A couple of months ago, my friend used my information for what she said was 'co-signing' a loan for her, since she didn't have the credit rating to be able to get it on her own, and really needed it at the time.
It turns out she ended up signing up for a credit card in my name, with her as a joint user on the account. She then proceeded to buy a $1500 bed using the account, and has been late on payments, even though, after I confronted her on this, she told me she paid it off.
She continued to change her story, now saying she sent payments. Today, I talked to the collections department for the credit card, and they told me they haven't received any payments on it, and tomorrow the account goes down as being over 30 days late on payments.
They gave me the fraud number, but I don't know if I should report this friend. I've known her for over ten years, and even though she's been abusing my trust and kindness recently, I worry what may happen if they charge her with fraud...
2006-12-10
03:07:55
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11 answers
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asked by
Anonymous
in
Credit