It would be for me and my five year old soon. I would probably like my deductible to range from $500-$1000. If you have any info please give me contact information for the company. Thanks!!!
2007-06-05 07:53:27 · 6 answers · asked by me 2 in Business & Finance ➔ Insurance
Your best bet is to go to a local insurance broker - especially if you already have a relationship with them for your car insurance or homeowners/renter's insurance. Tell them what you need in a plan and they will do whatever they can to shop the best deal for you. (They often have "in's" where they can get a better deal than the average person calling a plan and asking for the best price.)
2007-06-05 07:58:20 · answer #1 · answered by zippythejessi 7 · 0⤊ 0⤋
I don't know where mbrcatz is, but the premiums where she is are expensive! I can insure a 5 year old in my area for about $50 a month with $500 deductible and office co-pay and RX card included. I can't guess at your premium without more info. That will vary from one zip code/county/state to another. Your age, health status, occupation and tobacco usage also make a big difference.
Find a good independent agent in your area and let them do the leg work for you. There are lots of options out there. I suggest you contact 2 different agents and see what they come up with. One of them may not represent a lot of companies, which is why I suggest you should contact 2.
2007-06-05 10:19:40 · answer #2 · answered by nurse ratchet 6 · 0⤊ 0⤋
If you are willing to raise the deductible , then you might be able to get one with a low premium.
Then get a Health benefits discount card. You can save a lot of money doing that. Some people who cannot afford high insurance premiums have this as their only benefit plan.
Here is some information about a good Health benefits card that is very affordable:
http://mybenefitsplus.com/wpaul
2007-06-07 08:30:55 · answer #3 · answered by lotus 2 · 0⤊ 0⤋
OK, are you talking HEALTH insurance?
Mostly, it costs what it costs. If you're 30 & healthy, it's going to cost you ABOUT $250 a month, and your son another $200 a month. The best place to get it from is a local agent, so you're not ripped off.
If someone offers you something, for much less than that, it's not health insurance, it's a ripoff or a scam.
2007-06-05 08:30:41 · answer #4 · answered by Anonymous 7 · 0⤊ 1⤋
you really need to talk to some insurance brokers and do some research based on where you live, coverages you desire, etc.
2007-06-05 08:07:30 · answer #5 · answered by pops 6 · 1⤊ 0⤋
LOOK UP A COMPANY CALL UNITED AMERICA GREAT RATES AND AFFORDABLE WED SITE WWW.UNITEDAMERICA.COM
2007-06-05 11:36:28 · answer #6 · answered by t.baures 1 · 0⤊ 0⤋