2007-01-03 13:33:41 · 5 answers · asked by jacqueline f 1 in Business & Finance ➔ Personal Finance
I disagree with TD, as long as you pay your bill in a timely fashion eact month, credit cards can be a good thing. They have some good benefits (i.e., I get 1% back on all I spend). Also if you pay for a good or service that isn;t what you thought, try reversing a debut card transaction, it is very difficult. With a credit card compnay, you smply call them and they may have you write a letter.
In sum, pay on time and it can be a good thing.
P.S. I also like using credit cards because it prevents many service men and shops from cheating on their taxes. i.e. when you pay a roofer in cash, I bet they are hiding much of their income from the IRS. When paying by credit card, there is a record and therefore harder to hide.
2007-01-03 13:46:17 · answer #1 · answered by Ubiquity 2 · 1⤊ 0⤋
Dont get a credit card with or without a job. If you cannot afford it dont put it on plastic. Wait and save the money then purchase. Use your debit card for hotels, airlines, etc. Stay away
2007-01-03 13:40:55 · answer #2 · answered by Ms. Dorsey 3 · 0⤊ 0⤋
Credit card companys line up to give credit cards to college students.
2007-01-03 14:35:11 · answer #3 · answered by afling78 2 · 0⤊ 0⤋
I got my first card 20 yrs ago in college and all I was doing was working intramural sports officiating. Job didn't pay much, but I paid off what little I put on the card on a regular basis.
2007-01-04 02:52:04 · answer #4 · answered by CMass Stan 6 · 0⤊ 0⤋
you can get one of those debit cards that goes with your bank or one of those prepaid credit cards....
if you do get a cc and you dont have the money for it..leave it open but dont use it or if you have to use only a little bit..it helps with your credit score
2007-01-03 14:12:16 · answer #5 · answered by Anonymous · 0⤊ 0⤋