a friend of mine wrote a personel check to a store two years ago ,she since closed her account now a lawyer is trying to make her pay for a check from then they offer no reason for the delay they just say the store will send her back the check when all is paid they aa so attached fees.
2006-08-29 07:25:18 · 9 answers · asked by sideall06 4 in Business & Finance ➔ Other - Business & Finance
yes they can do that. your friend will find that the lawyer will make this miserable. best to pay the check off and get out of this mess. your friend should try and negoiate the fees, but i doubt that will do any good. your friend is risking her credit score and ability to get credit for this lousy check.
there are some missing parts to this story. it would seem that the store tried to contact your friend and your friend blew off the attempts to reconcile the account and settle the bill.
2006-08-29 07:32:53 · answer #1 · answered by JuJitsu_Fan 4 · 1⤊ 0⤋
Yes, they can collect on a check that was written to a store regardless of the fact the account was closed. However, due to the fact THEY failed to cash it it's their fault so they can NOT attach other fees.....consult a lawyer before doing anything else
Good luck
2006-08-29 07:33:55 · answer #2 · answered by BevD 4 · 1⤊ 0⤋
Depends if the check was good when she wrote it and not post dated, no, usually after 6 month a check is automaticly going to be voided by the bank without your aproval, they would have to contact you to get another check cut. Truth is after 90 days you are under no obligation to honor a check which has not been cashed unless that check was writen under stipulations that it would be cashed at a spacific point in time (post dated). The store/bank has no rights to tack on charges either, it was their mistake not cashing it when it was writen.
2006-08-29 07:34:30 · answer #3 · answered by Mark G 7 · 0⤊ 0⤋
Nope. Checks are valid for max. 6 months. It's the fault of the store to not deposit it in a timely manner, but in a way, she is still liable to pay. She should file a case with the small claims court to atleast fight off the fees, on grounds that it's their fault, not hers.
2006-08-29 07:33:41 · answer #4 · answered by Halo 5 · 1⤊ 0⤋
To my knowledge, a check needs to be cashed within a certain time, usually 3 months to a year before the check is null and voided. I would ask the bank to make sure, though.
2006-08-29 07:31:07 · answer #5 · answered by cookie78monster 4 · 0⤊ 1⤋
She still owes the money regardless of the age of the check. She should just write a check from her current account.
2006-08-29 07:42:57 · answer #6 · answered by porkchop 5 · 0⤊ 0⤋
They sure can. A guy at my old job was arrested for a bad check that he had written 5 years prior!
2006-08-29 07:31:14 · answer #7 · answered by AsianPersuasion :) 7 · 1⤊ 0⤋
I believe there is no limit of time to make good on a personal check.
A business check I believe is only good for 90 days.
2006-08-29 07:34:07 · answer #8 · answered by Anonymous · 0⤊ 0⤋
You have to cash a check within six months.
2006-08-29 07:33:11 · answer #9 · answered by Demon of hand-writing analysis 5 · 0⤊ 1⤋