Business & Finance - 26 January 2007

i'm an 18 year old college student wanting to start to build credit.

i have an account opened up with washington mutual. im using their debit card.

I'm guessing how it works to build credit is I apply for a credit card, use it, pay monthly on time and thats it?

im new to this credit building world.

also, my friend is trying to do the same thing and says many cards (especially since we're college students) offer many promotions. so what should i look into? i heard long time low interest rates and...? maybe miles? etc?

2007-01-26 09:28:40 · 5 answers · asked by Legionnaire 1 in Credit

2007-01-26 09:28:15 · 5 answers · asked by Piccaso 2 in Credit

My current major is Advertising with a minor in Public Relations. I am very creative. I love to design!. Weather it's computers aided design, interior design, logos/signs. I love love love it. I'm not really into numbers so I don't think I would really want to go in to Marketing. Over all which one would provide the most fufilling career? Marketing or Advertising, and why?

2007-01-26 09:25:28 · 11 answers · asked by KI 3 in Other - Advertising & Marketing

...I guess some 37-40 hrs is quite typical of an average European, as a comparison.

2007-01-26 09:24:07 · 9 answers · asked by Anonymous in Careers & Employment

Hi, this is probably a dummy question. I am thinking to pay more each month for my mortgage. So my question is that will the extra prepayment go to the principal or the interest? If I pay more, will I get more tax deduction or less?

Thanks.

2007-01-26 09:22:54 · 7 answers · asked by bigtank 1 in Personal Finance

I worked for a temp agency for the 3rd largest food distributor in the U.S.

After three months of working there, the "Company" wanted to hire me as thier employee. They sent me to have a physical and drug test, I passed the drug test but not the physical, doctor put me on lifting restrictions. Get a call that I no longer have a job and good luck.

2007-01-26 09:22:22 · 4 answers · asked by harlacan 2 in Careers & Employment

I'm guessing it's some type of marketing and/or public relations firm, but that's about all I know...

And I tried going to their site (CTCMarketing.com), but I guess it's under construction because it only has I guess their logo on the front page and that's it - no links elsewhere...

So, if anyone can help me out, it'd be greatly appreciated!

2007-01-26 09:21:59 · 9 answers · asked by Meya P 2 in Other - Advertising & Marketing

I have some college credits, and 1000.00 in cash where do i start?? Should i stay at a hostel until i find a job and a place??? People ppl of NYC let me know! -Thanks

2007-01-26 09:19:00 · 3 answers · asked by Matthew P 1 in Careers & Employment

I guess what i'm saying is What companies hire on the spot but at the same time value skills other than SPEAKING?. call centers want vibrant people with speaking skills. I'm not that kind of person. and i've been struggling with my job search because of my limited speaking skills.

i have skills but none of them are Professional, just average skill

My skills are
-computers(mac, pc)
-computers graphics
-a bit of understanding of cmputers( did some programming study before but nothing that g reat, i did make some games
-I'm an average artist using pencil and color pencils and i have lots of ideas
-i have some musical talent but not that much
-i speak english, spanish and Japanese.. but none of them to a high level
-im good at problem solving
-i m pretty well rounded knowledge. i've studied about cultures
-i'm patient

Anywyas, none of that is useful to any Call centers or receptionist or administrative assistant just because i'm not a speaker and i'm shy. So who can possibly accept me?

2007-01-26 09:19:00 · 6 answers · asked by Anonymous in Careers & Employment

It's not like things are great and guaranteed (jobs) like it is when you work 9-5. How do you deal?

2007-01-26 09:18:37 · 7 answers · asked by blah123456 1 in Careers & Employment

2007-01-26 09:18:32 · 9 answers · asked by ellie m 1 in Renting & Real Estate

2007-01-26 09:18:27 · 5 answers · asked by Anonymous in Investing

I am attending a University sponsored Career Fair and am not certain if I should bring along a cover letter or send it to them via the internet either before or after the Fair. Thanks..

2007-01-26 09:17:53 · 4 answers · asked by Anonymous in Careers & Employment

I'm getting better at not procrastinating, but there are some things that just agonize me, i.e. doing reports for clients or grunt work. How do I get myself motivated to do this stuff?

2007-01-26 09:15:58 · 3 answers · asked by gotham158 3 in Careers & Employment

To save on my US tax return
If I invest say 4000 in IRA now, than I get a deduction of same amount in my tax returns. So effectively as per my tax bracket I save {15% federal and 6% state tax = 21% total saving which will be around $800 savings}..

Now assume I go back to my country and break the IRA in some year when my USA income is zero. So I pay no income tax since I will fall under the limit of {standard deduction + exemption}.
The only thing I pay is 10% penalty which will be around $400.

So effectively I saved $800 - $400 = $400 by investing in to IRA and breaking it when going back.

So my question is that is this calculation correct ?? or
I will not save this amount ??

Pls advice. ??

2007-01-26 09:15:56 · 2 answers · asked by amit_L 2 in United States

I want to be a really good involved mom, but also a career woman. Is it possible to have the two? I know I have the skills and passion for both. For you pharmacists, what do you think>

2007-01-26 09:15:53 · 1 answers · asked by Anonymous in Careers & Employment

2007-01-26 09:14:55 · 6 answers · asked by Jason R 1 in United States

2007-01-26 09:11:39 · 10 answers · asked by Football 1 in Small Business

Born in usa, but i can't make any sense in anything i say. I keep failing interviews.I've never been good at speaking and even get confused in what i say.

How can i find a job if all the Job inteerviewers are dissapointed by how i speak?
They always want confident, fast speakers..with perfect speaking skills

2007-01-26 09:10:13 · 2 answers · asked by Anonymous in Careers & Employment

Anybody know any good stockpicking game websites? I already know about the marketwatch one but i'm looking for one that allows messageboard postings.

thanks!

2007-01-26 09:09:24 · 3 answers · asked by questions 2 in Investing

i often ponder. I'm 27 unemployed and although i keep having interviews, i always fail to impress employers and thus remain jobless. I keep hearing that people with a college Education earn more than those who didn't have one. That's pure BALONY. It's only the ones who start off being outgoing and talkative, that succeed. Anyway, any tips on how to improve my chances of getting hired?

I keep trying, i study books on how to speak better.. But my brain doesn't seem to change. Employers want peole who have this personality that i don't have.

2007-01-26 09:05:44 · 2 answers · asked by Anonymous in Careers & Employment

2007-01-26 09:05:04 · 7 answers · asked by missadrian05 2 in Credit

2007-01-26 09:04:39 · 36 answers · asked by iwonder 4 in Insurance

because i heard even if the house is empty your guaranteed rent. Normal rent on my property is 800-900 pounds a month.
What will i get paid through letting agency and is there a fee to join?

thanks

2007-01-26 09:02:45 · 4 answers · asked by Anonymous in Renting & Real Estate

I will be receiving a number of financial gifts over the next few years and am wondering if a gift given today (or in Feb/March?) would still be eligible for the 2006 tax year.

Much as with an IRA you can contribute money in early 2007 to reduce your 2006 income, can you use this same strategy for financial gifts?...have a gift of $10,000 today be counted towards that person's gift limit to me for 2006?

2007-01-26 09:01:32 · 9 answers · asked by Pigg 1 in United States

Can you say no to a company after verbally accepting a job offer

2007-01-26 09:01:15 · 2 answers · asked by Rani S 1 in Careers & Employment

Hello, im 23, i just got my title as Chemical Engineer. Right now, i work in a water analysis laboratory and i worked in a big beverage company but i earn a little mount of money. My english is not the best, i know, (indeed, spanish is my native language) but i learnt english by myself and i would like to find a good job for me and with a good salary. Is it easy to get one with those conditions according to my skills?

2007-01-26 09:01:09 · 2 answers · asked by alephoric 1 in Careers & Employment

Just wondering.....

2007-01-26 08:58:39 · 12 answers · asked by Samantha T 3 in Personal Finance

2007-01-26 08:58:32 · 2 answers · asked by Surrey G 1 in Credit

i am attempting to file taxes but don't know the ein number for sandia heating and plumbing in bernalillo nm....didn't want to wait till w-2's to file

2007-01-26 08:57:42 · 4 answers · asked by GLENDA P 1 in United States