A couple of months ago, my friend used my information for what she said was 'co-signing' a loan for her, since she didn't have the credit rating to be able to get it on her own, and really needed it at the time.
It turns out she ended up signing up for a credit card in my name, with her as a joint user on the account. She then proceeded to buy a $1500 bed using the account, and has been late on payments, even though, after I confronted her on this, she told me she paid it off.
She continued to change her story, now saying she sent payments. Today, I talked to the collections department for the credit card, and they told me they haven't received any payments on it, and tomorrow the account goes down as being over 30 days late on payments.
They gave me the fraud number, but I don't know if I should report this friend. I've known her for over ten years, and even though she's been abusing my trust and kindness recently, I worry what may happen if they charge her with fraud...
2006-12-10 03:07:14 · 5 answers · asked by Anonymous in Family & Relationships ➔ Friends
you call her a friend... friends don't do that to each other... she is a criminal... if a friend of mine done that I wouldn't have waited on the payments being late, I would have turned her in immediately.
Give her once more chance... tell her if she doesn't get this account up to date with in 30 days the ccard company is coming after her for fraud... make it sound like its not just you... that its out of your hands because they asked for your signature and compared them and they know she opened a fraudulant account... if she does't comply I would turn her in... your credit is too important... your friend could have got a free bed from goodwill if she had nothing to sleep on....
2006-12-10 03:17:00 · answer #1 · answered by Sandy 6 · 0⤊ 0⤋
You should be worrying what will happen to your credit rating and your assetts if these creditors start coming after you. What kind of friend does this? Surely, you must have other friends.
You have to protect yourself.
2006-12-10 03:25:13 · answer #2 · answered by Firespider 7 · 0⤊ 0⤋
Sometimes people are thieves. Sometimes they take advantage of alleged friendships to steal.
2006-12-10 03:09:44 · answer #3 · answered by happytone365 2 · 0⤊ 0⤋
I think you should tell her that if she doesn't come up with the money you will report it.
2006-12-10 03:13:04 · answer #4 · answered by terrianna101 2 · 0⤊ 0⤋
report her she is not that good of a friend and in all sense she did lie to you
2006-12-10 03:37:59 · answer #5 · answered by pookypoo1999 3 · 0⤊ 0⤋