Insurance

We have two medical insurances on our children. Should there still be a copay? Should having 2 insurances cancel out the copay?

2007-01-12 07:04:35 · 11 answers · asked by romancenwva 2

Hello. I'm thinking of accepting a job with AIG as a worksite agent. (insurance sales) Can someone tell me how do insurance salesman usually get their leads?
Thanks.

2007-01-12 06:27:55 · 4 answers · asked by kleawest 1

So I'm moving to COBRA coverage and now is open enrollment period.
I saw that the Medical coverage is separated from the Drugs insurance. I'm not using so many pills and stuff, how do I find out what's the 'retail' price for prescription medicines (antibiotics, dermatologit's spreads, etc.)

2007-01-12 06:02:25 · 3 answers · asked by lk_sf 2

The insurance ajuster of the person that re-ended me recorded my statement and I want a copy. do they have to give me one?

2007-01-12 05:58:59 · 8 answers · asked by Karmy 2

2007-01-12 05:34:03 · 3 answers · asked by jennyvee413 2

We had a house fire and I'm looking for answers.

After all, my mortgage is secured from default by PMI. My Mortgage company did not take out the policy on my house, I did. My mortgage company does not own my policy, I do. So if anyone can explain why the Ins company has the right to include the MC on my claim check I would greatly appreciate it, thanks.

2007-01-12 05:31:24 · 10 answers · asked by Rayjo Gifol 4

I've been wanting to get some for my kids, but i've been researching it and it seems as though health insurance is really just in case something huge happens like u need 20,000 surgery or a hospital stay. I'm not saying we will never need it, but I really just want insurance that allows me to take my kids to the doctor and get them medcine for a $10 or $20 copay. It's really dumb for me to get insurance with a 2,000 deductible- insurance would never pay for the low-cost stuff. Would I just be better off putting money in a savings account? I have looked into HSA's, and i think i would be better of just putting some money away. What do you think?

2007-01-12 05:26:14 · 7 answers · asked by Kristine R 4

My wife was hit by another car about a year ago. She broke two fingers quite badly. She had 2 surgeries, temporary pins, and a year of physical therapy. Now the insurance company is ready to settle.

We added up all of her medical bills and found them to be about $40k. They paid $20k to the appropriate places, and another $20k to our personal insurance. Also, about half of the bills were for physical therapy; the other half was surgeries, ER visit, doctors' bills, etc.

How much of an insurance settlement should she expect to get *on top of* the coverage for the medical bills?

Details:
It was the ring finger and pinky on her non-dominant hand. She'll have permanently restricted movement in half of that hand. There's also some scarring and permanent (pretty mild) swelling. However, she's 24 and still in school, so there was no loss in income; and it shouldn't affect her ability to do any work in her field. She does have trouble doing things like wielding a knife and fork, though

2007-01-12 05:10:47 · 13 answers · asked by Anonymous

2003 my sister was murdered in georgia she had a will in place 30% was to go to the killer from the estate he is in prison I am also a heir of the estate,I'm being told that he still gets 30% by the administrator of estate who was picked by a attorney I paid to handle the estate 2007 still resolvement what should I do need real help no trust in system

2007-01-12 04:52:00 · 11 answers · asked by wootsie12001 1

2007-01-12 04:29:10 · 4 answers · asked by wootsie12001 1

2007-01-12 03:32:50 · 8 answers · asked by lennydiane 3

2007-01-12 01:07:34 · 17 answers · asked by ladybug 5

wanna know if a bank does not make a mortgage(insurance) while giving a home loan and after that the owner expires.In this condition what can be done legally or in some other way!!!
Please Advice.

2007-01-11 19:04:08 · 4 answers · asked by koolguy 1

If a home health agency applies for DHS and medicare license, once the DHS license is approved is that mean medicare is approved too (can they bill medicare)?

2007-01-11 18:09:41 · 4 answers · asked by njlawus 1

How do I become a claims adjuster? (Mississippi)

2007-01-11 17:20:14 · 2 answers · asked by kleawest 1

I'm currently getting healthcare through my employer since I'm no longer eligible for medicaid for my daughter or county health for either of us. well, it's killing me- our health ins sucks. i am to pay $300 a month for just me and my daughter (husband not included) plus $30 copays per visit and $10 prescription co-pays.

my question: is it worth it to drop the coverage and just get some sort of catastrophic coverage for my 16month old daughter? or does anybody know of any individual plans that offer real service without ridiculously high deductlibles?

2007-01-11 14:06:48 · 6 answers · asked by Anonymous

Just started a new job, and I am thinking about getting health care that allows me to start a HSA (never had a HSA before). Basically is it worth it? My insurance premiums would be cheaper, and I dont expect health costs this year (I am 28 and in good health). Also my employer would contribute $400 if I started and HSA which too me almost is like free money. So are their complaints agaisnt a HSA and if you have one has it for the most part worked out?

2007-01-11 11:39:45 · 7 answers · asked by Tim6298 2

I have blue cross blue sheild
Direct HMO

leg was in severe pain, recently had surgery on it.

2007-01-11 09:56:43 · 4 answers · asked by Eric S 1

Our HOA has some coverage, but I'm looking for supplemental insurance to cover meals and hotels if necessary, special assessments, things like that. Any ideas?

2007-01-11 09:36:43 · 1 answers · asked by Rossonero NorCal SFECU 7

There was a hail storm in our area and may (most) homes had roof damage, including mine. 95% of the homes in my subdivision have gotten new roofs from homeowners insurance claims. However, my adjuster said my roof was not damaged "enough" to warrant a new roof, only repair/patching to the back side of the roof. I have Allstate and so do several neighbors. Their claims were paid, in full, with now questions asked. The difference between my claim and theirs is the adjuster. They all had a different one than me. I have called and written the main office locally and the corporate office in Illinois, to no avail. They tell me my only recourse is to take them to court.

2007-01-11 08:34:45 · 11 answers · asked by Lisa 1

Ok, when I get married in August, it will cost me almost $400 a month for the both of us to be covered. Right now, just for me, it costs less than $100. This is for dental, vision and health insurance. It is worth it or should we look into other options? He has no options for insurance at his job and this is the cheaper plan at my job. Im in great health, and right now he is but hes a smoker and unhealthy eater(not overweight at all, however).

2007-01-11 07:58:25 · 10 answers · asked by nonamegirl 2

http://news.yahoo.com/s/ap/20070111/ap_on_bi_ge/katrina_insurance

2007-01-11 07:55:51 · 5 answers · asked by my brain hurts 5

I want to get umbrella insurance but I live with my girlfriend, so I do not own a home or rent an apartment.

2007-01-11 07:09:43 · 8 answers · asked by Anonymous

I have Blue Cross Blue Shield Insurance. Should I keep this insurance? I checked with AARP through Hartford and they want between $299 to $428 per month for non drug related $5000 to $1000 deductible 80% coverage to $2500 co pay to 100% coverage. I pay about $250 per month now.

2007-01-11 06:29:40 · 5 answers · asked by Anonymous

i am leaving my job and i will need to get health care coverage somewhere else. i am having problems with my back, shoulders, and neck because of my huge breast. i need to get a breast reduction but i am scared that once i have new insurance i will not be able to have it done until years later. am i right or wrong? please give suggestions!

2007-01-11 06:26:41 · 5 answers · asked by Anonymous

2007-01-11 06:07:02 · 7 answers · asked by JustWondering 1

2007-01-11 05:56:08 · 5 answers · asked by birds mom 1

2007-01-11 05:48:48 · 6 answers · asked by luckylindy0 4

this is to all my insurance agent people in florida, i have a life & health licsence, and i needed to know whats the success rate of doing business writting business and being able to make good money in florida? and whats the best insurance company to work for in florida( with leads) but im open to new ideas, im moving to florida very soon and i havent have time to really look in to it yet

2007-01-11 05:44:34 · 7 answers · asked by drjayz_22 2

We are in the process of fixing the burned house because we were not insured enough to pay off the mortgage and walk away. The fix is slower because we cant afford to hire it all out . Now that we are into a new year, and some of the insurance money remains to fix it , will that be considered taxable income ? What if money is left after it is fixed ? Thanks

2007-01-11 05:13:44 · 2 answers · asked by Angry Deb 1