A while back, I settled for less than the full balance with Capital One and am considering now paying them the remaining balance in order to improve my credit score a bit. The dilemma is this: while the remaining balance is only about $135, I'm considering leaving it alone because the derogatory comment will come off as of November 2007. So I'm thinking that, if I pay this, by the time it's actually updated on my credit report, it will only be about 9 months earlier than if I had just waited. Also, the Capital One rep said that paying it in full would NOT re-age the debt, which was a consideration. I guess it comes down to whether or not I'm willing to pay some cash to improve my score a little sooner.
2006-09-15
11:40:09
·
7 answers
·
asked by
Nature Boy
1
in
Credit