Business & Finance - 21 October 2007

2007-10-21 14:35:43 · 5 answers · asked by dronebee91 2 in Other - Careers & Employment

I don't understand, I can only spend 200 out of 1400. is the rest used by the bank as loans,and expenses for other people and the 200 for personal use? I ask this because 200 out of 1400 seems a bit too low.

2007-10-21 14:31:02 · 7 answers · asked by Brayan 3 in Personal Finance

Agh! I sent in my resume to a company a few days ago, for a part-time job that pays a bit above minimum wage. I forgot, however, that I had mistakenly put my cell number on the resume instead of my home phone. And, since I don't regularly use my cell, I missed the original call from my potential employer. He called to set up an interview on Friday, and I only just got the message--it's past 6pm on a Sunday night. Have I ruined my first impression? Where should I go from here?? Please help!

2007-10-21 14:30:06 · 4 answers · asked by Vae 5 in Other - Careers & Employment

I'm a Canadian citizen, and I owned a pre-contruction condo for ~2yrs. I do not own any other property.

It was my intent for it to be my principle residence. I went for the house inspection and had my lawyer prepared all the necessary documents. After the inspection, I later realized it was not a place where I want to live in. It was very close to the final date for the ownership transfer (with the developer) and I sold the condos to another person.

My question is if I can treat this as my principle residence and not pay tax on the gain? If not, it this a "capital gain" of which 50% is taxable?

2007-10-21 14:24:38 · 2 answers · asked by Zepan 1 in Canada

We are looking at this option to better utilize extra cash to pay off some consumer debt (that cannot be included in the refinance) but people are so negative about it. We are going with an option ARM and WILL be making the full amortization payment (based on a 40 year loan). We are going to be using the 12MAT program (I can't seem to get enough information on this) but it appears to be relatively stable based on the 12-month Treasury Average. I understand about the "interest only" payment and are fully avoiding that. We can't go with a decent fixed rate due to our income to debt resulting in a 680 FICO score. Will our plan, we should be able to pay off most of the consumer debt in 2 years then refinance into a fixed rate. Does this sound like a realistic plan. With paying as we will (fully 30 year), does this loan have a chance for negative amortization? Believe me, we have learned our lesson on using credit cards and taking out loans.

2007-10-21 14:23:37 · 5 answers · asked by jinxies 2 in Renting & Real Estate

i work at a bank but i have only been there for about 6-7 months i work at a rather large bank and they wont give me a loan considering i don't have any credit (and the lowest loan they will provide is $5000.00) ... my fiance's bank is a credit union and i was wondering if maybe they might help me build my credit. anyone have any ideas? he would probally have to co-sign with me right? i would like to be able to do it without any co-signer

2007-10-21 14:22:14 · 5 answers · asked by *little one* 4 in Personal Finance

This person is very nice on a personal level, but when dealing with work related topics she turns very bossy and demanding. How do I tell her to back off without hurting her feelings? She is the type of person who would make a big , dramatic scene and start crying or tell everybody how mean I was to her if I tell her she did something wrong. But I feel it needs to be addressed before I get so irritated I snap at her. I am under a lot of pressure right now and I don't appreciate someone second guessing my work or telling me I better do something when I am already busy with something else that's more important. I should add that I have about 8 years of seniority on this person and lots of experience and training. This is work that I was asked to do and she was told to help me if I needed it.What do I say? I can't be too blunt.

2007-10-21 14:21:54 · 4 answers · asked by Julianna 3 in Other - Careers & Employment

I'm 17 btw...

And if you reccomend me to work at places like Wal-Mart, etc......How much will I get monthly?

2007-10-21 14:21:35 · 3 answers · asked by Anonymous in Personal Finance

2007-10-21 14:20:13 · 1 answers · asked by ramonjose 1 in Other - Careers & Employment

I would like to do that for paying off my car from a loan I got from my credit union. The principal is not that big and I can pay that off probably in one lump. I would like to save money on interest or avoid paying interest by paying off the principal in advance. Is this possible?
If I were to make monthly payments, I got about three more years to go.

2007-10-21 14:19:07 · 3 answers · asked by Anonymous in Personal Finance

A) consolidating of the partnership

B) liquidating of the partnership

C) realization of the partnership

D) dissolution of the partnership


Not sure which 1 is right.....

2007-10-21 14:18:19 · 2 answers · asked by Anonymous in Corporations

2007-10-21 14:17:38 · 4 answers · asked by ROGER E 1 in Other - Business & Finance

Im doing a target market assignment, and i have to pick a product that was introduced within 6-12 months ago, which are targetted to adults, can someone please give me some ideas on products?

2007-10-21 14:13:51 · 1 answers · asked by Anonymous in Other - Advertising & Marketing

I will also have a $10,000 car paid off.. but I'll only have $20,000 in savings when I first get married.. is that enough? or should I hold off on the marriage until I'm able to save more?? Any advice would be greatly appreciated. THANKS! :)

2007-10-21 14:13:15 · 6 answers · asked by gododjgjodjod 1 in Personal Finance

I am paying 32 per cent on my credit card.I contacted the co. and they will not reduce my rate.I have asked them twice.I have a balance of $6000.What can I do?This is an unsecured
credit card.

2007-10-21 14:07:12 · 9 answers · asked by Anonymous in Credit

wht do u think of the market now?
wht would u invest on? or what industry?
thank

2007-10-21 14:06:31 · 4 answers · asked by nicolesf 1 in Investing

Could you get product information from everything in your house that had a bar code? Is there a way for some business entity with a large investment to create a system and a database that would allow the average person to inventory all their posesions that had a bar code? (I'm thinking it would be nescessary to compile a large (user compiled) database with different retailer data (because of different retailers)). Also, is there one scanner that reads all bar codes?

In case your wondering, I am thinking of an ebay-style idea, but more local based.

2007-10-21 14:05:31 · 1 answers · asked by RogerDodger 1 in Small Business

Understand that I have seen the cost sheet from the title company and the seller owes $113400 on his home. I offered $119900 but the appraisal came in at $113500. Therefore the seller does not want to decrease his price. I do not have the $6000 difference it will take for us to come to terms on this offer. The seller has contacted his lender to ask if they will take a short sale on the home but if that does not happen does anyone have any suggestions as to how we could get this deal done? I want this house!

Thanks for your input

1st time homebuyer

2007-10-21 13:59:24 · 7 answers · asked by Renaisannce Man 1 in Renting & Real Estate

I really need a job I have been searching for jobs since I was 16 years old, but never found one not until now. Today I am 18 years old I graduated from high school and attending college. I hate it when I see people who dont deserve the job and they get hire anyways and one like me never gets anything. The only job gaved to me was at a warehouse but I dont deserve that kind of job carrying extremely heavy rims, If I have a H.S Diploma and attending college. I need to become independent now, I am still daddys son I am an adult now I want to start my own life. Can anyone help me get a great job? I live in Laredo TX 78046.

2007-10-21 13:59:24 · 4 answers · asked by rambo 1 in Other - Careers & Employment

Does it hurt them any less if I refinance the car in my name before they do it? That way they don't have to list it?

2007-10-21 13:59:01 · 5 answers · asked by . 2 in Personal Finance

2007-10-21 13:58:39 · 1 answers · asked by sean R 1 in Investing

Is there a universal code to understanding random bar codes (from differtent retailers), or does each retailer use there own numbering system?

2007-10-21 13:56:44 · 2 answers · asked by RogerDodger 1 in Other - Business & Finance

Sold merchandise costing $15000 to Kimmel Company on account for $21000 plus 7% GST of $1470 and 5% PST of $1050; terms FOB shipping point n/30

2007-10-21 13:56:15 · 2 answers · asked by Sandra 2 in Canada

Hi I'm 18 and would like to start establishing some assets, an idea I had for a while was to buy a vending machine that I could buy drinks/ snacks from a company, then stock it up and see if I could pay a local business a monthly rent for me to sell drinks/ snacks there. Then eventually buy more and grow my collection of vending machines around town.

Anyone have any advice they could give me? and maybe some other ideas?

Thanks.

2007-10-21 13:49:54 · 2 answers · asked by Anonymous in Small Business

Last year I got approximately $200 back from both state and federal taxes. I was claiming 3 dependents. This year I am claiming only myself, so am bringing home less each month, even though my annual salary is higher. Will my tax return inrease this year?

2007-10-21 13:48:59 · 6 answers · asked by buffy2vt 1 in United States

2007-10-21 13:47:40 · 11 answers · asked by Shirly T 1 in Small Business

i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.

2007-10-21 13:46:16 · 10 answers · asked by kurrupt_dreams 1 in Credit

My daughter is a shift manager on her job, and she asked her assistant manager if she could make sure the store was clean and stocked for her shift and the assistant manager started arguing at my daughter saying how she was not going to do it when they know that each shift is responsible for cleaning and stocking before leaving. She called the manager but she was no help because she does not like my daughter, and so she ended up calling someone over her who was no help because they told her to call someone else and they never answers their phone and so she called me just so that she could have someone to talk to to help calm her down before things got out of control because the assistant was talking about all what she would do to my daughter. I told her whatever she does don't let her see her cry. She also threatened to write my daughter up and she didn't even know why. I want to know if something can be done legally. No one deserves to have to go to work and can't get along with.

2007-10-21 13:39:36 · 23 answers · asked by Joan R 1 in Law & Legal

My husband and I currently live in a one bedroom apartment. We are expecting a baby. Will we be required to move out when the baby arrives even if the lease is not up yet?

FYI: In my state it's 2 people per bedroom. At the most, the landlord will allow only 2 people to live in a one bedroom apartment. If it's 2 bedrooms, they allow 4 people. You get the point.

We signed the lease before I found out I was pregnant. By the time the baby arrives, we'll still have 5 months left.

I've heard of some couples having to move out of their 1 bdrm apartments because they had a baby, even though their lease wasn't up yet. So I am just curious if it can happen to me too.

2007-10-21 13:38:57 · 4 answers · asked by TaDaa! 6 in Renting & Real Estate

While I was in college, not too long ago, I played poker with some college buddies. I did very well and things were fine. But as time went on, I found myself wanting to play for more money, which equals higher risk. When I would lose, you have to sooner or later; I would use my school funds to play more. When those ran out, I would just take another student loan out. My mind frame was worry about things later, out of sight out of mind. As things contoured, the loans started to add up. When things are all said and done, I have my college degree, but I also have more money in student loan debt than twice what my house is worth. I got therapy over this, and my wife has told me she forgives me and that money is just money. But the thought of those 2-3 years of terrible mistakes will ruin/finically drain me for the next 30 yearsI don’t know what to do. I understand that I have to live up to my mistakes, but I had a disease, it took over my life. Please, help, any tips, ideas?

2007-10-21 13:37:53 · 5 answers · asked by Anonymous in Other - Business & Finance