I'm thinking of opening a joint checking account with my husband, who has a good job and a great credit score. I haven't worked in 3 years (been a stay-at-home mom) and my credit score is poor-fair. I haven't had any banking in my name since I stopped working (never planned it like that, we've just moved alot and didn't make time to opena new joint). Also, about 5 years ago, I bounced 2 checks from my personal account. I'm wondering if anyone who works in banking could tell me if I am still eligible to join my husband on a joint account even though I have this history of 2 bounced checks, a less-than-perfect credit score (which I'm working on), no banking in the last 3 years, and am not currently working? Or should he just add me to his existing account? Thanks so much! I dont want to be embarassed by going into a branch office and being denied
2007-08-10
11:33:59
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3 answers
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asked by
MiMom
2
in
Personal Finance