Alright, so I am covered under my dads company insurance for health and dental. He has insurance by Aetna, and I was planning on moving out soon. So, I was wondering, if I go to school full time at the local community college, as I have been for the last year, will the insurance policy still cover me even though I don't live with the parents anymore, but I would still be in school full time.
2007-06-03 15:55:32 · 7 answers · asked by Coma White 5 in Business & Finance ➔ Insurance
And I am 19, almost 20.
2007-06-03 16:04:55 · update #1
Your dad will have to ask his employer, companies can make their own policies in reference to dependent coverage even though Aetna has their own set of guidelines. If they won't keep you on an individual policy can be purchased and if you get a high deductible HSA it would not cost very much per month.
2007-06-03 16:30:49 · answer #1 · answered by wolf1230pack 2 · 2⤊ 0⤋
As long as you are a full time student, your parents can keep you on their insurance. I'm not sure if there is an age limit liek there is on tax returns (they can claim you as a dependent as long as you're a full time student until the age of 24 even if you're not living with them), but under the circumstances, you should be fine.
2007-06-03 22:59:48 · answer #2 · answered by shana n 2 · 0⤊ 0⤋
full time students until the age of 25 are still covered by a parents insurance. Doesnt matter if you don't live with them
2007-06-03 22:59:22 · answer #3 · answered by silligrl357 4 · 0⤊ 1⤋
some companies cover the children of the worker past 21 if he/she is going to school, ur dad should look into his benefits. another way by it is if u still list your dads house as ur primary residence, but if u dont notify the insurance company and if they do an audit ur dad might get in trouble...
2007-06-03 23:01:38 · answer #4 · answered by lagata507 1 · 1⤊ 0⤋
What really matters is what the policy says as they are all different. You can always call Aetna and they will tell you what you need to know.
2007-06-03 23:04:37 · answer #5 · answered by Big Dick McGee 4 · 2⤊ 1⤋
Might I suggest that you read the policy and/or contact the insurance company for a knowledgeable answer to your question.
2007-06-03 22:59:02 · answer #6 · answered by Anonymous · 1⤊ 2⤋
As long as you're in classes full-time, then yes. (They cover kids who go away to school and live in the dorms.)
2007-06-04 10:34:49 · answer #7 · answered by zippythejessi 7 · 0⤊ 1⤋