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Personal Finance - January 2007

[Selected]: All categories Business & Finance Personal Finance

If you have a car loan, do you make extra payments on it, and if so, how much? What are the benefits of paying off your car early versus putting the money in your emergency fund?

I'm trying to determine the best thing to do in my situation (I owe $6,300 on my 2002 car at 4.39 percent and I'm earning 4.4% in ING, not including other funds in CDs making higher rates). In a couple of months when my personal debt is gone, I was planning to make extra payments on my car to retire it early. What would you do?

2007-01-04 03:03:30 · 9 answers · asked by Anonymous

online savings account: i pay in every month of £200. an interest rate of 5.00% AER/gross p.a. is paid annualy.

what will be new the balance after 1 year?

what will be new the balance after 5 years?

how did you do the calculations?

2007-01-04 02:57:14 · 5 answers · asked by Anonymous

I am tired with MLM gimmicks and free survey because its just wasting my time

2007-01-04 02:50:09 · 5 answers · asked by priceless_sg 1

I got 10 bucks out with a 2 dollar charge for using an ATM that was not from my bank. ok, no prob, right? I checked my statement online and they charged me the 12 dollars and then charged me another 2 dollars seperate from the 12 charge. what gives?

2007-01-04 02:06:22 · 13 answers · asked by howaboutya1979 2

2007-01-04 01:36:30 · 3 answers · asked by an_articulate_soul 4

At my job they have something called the Birthday Club ... every payperiod you pay 100 dollars and on your birthday (or the payperiod your birthday falls in) you receive $2000.00. Anyone heard of this? How could I start one??

2007-01-04 00:54:42 · 6 answers · asked by denisealena_02 2

how much the executive secretary salary/month for export company, especially for commodity export company?

2007-01-04 00:37:30 · 2 answers · asked by Cichi 1

our home was repossessed two weeks before a completion date for us selling it was due. Mortage company wanted 69,000 pounds to settle it. The house was sold for 115,000. We had 8,000 arrears.

How could we claim the equity value of the property back. I know they will have to supply a "Statement Of Accounts", but wat is the rest of the procedure.

Im also contacting the Financial Services Authority, suprising how many people dont know about this issue though.

I look forward to a reply

2007-01-04 00:29:59 · 4 answers · asked by Steve J 1

Most of the bill was run up when I was married but in my name I am in the UK and wonder if any one can advise of any way I can get the debt down. I am not particulaly bothered about my Credit rating as they always improve over time. CAB ar at max capacity and are not offering any further help to people

2007-01-04 00:24:15 · 10 answers · asked by Anonymous

it important

2007-01-04 00:22:25 · 1 answers · asked by theody 1

18 years (1988) ago my ex partner and I took out a mortage and at the time we need a little extra and took a top up mortage as well. Unfortanatley we did not last the course of time and split up. The mortage company repossed the house and I believe sold it. All my old debts I thought had been cleared and I have manage over the last 15 years to build up a good credit rating and my life has changed now by having a new partner and two children. But now in the last few weeks a company has writtern to me saying that they have purchased an old debt, the top up mortage and are requesting me to pay it off. A couple of things, can they still chase me for a old debt after all this time (18 years) without any contact, do I have to pay them, is my ex partner liable for this debt as it was in joint names and what happens if I cannot afford to pay them off. To me, my children and new partner come first, would I have to declare myself bankruprt and I so what would happen to my debt and credit rating.

2007-01-04 00:15:56 · 11 answers · asked by robertk 2

And where do you hide it?

2007-01-03 22:07:05 · 6 answers · asked by Anonymous

I will be 60 in March and have heard nothing about my pension yet.

2007-01-03 21:32:24 · 3 answers · asked by hdines7 1

documents are with my friend.can he use a third party to transfer the funds.

2007-01-03 20:39:28 · 3 answers · asked by g_123 1

I have bills of 30K which are mine but partley ran up by ex wife in my name when we were still together.

2007-01-03 20:22:13 · 20 answers · asked by Anonymous

Trying hard to clear off my debts (credit cards) but it seems that the interests are always snowballing. Is there a way to pay everything all at once?

2007-01-03 20:17:11 · 8 answers · asked by littlefungus2000 1

Recently I sold my ipod on ebay, and someone from UK won the bid. He wants me to send the ipod to nigeria. That is no problem. But he wants to send the money via westernunion PayByCash. He gave me a link www.westernunionpaybycash.co.uk ... Is it even a real company? I have heard of western union and pay by cash but not WESTERNUNIONpaybycash....???... How should I know if this is real? I went to western union and asked and they said that if i am awaiting a payment done by western union then I would need the sender's address in order to track the payment I am to receive. I asked my buyer to give me his address but he refuses. Plz advice, or I might just lose my ipod and the money that i need.

2007-01-03 19:40:41 · 4 answers · asked by elspringster 2

Yeah, it probably sounds stupid but I just discovered that I'm essentially paying twice. It was well hidden in the fine print, too.

2007-01-03 18:23:47 · 2 answers · asked by Ejsenstejn 2

2007-01-03 18:20:44 · 9 answers · asked by Anonymous

2007-01-03 18:07:38 · 10 answers · asked by D.A.L. 2

15 min? 30? 1 hour?

2007-01-03 15:35:24 · 8 answers · asked by Anonymous

How much money does an average teenage boy have?

16 yrs old

Both in the bank and cash

2007-01-03 15:34:11 · 6 answers · asked by ksk i 1

I need to make $5,000 by june. How exactly can I do this????? And don't just say get a job. Be specific.

2007-01-03 14:07:40 · 20 answers · asked by seanwiensx 1

2007-01-03 13:33:41 · 5 answers · asked by jacqueline f 1

I just changed jobs and don't know how to get my 401K from my former employee and what I do with it when I do get it

2007-01-03 12:44:19 · 4 answers · asked by glwohlert 1

2007-01-03 12:42:57 · 6 answers · asked by Josh 1

Citibank along with a whole bunch of other banks are offering "online" savings account that earn 5% APY...What exactly does that mean and is it a good idea to switch over to one of those accounts? which banks are the best to do this with and which have the best rates?

2007-01-03 12:41:00 · 6 answers · asked by knufflebunny 2

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