2007-01-02 19:08:21 · 2 answers · asked by Jerry Z 1 in Business & Finance ➔ Personal Finance
You're going to consider this a smart-a$$ answer, but it really is the answer. Pay your bills on time.
2007-01-02 19:16:33 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I would first obtain a copy of my credit report and dispute all the wrong accounts. You only want to look at recent collections which were reported within the last two years. If judgments are recent, try your best to pay them off too, they tend to affect your correct in the worst way. Try your best to payoff even little "recent" collections that reported within the last two years.
Also, this is free and will help your credit score:
Register on this website to opt out of pre-screened offers. It's free. Select the 5 year electronic opt out. This tells lenders you are no longer interested in pre-approved credit offers and makes you less of a risk to other borrowers:.
https://www.optoutprescreen.com/?rf=t
2007-01-03 07:52:46 · answer #2 · answered by Martini Babee 4 · 0⤊ 0⤋