I want to get umbrella insurance but I live with my girlfriend, so I do not own a home or rent an apartment.
2007-01-11 07:09:43 · 8 answers · asked by Anonymous in Business & Finance ➔ Insurance
The answer is maybe. Call an independent broker. There are a few companies that will write stand alone umbrella coverage.
Do you have a personal auto policy? If not I don't see why you would need the coverage seeing as you have no real assets.
By the way, you can still get a tenants or renters policy even though your girlfriend rents the apartment. Her tenants policy will not help pay for your stuff if there is a loss.
2007-01-11 07:16:41 · answer #1 · answered by van_at_lincoln 3 · 1⤊ 0⤋
2
2016-07-19 06:17:26 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Well, you need personal liabiltiy coverage, so you buy a tenant's policy ANYWAY. If you live with mom and dad, you can STILL buy a tenant's policy. You need the tenant's policy, and an auto policy, then you can get the umbrella.
You don't actually have to pay rent, to have use of a renter's policy.
2007-01-11 07:19:05 · answer #3 · answered by Anonymous 7 · 1⤊ 0⤋
YES. Umbrellla insurance (PUP policy) may require you carry certain liability limits on your auto policy. Some require you carry 100/300 liability, some require you to carry 500/500, it depends on the company. Call around....PUP is great and is super cheap!!!
2007-01-11 14:17:24 · answer #4 · answered by bundysmom 6 · 0⤊ 0⤋
As we have seen with the policies that Lloyd's of London writes, as long as you are willing to pay, you can insure anything.
2007-01-11 07:17:55 · answer #5 · answered by jseah114 6 · 0⤊ 0⤋
Rent-To-Own Home : http://RentToOwnHome.uzaev.com/?OISC
2016-07-12 06:02:03 · answer #6 · answered by Anonymous · 0⤊ 0⤋
What assets are you trying to protect if not a home?
2007-01-11 07:36:43 · answer #7 · answered by Emily B 4 · 0⤊ 1⤋
possible but expensive
2007-01-12 08:42:54 · answer #8 · answered by efrankdeniro1 2 · 0⤊ 0⤋