What are your top 10 reasons to change insurance companies?

Answer 1

There aren't really 10. There are really 3:

1. uncovered claims. Now, it might not be the insurance company's fault, but people tend to want the cheapest coverage possible, which usually means the LEAST coverage. And they don't read the policies - so when claim time comes around, they're surprised.

2. Lower premiums somewhere else.


3. Poor service. Either you can never get a human being, or it's a huge hassle to get one. And when you do, they don't answer your question, or they put you on hold all the time.

Answer 2

Premiums going up
Benefits being reduced
"Pre-existing condition'' clauses
Delay in taking care of claims
Poor customer service
Too much Paper work
Confusion in understanding 'terms and conditions'(terminology)
Changing conditions all the time
The company making too much money while offering too little for the clients
All of the above and more

Answer 3

1.having a claim not handled in a professional manner
2. rates that have escalated beyond normal inflationary measures.
3.not having phone calls returned promptly
4. coverage that appears to have gaps
5. not enough options to handle your policies
6. being treated poorly by office help
7. companies Best rating drops below A
8. claim check bounces (LOL)
9. adjusters try to replace with less than quality parts
10. See #8

Answer 4

Lower rates

Answer 5

Price. Price. Price. Et cetera.