Hopefully someone can help me out. I have an old (about 5 years old) credit card debt of $4309.00 which I am trying to settle for $2500. In April the account went to a collection agency who offered to settle for $2200. At that time I was in financial hardship and (divorce, single mom, unemployment, overextended) I did not have the money and could not accept. Now the account has went to a law firm. I called them and asked them to settle - they seem more interested in finding out how much money I make and my job than trying to settle. Of course I got upset and told them I would I would call the credit card company and they said the credit card company would refer me back to them. Shouldn't they (the law firm) be working with me to try and settle this debt? What should I do? I also told them them that I would like my credit reported as "paid" after I gave them the money - they said they had nothing to do with the credit bureau. Help!!!
2006-08-29
06:28:48
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6 answers
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asked by
Mary S
2
in
Credit