Business & Finance - 10 October 2006

2006-10-10 15:40:53 · 8 answers · asked by Raina Jade 1 in United States

I have a credit card through Capital One with an APR of 21.05% I've had it since April. My score is 733 according to "My Credit Inform" that Capital One offers and my limit is 750. I took the first offer that came in the mail. But the card really doesn't offer me anything else, cash back, etc. Should I be concerned about the perks or have the APR lowered? I don't pay it off each month like I probably should, but I do pay well above the minimum. But also, should I go with a card through my credit union? and how do I get the balance transfered?

2006-10-10 15:37:39 · 6 answers · asked by Anonymous in Credit

I would like to use the virgin mobile logo on my website. I have contacted them and emailed them and they said that they would get back to me. The last reply from them was on 14 september 2006.

Can I use the logo if I say that it Virgin does not endorse in anyway my website?

2006-10-10 15:37:10 · 7 answers · asked by JOHN D 1 in Other - Advertising & Marketing

I am married and 31. My wife works and I work full time. Losing my salary would be a struggle for sure...but not kill us. I am just so damn unhappy at work. No kids yet...but want them for certain.

2006-10-10 15:36:16 · 28 answers · asked by Anonymous in Careers & Employment

I am considering buying property in either Saluda County South Carolina or Ridgeway South Carolina. Neither location has huge populations, but since I am going to be buying between 30 and 50 acres, how can I determine which one stands a better chance of growth in population so the return on the investment is higher?

2006-10-10 15:29:31 · 1 answers · asked by rab2344 4 in Renting & Real Estate

I am in the process of renting an apartment. The landlord and I have everythingin order, All she has to do is do I credit report on me. I am farly young(just turned 20) so I dont have very much credit. I pay my rent on time every month, I pay all my bills on time and have never missed a payment (cable, internet, phone) so do you think i will still get the apartment? what do you think? she said if i have good credit then I will get it.

2006-10-10 15:28:37 · 15 answers · asked by Anonymous in Renting & Real Estate

Hi, I'm looking for some advice on the different kinds of blue collar jobs available. So far, becoming a Paramedic or Police Officer are leading the way, but I have thought about jobs as an Electrician, Emergency Room Nurse, HVAC Mechanic, and Truck Driver. I'd like to find a job that constantly has something to do, as I become very restless when I have to sit around all day.

As far as pay is concerned, something around $35,000-$50,000 would be comfy for me, nothing higher. Any ideas, advice, suggestions?

2006-10-10 15:25:43 · 8 answers · asked by Anonymous in Careers & Employment

2006-10-10 15:25:38 · 6 answers · asked by lilmomma 1 in Renting & Real Estate

2006-10-10 15:23:31 · 5 answers · asked by Angela G 1 in Small Business

the best investment I should make with it.???

Thanks for answering.

2006-10-10 15:22:39 · 12 answers · asked by Anonymous in Investing

i want to know because i dont have a job if i could still clame it to get money back i have no other in come so can some one please help me out on this

2006-10-10 15:16:28 · 4 answers · asked by biggums13635 1 in Personal Finance

There was no contracts signed. Is is unethical to not give him anything? And if you do pay him, how much?

2006-10-10 15:12:56 · 11 answers · asked by LaLa 78 2 in Renting & Real Estate

If I'm making loan payments to an individual, how can that person report timely payments so that they end up on my official credit record?

2006-10-10 15:10:27 · 6 answers · asked by Erin 1 in Credit

Well, my letter is almost done, but I feel like it might be missing something....
Thanks guys!

2006-10-10 15:10:16 · 3 answers · asked by melon_rose 2 in Personal Finance

I have excellent credit, been employed 2 years plus same job, make $100k, and am getting married shortly (I expect to be making $110k by March). I would like to be able to buy a house in the $500,000 range. I have little downpayment funds. I could swing $20,000 selling an investment. I also have $10,000 in debt (credit card). Should I pay down the credit card debt or accumulate more cash for a downpayment? Also, would my salary support a mortgage of about $480,000? (If unaffordable, how much does my wife need to make also for us to be able to swing this?) The house will most likely be in Suffolk County Long Island where the taxes are high. I see taxes of $6k min to $10k prior to STAR, a gov't giveback program that reduces the rate.

2006-10-10 15:03:33 · 11 answers · asked by bill 1 in Renting & Real Estate

its all about financial mangement

2006-10-10 15:03:13 · 3 answers · asked by Earl C 1 in Other - Business & Finance

or can you prequalify with several lenders?

2006-10-10 15:01:29 · 11 answers · asked by Adam C 1 in Renting & Real Estate

Our family may be appearing on a kitchen remodelling show in the near future. Are we going to have to pay a gift tax on the portion of the remodelling we do not contribute financially to? For example, we contribute $5,000 towards a kitchen, and the TV network creates a kitchen worth $20,000. Will we owe taxes on the difference?

2006-10-10 14:58:11 · 5 answers · asked by JohnDoe 2 in United States

I am currently taking a double major in early childhood and social work and would like to open my own childcare center; but would like to hear from someone who was successful at doing this, and find out what steps I need to take in order to achieve this.

2006-10-10 14:56:48 · 3 answers · asked by me_ 2 in Small Business

2006-10-10 14:55:29 · 5 answers · asked by Anonymous in Investing

Hello there! My husband is eligable for a VA loan but we have poor credit 512 & 520. Our income is decent and we can put down 3% if neccessary! The home we are interested in is $130,000.00. Where if possible can we get help? If anyone has been successful I would be interested in were you started out! Thank you!

2006-10-10 14:55:17 · 7 answers · asked by live_wire_electronics@verizon.ne 1 in Renting & Real Estate

I graduated from a medical assisting program at a vocational school last fall and have yet to find employment in that field. I have contacted the school job person but they were no help. Any ideas on how to find this type of job? I am more interested in the administrative aspect of the job.

2006-10-10 14:55:09 · 7 answers · asked by Anonymous in Careers & Employment

I've heard that the more credit history you have, the better it will be for huge purchases like a house. But since I just moved in my first apartment (I'm 25, I know I'm a late bloomer), I was thinking of all the extra money I would have just by not having to pay off those cards. Thanks in advance!

2006-10-10 14:54:53 · 7 answers · asked by azcurlygirl 1 in Credit

2006-10-10 14:53:46 · 7 answers · asked by Anonymous in Investing

My boss is a Director of Human Resources. He has done some non-ethical/unfair things to employees and continues to procrastinate important things. He expects me to cover him and act like I dont know anything when people ask questions. What should I do?

2006-10-10 14:53:32 · 7 answers · asked by Jeffry 1 in Careers & Employment

2006-10-10 14:52:32 · 9 answers · asked by rowlann 2 in Investing

i moved in to an apartement and when i signed the lease there was an additional paper that i and my roomate had to sign saying we accept that there could be black mold in our apartment. well we signed it and less than 2 months after we moved in we found black mold growing throught the pain everywhere!! under the toilet seat along the window sill. i even bought a brand new rug for the bathroom and it now has small amounts on the bottom. was it illegal for them to have made us sign something without showing us how bad it could be. i am afrad that it is going to get really bad. plus i was recently sick with a chest and head cold...what do i do

asking someone who is really knowlegeable about legal and illegal forms and acting of landlords.

2006-10-10 14:51:28 · 7 answers · asked by Cassandra H 2 in Renting & Real Estate

I have loved cats since childhood. When we were kids, my sisters and I would always find cats wandering around the playground in the local park, and bring them home. Of course
my parents never liked it, but they let us keep them anyway.
Anyhow, I would like to be able to work with cats all the time.
Are there any careers that would allow me to do this?

2006-10-10 14:49:58 · 7 answers · asked by Road Trip 3 in Careers & Employment

I just want to know which everyone likes Ebay or Yahoo Auctions. I just started Yahoo auctions and it seems pretty easy.

2006-10-10 14:49:21 · 2 answers · asked by ivan 2 in Careers & Employment

Is it a certain percentage of what you gross?? Does the amount you make per hour have an affect, or is it a certain amount taken from what you gross like $20 a check?? I've been looking at my paystubs and I still can't seem to come up with the answer.

2006-10-10 14:47:01 · 5 answers · asked by naughtygirl0206 2 in Personal Finance