay 28% interest on the insurance plus 28% on my original loan amount. Is it normal or legal to do that? Even if it is legal why consumers have to go through all these cheating and dishonest policies? it that normal??? Please help

2007-03-01 15:06:35 · 5 answers · asked by Anonymous

2007-03-01 14:06:24 · 1 answers · asked by Anonymous

My Grandmother recently died leaving me an insurance policy for about 100k will I be taxed?

2007-03-01 12:57:43 · 9 answers · asked by bpeter3196 5

I just bought a policy and got a really good deal! Any horror or compliments?

2007-03-01 10:39:40 · 2 answers · asked by Johnny Lincoln Park 2

I am no longer covered under my parents insurance and i need one once i get into nursing program.

2007-03-01 08:01:08 · 7 answers · asked by Jarlena86 1

Are there any types of life insurance that pays out even if you do not die? I am 28 yrs old...and say I buy a 20 year life insurance policy, if at the end of the 20 years....when I am 48....can I collect what the policy is worth? Is there even such a thing?

Pls advise.

2007-03-01 06:41:15 · 13 answers · asked by myapt5c 2

i owe 2 insurance companys money that i have to get a release from so i can get my license.the company i owe over 7 grand made a deal with me stating i have to pay 1000 and then 100 a month....but the company i owe 2000 to says i have to pay all of it at once to get a release...i have already paid the first company 500,but it doesnt matter since im screwed anyways.my grandpa thinks i should file for bankrupsy but i dont want to.im only 21,there has to be a way to get this taken care of?????

2007-03-01 06:21:10 · 5 answers · asked by Anonymous

I have already taken a course which did not help me at all. My teacher was awful and just blew through the info and did not let us ask any questions. If there would have been some kind of discussion in class I would be able to relate to the information much better, but I am stuck just reading my book and making note cards. I take the exam on March 9th and have been studying my butt off. I have been taking practice test on the website by the school but I am stinking it up every time. The wording of the questions is throwing me off and the information is not sticking in my head. The person who hired me told me to just get through the test and get my license then forget everything because she will teach me all I need to know, but I have to pass the exam and I am horrible at standardized test. Any advice?

2007-03-01 06:13:34 · 2 answers · asked by micah z 4

can you sue for pain & suffering while on workers comp

2007-03-01 05:24:47 · 8 answers · asked by Anonymous

I don't want to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to determine value? Or public adjusters? sweaters, shirts, skirts, vintage clothes, coats, designers who are now gone from the scene, how can I find out the value?

2007-03-01 03:07:11 · 9 answers · asked by C M 1

Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or jewellery?? I've been surfing and can't get any joy at all! Please help, if you can! Thanks xx

2007-03-01 01:44:15 · 5 answers · asked by trimtautterrific 4

We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage should anything happen to either of us - can anyone advice?

2007-03-01 00:00:29 · 7 answers · asked by bevflower 3

insurance companies which are based in cochin

2007-02-28 17:06:38 · 1 answers · asked by Sunil M 1

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