Business & Finance - 13 January 2007

2007-01-13 17:39:29 · 1 answers · asked by nina 1 in Other - Business & Finance

A relative in Ohio missed a few payments on her house and narrowly missed a forced foreclosure auction.

I'd like to bail her out somewhat by taking over her mortgage from the existing mortgage company. She would then be making payments to me instead of them, and I'd be a LOT more willing to forgive a missed payment or three. (Also her payments would be a lot less, even if I charged, say, 4% or 5% on the balance -- and no, I'm NOT trying to get rich off her or gouge her!)

It really sounds to me like a refinance process, where she would be refinancing her home, but through me instead of a traditional lender. (I have enough cash to pay off her existing mortgage and separate lien.)

But I don't know how to get the process started, or what kinds of paperwork I'd need to provide.

Anybody else go through this before? Or be able to tell me who to talk to, or where to go? (Be nice, now ...)

Thanks,
Ed

2007-01-13 17:38:11 · 2 answers · asked by Anonymous in Renting & Real Estate

I owe 5800 at 8.9%, I owe 4000 at 15.99% and I owe 800 at 14.9% I have some extra money, should I pay off the lower one first then move up? Or Start at the highest interest rate? Or should I start at the highest balance? I need help. Serious answer only please! Thanks in advance!

2007-01-13 17:35:35 · 16 answers · asked by DJ C 4 in Credit

2007-01-13 17:34:18 · 1 answers · asked by Caroline W 1 in Corporations

2007-01-13 17:32:07 · 14 answers · asked by gogogo 3 in Careers & Employment

The Fair Tax would eliminate the IRS and put more money in your pocket. www.fairtax.org

2007-01-13 17:30:27 · 5 answers · asked by ben j 2 in United States

2007-01-13 17:28:04 · 4 answers · asked by arian 1 in Careers & Employment

2007-01-13 17:26:46 · 7 answers · asked by lisa h 1 in Renting & Real Estate

My boyfriend is in serious financial difficulties that he is obviously ashamed of, he brushes it under the rug and acts like it is not their. In 2005 they ganished his whole check for back taxes twice. I looked at his pay stub last week and noticed he is still claiming 9 exemptions and married when he's been divorced for almost 3 yrs, he's really only suppose to be claiming 3 exemptions for himself, one of his two sons and his mom. Does this mean he's paying little or no taxes? Does his marital status give him a tax break? or benefit? His student loans are also being garnished $300 from his check. At what point does IRS start garnishing wages. And at what point does student loans get garnished. I want to know how serious this is? I want to know what actions or process that was taken against him or what is actually happening?

2007-01-13 17:23:59 · 5 answers · asked by Smile 2 in United States

2007-01-13 17:20:46 · 4 answers · asked by PocaHontiS_ 1 in United States

2007-01-13 17:19:54 · 11 answers · asked by brilcream 3 in United States

Hi how can i automatically put my ads in all the cities of the sites like craigslist, backpage, oodle ,lycos, local etc.
Do you guys have any automated softwares that you might have been using ?
regards,
kish

2007-01-13 17:17:22 · 2 answers · asked by kishaloy_bhowmick 2 in Search Engine Optimization

2007-01-13 17:14:41 · 6 answers · asked by fordgt724 1 in Careers & Employment

The Federal Reserve Bank is owned by a few large banks. It prints money for the United States Government. The money it prints is a loan to the citizens of the United States. That is why you pay taxes through your paycheck. Do you know that payroll taxes are illegal?

2007-01-13 17:14:38 · 6 answers · asked by Anonymous in United States

2007-01-13 17:12:19 · 9 answers · asked by sumanth 1 in Careers & Employment

is there any evidence to show that living directly under the flight path of airplanes as they approach airport runways is significantly cheaper than living elsewhere? (because of the noise, etc)

2007-01-13 17:11:04 · 7 answers · asked by worldpeace 4 in Renting & Real Estate

As a manager of a small restaurant, i have to set the controls into Physical Resources (raw materials, equipment, facilities) and Human Resources (labor), could you give me some advice about this situation??? what do i have to do, focus on or fix if they have problem???

2007-01-13 17:10:41 · 2 answers · asked by Frank Kim 1 in Small Business

2007-01-13 17:08:32 · 1 answers · asked by DJ C 4 in Credit

I am starting a job making $40,000, just graduated college. Credit score is 728. Monthly debt is about $165. Condos that I am looking at range from 75,000 to 95,000. My total expenses including the mortgage, taxes, insurarance and condo fees will be about 825 per month. The alternative would be to rent for about 700 a month.....what should I do???

2007-01-13 17:07:57 · 7 answers · asked by Anonymous in Renting & Real Estate

I have 3 small children and would like to have a nanny from India to help pass along our culture to them (my husband and I grew up in India). We live in the Bay Area...what is the best way to find and bring a nanny over from India?

2007-01-13 17:05:45 · 4 answers · asked by SC Chick 2 in Careers & Employment

Im goin to school at Siena College and majoring in Political Science i really want to get a job in the FBI and i was just wondering if i had a chance or if anyone had any advice for me

2007-01-13 17:01:33 · 12 answers · asked by franksil66 2 in Careers & Employment

i'm going to be getting a job in the summer. i'll probly get paid minimum wage to 7 dollars tops. i'm not sure how many hours i can work. so how much money can i make in a month?

2007-01-13 16:58:59 · 4 answers · asked by Anonymous in Careers & Employment

For this accounting exercise I am given the data of assets, liabilities, revenues and expenses for a companies year of business. The info follows as:

Land 5,000
Note payable 6,000
Accounts payable 15,000
Rent expense 25,000
Cash 10,000
Common stock 30,000
Furniture 12,000
Interest expense 8,000
Property tax expense 2,000
Accounts receivable 11,000
Advertising expense 17,000
Building 115,000
Salary expense 60,000
Salary payable 1,500
Service revenue 240,000
Supplies 2,500

Beginning retained earnings were $10,000, and dividends totaled 75,000 for the year.

I'm then asked to make the income statement, statement of retained earnings & balance sheet for the company. Whenever I get to the balance sheet, it doesn't balance and I can't figure out what I'm doing wrong. Can someone give me an example by showing me what the correct statements look like? (This is not the problem in the book, I changed the numbers so as to not be cheating or w/e)

2007-01-13 16:58:12 · 1 answers · asked by Rush_Informer01 2 in Other - Business & Finance

Do you any undervalued stocks?

2007-01-13 16:50:31 · 9 answers · asked by 8 3 in Investing

I have two clients who want to buy a home in California. One just moved here from out of country to accept a job and is on a H-1. He has no credit history or tradelines. What's the best loan program for him? Another client lives out of country and just wants to buy property. what's the best loan program for him?

2007-01-13 16:50:08 · 1 answers · asked by Anonymous in Renting & Real Estate

about where to start. what to do. What is stocks? Any website i can go to to educate myself? Please tell me anything you know about stocks.
Thanks

2007-01-13 16:47:18 · 6 answers · asked by Diamond C. 3 in Investing

I didn't file taxes last year b/c I didn't make enough money. Can I file last year's income on this year's taxes?

2007-01-13 16:45:24 · 8 answers · asked by Christene L 1 in Other - Taxes

if you had that much$$$$ what would you do and wut would you buy????

2007-01-13 16:43:26 · 10 answers · asked by Anonymous in Personal Finance

I'm 40 now, have been blessed to have been employed in television for 16 years, but am now under pressure to "get a real job", i.e. one that ensures job security. (Translation: parents are done helping me financially.) I adapt well to new situations, but without computer/clerical skills, and without the ability to work in a confined environment 9-5, I don't know where to begin. I googled career aptitute tests, but none are free assistance, that I found. If you know of a website to help me find out "what I want to be when I grow up", please respond. I've temped corporate for a week, and frankly, if I had to do it everyday, I'd likely take my own life! Kudos to those of you that can do it, but it's not for me. I'm an actor and writer (hoping to publish my 1st novel), and need guidance for someone with these unmarketable skills. I'm not a bartender, nor have I waited tables. And please don't suggest anything in the "adult industry". SERIOUS help requested only. Thanks.

2007-01-13 16:41:04 · 6 answers · asked by OneRedCent 4 in Careers & Employment

would like to pull up the employee w2 form for Industrial Staffing Services in the city of Chicago, IL for the year 2006

2007-01-13 16:29:06 · 2 answers · asked by Anonymous in Careers & Employment