Insurance

My best friend got in a car accident because some kid made an unsafe lane change into her lane, the car was about to hit her, and she reacted by swerving out of the lane, which caused her to lose control and run into a median. Witnesses who stopped, saw the whole thing and gave their details to the cops. The cops filed the report claiming that the kid was at fault because he made an unsafe lane change. My friend sent that to his insurance, and they say they are only going to cover 15% of the cost, and she is lucky she is even getting that because his car didnt make contact. he is rude, oh and he works for state farm in case you are interested. since this kid is at fault, isnt she intitled to the full coverage? Please help! I know she should get it, but legally is what he is doing justified?

2007-06-06 11:29:45 · 4 answers · asked by sjhockeyfan 3

or do I have to get my own policy?

2007-06-06 09:46:27 · 22 answers · asked by ♥just me♥ 5

My employer changes insurance carriers about every two months. Is this normal or even legal?

2007-06-06 07:24:20 · 3 answers · asked by Anonymous

I had a car carrier company transport my car. The car was damaged in transportation and the guy I hired said that the sub-contractor was responsible and I would have to sue the subcontractor. My first question is "Who" do I sue and my second is "How" since all three of us are in different states.

2007-06-06 07:05:50 · 6 answers · asked by Raymond A 1

2007-06-06 05:35:13 · 3 answers · asked by William B 1

I've searched high and low for a decent cheap high deductible health plan in New York (I'm a healthy 27 yr old sole proprieter). For whatever reason, they don't seem to exist. Can I use my mother's Kansas address to get a plan?

2007-06-06 04:25:42 · 5 answers · asked by Matt Cassity 2

Hello,

I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy.

Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.

2007-06-06 03:22:51 · 18 answers · asked by MFibEN 2

2007-06-06 03:07:35 · 5 answers · asked by razzatron 1

My doctor is not in my insurance network...I did not want to change doctors because I have already had 2 other children with her (with a previous insurance) and am comortable with her. I did not find out she was out of network until I had already begun my prenatal care with her. Now I find out that I have to pay 100% of her fee's. I am so stressed out about this and just do not know where the money is going to come from. Any suggestions?

2007-06-05 20:43:30 · 3 answers · asked by Shay 2

2007-06-05 18:47:17 · 4 answers · asked by meanu2721 2

So if I die and my husband collects the $, is that $ taxable?

2007-06-05 16:15:09 · 11 answers · asked by Steve S 2

2007-06-05 14:39:43 · 2 answers · asked by jkravagna 1

please tell me if i'm wrong but isn't insurance a collection of peoples money to pay for an accident if there is one so there for your rates should never go up i personally feel insurance is a rip off and the govorment should make laws stating that an insurance company can only make so muck profit because agent are getting rich from ripping people off when they have a wreck

2007-06-05 12:50:06 · 8 answers · asked by Anonymous

We all know that collision and comprehensive coverages demand high premiums these days. I also know that if your vehicle is financed and you don't provide a lender with adequate insurance or your insurance is expired or whatever, such lenders can insure the collateral themselves, EVEN AFTER a loss has occured - theft, accident, fire, etc.
My question is: Why couldn't I do the same? That is, wait for an accident to happen or your vehicle to be stolen, AND THEN purchase insurance, wait a period of time, and file a claim.
I realize that you'd have a hard time proving an accident occured while your policy was active; police probably need to make an on site report, appraisers can detect the age of the damage and other shortcomings. But what about THEFT? If your vehicle is stolen and you do not file a police report, then buy coverage, wait some time, report the theft as it just happened and then file a claim? What are your chances?
I'd appreciate pragmatic responses, w/o ethical aroma.

2007-06-05 09:12:02 · 13 answers · asked by Jackie R 1

It would be for me and my five year old soon. I would probably like my deductible to range from $500-$1000. If you have any info please give me contact information for the company. Thanks!!!

2007-06-05 07:53:27 · 6 answers · asked by me 2

I recently graduated from Remminton College and I desire to work from home so I may be close to my daughter. I took the Medical Insurance and Coding course because of the potential to work from home. I am single mother and I very much do not want to be separated from daughter all day.

2007-06-05 06:34:49 · 3 answers · asked by Donna H 1

2007-06-05 06:13:40 · 5 answers · asked by Anonymous

I was trying to put my finance in order. I called People Life Insurance and got Monumental. They claim I have a loan on these policies. I said I never received a bill from Monumental.
From People Life Insurance I received letter stipulating that these polices were fully paid and never heard from them again. I have a complaint with the company. better business bureau and the US post office. What else can I do?

2007-06-05 03:49:50 · 6 answers · asked by Sixthofseven 1

I have an a 11 unit apartment complex. My premium went up $285.93 in one year, I asked my agent to show me a formula on how Famers came up with this, he said he does not have this information. Don't I have a legal right to know?

P.S. Mbrcatz17 need not reply.

2007-06-05 02:56:12 · 8 answers · asked by Kevin K. 1

2007-06-04 18:17:42 · 20 answers · asked by lumi 4

2007-06-04 10:12:18 · 2 answers · asked by soser55 1

My health insurance is now offering great savings by ordering my family's prescriptions through the mail. Has anyone ever done this? If so, were you happy with the service? It's through Right Source...thanks in advance!

2007-06-04 09:33:42 · 3 answers · asked by Anonymous

I have an 11 unit apartment complex, in one year my premium has gone up $285.93. I want to know how Famers came up this number, I want them to show me a formula on how they came up with increase. My agent is saying " I don't have access to this information. Don't I have a legal right to know?

2007-06-04 09:30:10 · 4 answers · asked by Kevin K. 1

2007-06-04 09:29:47 · 5 answers · asked by Anonymous

2007-06-04 09:02:41 · 5 answers · asked by monkey f 2

2007-06-04 09:01:50 · 11 answers · asked by monkey f 2

They just called me up right now and offered 3 months of life insurance for being such a great customer. They were gonna forward me to a supervisor and I just hung up, but was thinking maybe I should see what else they have in store. They offered to mail me something. I guess that shouldn't hurt, right?

2007-06-04 06:36:43 · 5 answers · asked by jutx2 2

I'm sure I could meet with dozens of slick salesmen, but I don't have time for that and I want to compare cold hard facts. Anyone been there, done that?

2007-06-04 05:56:29 · 12 answers · asked by shambo 2

Alright, so I am covered under my dads company insurance for health and dental. He has insurance by Aetna, and I was planning on moving out soon. So, I was wondering, if I go to school full time at the local community college, as I have been for the last year, will the insurance policy still cover me even though I don't live with the parents anymore, but I would still be in school full time.

2007-06-03 15:55:32 · 7 answers · asked by Coma White 5

I was still making payments on a used vehicle and when it was declared totaled by ins company I had to find anothe vehicle, make up the difference due on used car loan and then go find another vehicle. I also had neck and back injury and sought medical attention and physical therapy referred to therapist by my doctor. What am I due for this mess. I am more stressed than every before because now sales tax come into play, the extra amount added to a new car note because I had to have transportation and now more stress trying to figure out what steps I need to take to get ready for even more years of car payments. I missed a total of 3 days off from work, three doctor visits and 4 trips to see a physical therapist. Now I am going through mental stress because I wasn't ready for long term payments but because of owing on the other car I had to find someone who would accept my delima. Thank God I was able to purchase a new car but now am strapped thanks to this ugly accident.

2007-06-03 10:19:51 · 3 answers · asked by slowscrew 1