Business & Finance - 6 October 2007

can we get mortgage without my name on the mortgage i(the husband )has bad credit 637 my wifes is in the mid 700's i make more money then her the house were looking at is priced at 126000. id liked to know could she get the mortgage in just her name based on her credit to get a good rate. id rather not put my name on it based on my credit and end up getting a bad rate. we have enough for 10 percent down payment

2007-10-06 12:01:56 · 9 answers · asked by anthony g 1 in Renting & Real Estate

i live in california and i heard that if you make under $6000 you get all the income tax back from the government. is that true? if not how much is it?
how do you get income tax returns? when?

2007-10-06 11:58:01 · 4 answers · asked by hk6732 1 in United States

2007-10-06 11:55:32 · 5 answers · asked by dlori300 2 in Renting & Real Estate

i got a bill from the hospital and it was due today, they sent me a note saying they will notisfy debt collection agency. what does that mean, will the agency arrest me or something? any body with good idea?

2007-10-06 11:49:52 · 3 answers · asked by Anonymous in Credit

Hi, I got an offer to transfer a balance to a new card . I not sure how this works.

1. If I decide to transfer, Do I have to close old card because I still have half the limit left on card $1000 and will basically need only $500 transferred. Or will they transfer the whole $1000 and I can use the new card. I didn't want to (close) old card because its bad for credit score, I want to keep it open. can a card be transferred and still remain open??

2. they also offered me a credit limit up to 30,000 but sure they will probably give $1,500. Do I get the $1,500 + the rest of my money of the balance on my old card. please help with this decision.. thanks

2007-10-06 11:44:05 · 11 answers · asked by chynadoll38 2 in Credit

2007-10-06 11:39:03 · 17 answers · asked by Anonymous in Insurance

But I want to do it by money order. Don't tell me to use PayPal instead, or whatever.
Can I send a normal money order that I get from the Post office? Or what? I dont have a bank account or anything, so I dont really have much to work with..

2007-10-06 11:35:16 · 4 answers · asked by k3ll0ggz 2 in Personal Finance

Do you have to have a bank account in order to buy a traveller cheque? Or can you exchange them wit h cash?

2007-10-06 11:31:19 · 5 answers · asked by Anonymous in Personal Finance

insurance than the total monthly premium your supposed to be paying?

2007-10-06 11:28:12 · 5 answers · asked by King of Turdblossom 2 in Insurance

I am currently in college. I just started my second quarter and realized that books and supplies cost an arm and a leg, perhaps even my own life. Hahaha...
Anyway, I know that tax season starts around March 08, what are some items that I can put as deduction? Should or should I not make an itemized tax report as a college student? Why or why not? I want to maximized my return since art school is pretty expensive and I only make under $14,000 a year. I live in an apartment and I think I will be getting a disability soon. What should I do with my taxes?

2007-10-06 11:24:17 · 2 answers · asked by Lord_Benjew 2 in United States

I have read that in 2008 the capital gains tax will be 0% for those in the 15% tax bracket (about $63700 AGI)
If true, how will the IRS treat a combination of capital gains and earned and unearned income.
For example
sold stock with a cap gains of $63700
additional income $40000
will first $63700 from cap gains be considered first?, therefore $0 tax and then the $40000 considered in the 25% bracket?

2007-10-06 11:23:45 · 2 answers · asked by skipper 5 in United States

Ok so currently i work at subway sandwiches and i really hate the job. It just doesnt pay enough and i hate it.lol. But ya i have been wanting to apply somewhere else. I have had more experience with serving and catering so i figured the job i am most likely to get is as a waitress. right?? I mean they might start me off at minimum wage, but atleast i will get a lot of tips right??Anyone know what restaurant would be good in tips??and would i even qualify for a sit down restaurant??I would appreciate as much information as i can get. PLEASE!! thank you!!!!

2007-10-06 11:23:00 · 8 answers · asked by <3 <3 1 in Food Service

Will I still required to pay capital gain tax if my Unrealized Loss in stock market is bigger than the Realised Profit by the time I file income tax?

2007-10-06 11:22:23 · 3 answers · asked by sel_bos 3 in United States

city , state? im so tired of renting... i am 27 and have a large dog ... currently live in central NC looking for somewhere not that far away but affordable... i have terrible credit and might consider a rent to own... please give me some areas and opinions...plz thx

2007-10-06 11:03:48 · 7 answers · asked by cougar26 1 in Renting & Real Estate

2007-10-06 10:58:14 · 4 answers · asked by rhindbaugh 1 in United States

we just bought a house 2 mos ago and have been having plumbing problems since we moved in now when you flush the toilet water comes up into the sink also the seller disconnected the entire venting system to the bathroom also we have a crack in the sewer line and our storm drain goes to our neighbors yard all problems which did not happen in 2 mos how do i go about this none of this was disclosed to us where do i start first our inspector never found this either and the city did a sewer dye test shouldent they have found this to please help is going to cost almost 8,000 to fix???

2007-10-06 10:56:42 · 4 answers · asked by Anonymous in Renting & Real Estate

if using my uk debit card out here in the states will i be charged anything???

if so do you know the charges?? the card will only be used to purchase not to withdraw money

thanks

2007-10-06 10:55:56 · 2 answers · asked by androspencer03 1 in Personal Finance

What companies? Oh, and what were his goals?

I googled it but I could not find anything.
Please answer ASAP.

2007-10-06 10:48:35 · 2 answers · asked by EMiiLYY 1 in Corporations

Just curious as to what people keep in their bank accounts usually?? I heard the other day that a HUGE amount of americans live paycheck to paycheck.
I'm looking for adults, not teenagers.

2007-10-06 10:46:48 · 22 answers · asked by phxchik07 5 in Personal Finance

im paying for my first car and i have noticed that my interest is higher than my principal what exactly is interest for what do they do with that money is this normal ?

2007-10-06 10:42:57 · 6 answers · asked by mimi 1 in Personal Finance

I was offered a job at prepaid legal services today but am just curious about how can this job be and if I can do it! I dont know about the pay, and dont even know how to be convincing.. how do they really pay? commision based, or hourly? Also, what are the objectives of the job?

2007-10-06 10:38:09 · 5 answers · asked by lincolngomes301 2 in Small Business

2007-10-06 10:36:12 · 1 answers · asked by Sinead R 1 in Other - Business & Finance

i just dont want to be over dressed or under dress it is not so cold i want to be comfortable

2007-10-06 10:35:01 · 4 answers · asked by RANJIT G 1 in Food Service

I have an online business (self-employed). If I put $1,000 (or whatever amount) into advertising my business, then do I get a $1,000 deduction? Or do I only get part of the money back/applied toward tax bill? Try as I might, I just can't understand taxes.

2007-10-06 10:33:00 · 4 answers · asked by merebear83 2 in United States

Im ready to purchase a home now - my realtor says buy now - my boss says wait for 4-6 months the buyers market, what should I do

2007-10-06 10:30:53 · 10 answers · asked by Jazz 4 in Renting & Real Estate

I am a dog trainer and I used to work for a company. Now I work on my own. I am trying to come up with a name for my business. For now I am using Caiti the Dog Training Lady, but friends and family don't like it. I don't like it either, but every time I think of something I google it and there is already another business with that name. Usually the business is far away and its not always for dog training. For example, there is a far away biz called Good Dog Agility Club, and there is a sort of nearby biz called What A Good Dog! dog training. What are the rules about naming my business? Any suggestions on a name are welcome, too!

2007-10-06 10:29:54 · 3 answers · asked by Anonymous in Small Business

I AM FIFTHY-NINE AND PLANNING ON TAKING THE MONEY NEXT YEAR TO PURCHASE A HOME IN ANOTHER STATE. THIS WILL BE MY FIRST HOME. I WANT TO USE SOME FOR THE HOME AND INVEST WHAT IS LEFT OF IT.

2007-10-06 10:29:29 · 3 answers · asked by buffy 1 in United States

I have a Residential Hud Tenant whose security deposit was pro-rated and she has not paid AND she has a dog and has not paid a pet deposit. I want to serve her with an eviction notice: what form do I use.."Notice to Vacate" - 3 day notice or a 30 day notice? These items are a breach to the rental agreement.

2007-10-06 10:28:28 · 8 answers · asked by Linda B 1 in Renting & Real Estate

ok I just bought an item off ebay and i didnt realize this person only accepted money orders the item is for 56$ and i dont feel comfortable sending such a large sum through the mail plus this person only has 22 positive feedbacks is there any way i can protect this transaction like they do with paypal so i can make sure i dont get ripped off

2007-10-06 10:24:57 · 4 answers · asked by Mark N 1 in Personal Finance

2007-10-06 10:23:58 · 8 answers · asked by Anonymous in United States