Personal Finance - January 2007

2007-01-03 05:36:53 · 18 answers · asked by Anonymous

How much do I need to open the account? And what balance should I maintain? I need a bank account to earn via Internet.

2007-01-03 03:57:27 · 10 answers · asked by Anonymous

2007-01-03 03:51:50 · 10 answers · asked by Katherine K 1

2007-01-03 03:24:57 · 8 answers · asked by rebelndave 1

I am 63 years old. I have $250,000 in a 401k and $100,000 in other cash assets (bonds, savings accounts, cd's, individual stocks, etc). My pension is $100,000 per year and increases automatically by 3% each Jan.1. I have a daughter and son-in-law that I help out financially to the tune of about $10,000-$15,000 per year. I, therefore, need to tap my 401k's or other sources to maintain my lifestyle. I was thinking instead of taping my own resources, I would take out a home equity line of credit for 7 years until I have to withdraw from my 401k's. Would this be my best option?

2007-01-03 03:02:06 · 14 answers · asked by Michael S 2

I am leaving my job and intend to roll over my 401k into an IRA w/ fidelity. I was wondering which was a better deal. I make less than 50,000 a year and heard that a ROTH IRA was agood deal. Can someone tell me the difference plu the pros and cons of each one. Unfortunately im not very financially savvy so i will need someone to break it down in simple terms.

2007-01-03 02:59:26 · 5 answers · asked by knufflebunny 2

2007-01-03 02:27:55 · 7 answers · asked by pavan 1

I don't have a lot of bad debit and do not have any credit cards, but I need to repair my creidt and don't even know where to start.

2007-01-03 02:19:09 · 5 answers · asked by thold75 1

I will be leaving my job soon and moving to another state. Since I will be quitting, I will need to move my 401k. What are my best options to preserve the money I've saved there over the years and minimize any possible loss?

2007-01-03 02:04:37 · 2 answers · asked by LW 4

So i go to a bank and deposit cash into someone's bank account, can i get this money back if it is still in there and i still have possession of the receipt? Thanks. (UK by the way)

2007-01-03 01:57:22 · 10 answers · asked by Anonymous

I'm considering retirement options and briefly spoke with a financial planner who had mentioned an IROTH(?). What is an IROTH or am I misspelling?

2007-01-03 01:40:04 · 2 answers · asked by jackson 1

2007-01-03 01:39:35 · 4 answers · asked by Anonymous

using a chequebook - legally?

I've heard you can write out a cheque on anything as long as certain details are included. How is that possible?

2007-01-03 01:08:30 · 27 answers · asked by Neil_R 3

2007-01-03 00:20:24 · 5 answers · asked by czarnykat 1

lost my job can no longer afford £670 a month and they don,t seem too want too help was,nt intentional just had enough

2007-01-03 00:05:18 · 3 answers · asked by stephen a 1

i won a court case they where told to remove fraudulent information within 56 days 13 months on it was still on why cant i sue them for negligence afterall companies pay for their information

2007-01-03 00:04:09 · 4 answers · asked by hawkeye 1

2007-01-02 23:57:19 · 4 answers · asked by stephen a 1

He has definatly put it in, iv seen the receipt. But since then, hes lost the receipt and i still aint got the money. The bank said they will need to see the receipt. Surely, a little piece of paper isnt the only control the bank has for this kind of fukup! What should i do?

2007-01-02 22:37:00 · 12 answers · asked by JJ London 2

I would like to withdraw money from my European account. There are expensive fees at each withdrawal. I have a Visa card.
My weekly limit is $800 (no daily limit).
Do you know any ATM allowing to withdraw $500 at once? $800? Limits are different from one ATM to another, depending on the bank owning the ATM. I need names of banks allowing such withdrawals... (I'm in New Jersey)

Thanks :)

2007-01-02 22:02:43 · 3 answers · asked by Anonymous

I am 25, no kids, or partner. I currently rent and have few material possessions. Would bankruptcy be the best course of action and could their be any other pitfalls i'd not thought. I'm aware of the effect it would have on me getting credit, buying a house and my ability to have a bank account. I intend to get professional advise on the matter but thought this might be a good port of call first.

2007-01-02 21:20:18 · 37 answers · asked by hutchmeister1980 1

I'm french and my father gave me 200$ I don't know what can I buy with it...

2007-01-02 20:58:16 · 6 answers · asked by anouk 1

I dont think the scale of my problem is huge and I know there are people worse off but I have £700 loan, £600 credit and a £700 overdraft and I owe out about £400, I am thinking of getting a loan to cover most of this, but it seems when I tell the bank I am considering consolidation that the interest rate increases! Shall I say its for a different purpose? would anyone sugest I don't consolidate?

2007-01-02 19:48:20 · 5 answers · asked by its_hackett 1

2007-01-02 19:08:21 · 2 answers · asked by Jerry Z 1

I’m new to the working world and I’m still focused on college when I was cheap. I feel overwhelmed and guilty when I spend money. I’m not sure if I’m being wasteful or not. Here’s where I stand…

$2,830/month after taxes - Insurance/Phone/Rent/Utilities($700)= $2,130/month

$250 - 401k like plan (taken out before the $2800 total)
$250 - IRA
$400 - Money Market Fund (future wedding/honeymoon –3 months emergency there too)
$280 - savings (plane tickets, small expenses that may come up so I don’t have to dig into emergency, etc. If this reaches $750, I split between IRA and MM)

Result is $1200/month. I give myself $300/week. This covers food, pet care, gas, and anything else I desire in one week. If have a big purchase (plane ticket or a vet bill, need or want), I take it out of my savings but I often supplement with my personal weekly allowance.

I know that what I have is a blessing and I do not want to mess it up. Do you think this is appropriate?

2007-01-02 18:32:36 · 2 answers · asked by Charade 3

2007-01-02 17:58:24 · 9 answers · asked by Anonymous

I have 7 CC and not that much credit limit so I cant transfer over any balances! I am tired of making only small payments. Please help me!!! I have to many inquires in my C Score PLEASE HELP!!

2007-01-02 17:18:51 · 9 answers · asked by KIMMIE 2

Anyone know any good ways to fight the urge ?

2007-01-02 16:56:24 · 5 answers · asked by Matthew K 2

im trying to raise were i could by the mash dvd with all the seasons
and the movie

2007-01-02 16:49:13 · 4 answers · asked by technogeek6019 1

do all the atm's operate 24 hours?

2007-01-02 16:47:41 · 5 answers · asked by Allen Woe 1

Should I really invest my money in a CD or Bonds? What's the best direction to go for investing money and allowing it to grow?

2007-01-02 16:26:10 · 5 answers · asked by ant3271 2