Business & Finance - 19 January 2007

Do you have to have a certain amount of debt accumalative to claim bankruptcy?

2007-01-19 05:51:30 · 8 answers · asked by Jenns705 2 in Credit

Modular or Manufacturing home

2007-01-19 05:51:16 · 0 answers · asked by scoobydoo 1 in Renting & Real Estate

I got a new credit card. I enter my banking account information online into their system. I start making payments online through their system. I'm getting "Return Check Fees". I think, "That's odd, I could have sworn I had the money in the bank." I get a second "Return Check Fee" when I KNOW I had money in the bank.

I finally realize out I had mis-entered my banking information! Now, I've got 2 return check fees, 2 late fees and 1 over the limit fee because they never got ANY of my payments. I finally pay the balance off in full but the 2nd Return Check Fee hit after I paid everything off and now I have a balance of $35. I called them and talked to them for 45 minutes but they wouldn't reverse ANY of the fees.

I explained to them the situation and hoped they would act in good faith and reverse just one the fees so I could have a $0 balance and close the account. They NEVER made an effort to check my bank information or contact me nor did I have to enter it twice to confirm

2007-01-19 05:51:08 · 4 answers · asked by sander48 1 in Credit

Are there any distinct disadvantage to buying these stocks for a 63 year old persons IRA? The 15%+ yield is nice, but you pay foriegn tax every distribution ... could that be a problem?

2007-01-19 05:50:57 · 7 answers · asked by Money Q 1 in Investing

2007-01-19 05:49:13 · 9 answers · asked by kathi_williams_70 3 in Careers & Employment

I just got a call from a small claims officer and I've been told that I'm going to small claims. They are willing to settle for 1100. This was my ex's fault but I have to pay for it. How can I come up with $1100 I work, but I pretty much live pay check to pay check.

2007-01-19 05:47:23 · 4 answers · asked by Jenns705 2 in Credit

On displaying any credit card sign, can they refuse to accept a credit card just because it does not have the chip embossed? Not all country have started this additional security system.

2007-01-19 05:44:44 · 2 answers · asked by Popeye51 1 in Other - Business & Finance

Can any accountant rapid refund my taxes last year i had it done by a company who didnt require there help be accountants taxes were messed.. This year id like to use a CPA but I am not sure if they offer rapid refunds

2007-01-19 05:43:45 · 9 answers · asked by NLC 1 in United States

I would like any ideas and views on workers unions'.

What would make you join a union?

Why would you pay the monthly fee?

At the moment all i have to work with is the fact that they fight for a good pension.... Who cares when your 25!!!!

Any answers will be helpfull!

2007-01-19 05:43:15 · 6 answers · asked by bud_weis_err69 2 in Careers & Employment

How much do they make once they graduate from college in 2008? in the zip code 34203

2007-01-19 05:42:29 · 5 answers · asked by Anonymous in Careers & Employment

In todays society it has all the appearance of "who can be the most deceptive" wins, is that what is happening?

2007-01-19 05:42:05 · 6 answers · asked by bulabate 6 in Careers & Employment

My husband has a N90 and I will be using the 1040.. can we get the child tax credit if we are married and filing separately or do we need to file it together? is there a way is he has to owe tax money because he did not get it taken off his check?

2007-01-19 05:41:09 · 3 answers · asked by Mz J 2 in United States

Seems instead of harrassing you; it's the 'Scarlet Letter' approach!
Over a year ago my elderly neighbor told me of this practice and I discounted it, as it doesn't seem legal.

Today I get a call at 10:20am Central time from (on ID as:) 972-555-1212! She introduces herself as an Investigator from Wasau County. She asks if I know 'so and so'. I asked her who this is, she gives me her name as Sandy Stone. She asks me if I know 'so and so, my neighbor' and speals off addresses. She claimed it is not collections. Private investigator? She hedged, it's Global Investigations Services out of Dallas Texas! They (the company) call neighbors or others in the general vacinity of their 'target of investigations'. She asked if I knew 'so and so, aforementioned neighbor's girlfriend', does he still drive a 'colour and make of car'! Left phone # of 18003814640x205 for me to tell neighbor! 'Scarlet Letter' my neighbor and me be the 'bad guy'? WHAT?!

2007-01-19 05:40:34 · 6 answers · asked by ganymedesgoblet 2 in Credit

I have a debt for about $2,500. Now to some people that may not be much but for me ..its a lot. Iam 20 yrs old and i messed up my credit bad the minute i turned 18 so now that iam a lil older and smarter and stressed out ..i want to make it better and start fresh..What should i do???

2007-01-19 05:40:30 · 5 answers · asked by Evie 1 in Personal Finance

If you are/were a smoker, at what point do life insurance premiums for a quit-smoker equal that of a non-smoker?

2007-01-19 05:40:08 · 7 answers · asked by Alex G 1 in Insurance

2007-01-19 05:39:38 · 14 answers · asked by mr_nice_guy 1 in Careers & Employment

Where do the shops that sell cheap food lines and food that is almost out of code get their stock from? Places in the uk prefered.

2007-01-19 05:38:23 · 2 answers · asked by Jaymee 1 in Other - Business & Finance

A friend could not make her mortage payments and the bank forclosed.She only owed a little more money on the principle.What happens.(In Canada)

2007-01-19 05:37:56 · 6 answers · asked by mcpheecult 2 in Personal Finance

I have read many places that it is a scam, however when brought up to the woman on the phone she offered (and did) fax a letter stating the money will be in the account tomorrow and that it is legit and was willing to give us the companys "attorney" contact info.

2007-01-19 05:37:50 · 3 answers · asked by cobaltmontreal 1 in Other - Business & Finance

Ive already asked this question, but i need to input more details..

So, i have a savings account.. And im -74.00.. but i call my bank and they say its pending and that their bank doesnt allow savings accts. to overdraw.. so i should be alright then? If not, Will the bank automatically draw out the -74.00 from my check thats direct deposited?

2007-01-19 05:37:03 · 2 answers · asked by Anonymous in Personal Finance

2007-01-19 05:36:05 · 2 answers · asked by Pamela W 1 in United States

im in my 1st yr of under graduation.

2007-01-19 05:33:44 · 4 answers · asked by chaitu 2 in Careers & Employment

If anyone in mortgage is reading this, I know it's harder getting a loan for a used manufactured than a new. I just want the information. Thanks!

2007-01-19 05:33:38 · 3 answers · asked by Anonymous in Renting & Real Estate

after a discharge you are required to report it and even pay stuff back. My question is if you could safely but money into cd's with kids name on it so that you wouldn't have to claim it? I don't want to be dishonest but any savings I may accumulate over these next months I want to safe guard from this mess happening again...Anybody know anything about this? Thank you

2007-01-19 05:32:44 · 2 answers · asked by ntwrkadmngrl 1 in Personal Finance

I'm having my dad get a loan on a house I want. I will be living in the property and making all mortgage payments (My name will NOT be on the deed - as of right now there's no chance for my name to be on the deed). I can have this property paid off pretty soon, once its' paid I want the house put in my name. Even though I'm the one that paid for the house, if it's put in my name.. will we have to pay a gift tax or capital gains tax on the transfer?

2007-01-19 05:30:58 · 2 answers · asked by Mic B 2 in Renting & Real Estate

i worked at a couple jobs over last year and 1 of them i only made 150.00 and the other i only made 500.00 do i have to file these on my return

2007-01-19 05:30:41 · 6 answers · asked by cherry 2 in United States

This question is for those who are financially worry-free. I don't mean wealthy people or those who don't take care of their own finances. I mean people who are working, raising families, and yet on top of their financial situation.

I am married with 2 young sons. What we make in take home pay covers well over our usual bills. Groceries and gas are budgeted, but a little looser. Saving money seems like a joke. I budget out our finances to the point I get obsessed with it. It doesn't seem to matter how much out of debt we get, we can always find some place to use the extra money instead of using it to pay off another debt. I'm really frustrated because I have no idea what I'm doing wrong. Why can I figure it on paper, but can't make it happen? I write out a meal plan for an entire month and stick to it very closely, we don't eat out, and we don't go out. Because of our situation, I really worry about how my sons will learn to manage finances. Give me a clue!

2007-01-19 05:29:48 · 8 answers · asked by shanesmommy01 3 in Personal Finance

2007-01-19 05:28:11 · 6 answers · asked by cverla 1 in Investing

my daughter which i have claimed on my taxes got a job but made less than 3000.00 in 2006, should i claim her or should i let her file alone...she has no dependants so she wont get any earned income or anything....what do you suggest i do...claim her or not?

2007-01-19 05:27:49 · 5 answers · asked by beachnut222000 4 in United States

any companies that u know of?

2007-01-19 05:27:35 · 2 answers · asked by miss.trying 1 in Insurance