Can I open a bank account in the USA without having a SSN? If so, which bank should I go to?

Question

How much do I need to open the account? And what balance should I maintain? I need a bank account to earn via Internet.

In the link: boulat.com/hyop/usa_bank_account.html
it says that I can.

This is the link: http://boulat.com/hyop/usa _ bank _ account. html

I'm not sure if that link is a spam or a scam.

I'm not sure if that link is a spam or a scam or legit.

http://boulat.com/hyop/usa_bank_account.html

Answer 1

You will need other foreign ID , try Bank of America on line

Answer 2

I have an ING Direct bank account, which is international, but also in the USA.

If you deposit $250 for 30 days when starting up, they give you $25 sign up bonus. Also if you get others to sing up similarly, you get $10 for each person.

They are currently paying 4.4% interest also.

I am not sure how it works internationally.

If you want to try, contact me and I will refer you and make $10 also, maybe...

Good luck to you with earning on the Internet.

NOTE: That boulat link you asked about, I would not trust it. Anything that says "offshore account" is like a warning signal for scams. It could be legit but I would not take a chance.

Answer 3

All big banks welcome non resident accounts. You have to sign forms declaring you are a non resident. That exempts you from paying tax on earnings from the account in the US. For proof of identity you need to show them 2 valid identities - a passport, and a credit card. There should be no problem or hassle. Banks are business entities first and foremost. A social security no. is not necessary. Nor a taxpayer ID no. You should contact the Non Resident accounts section of the bank for information and not just any section of the bank which many not be properly informed.

Answer 4

You Do not need a SSN in order to open a bank account in the US. However, you need to establish your identity via presenting some forms of ID. i.e. passport, your birth certificate....
I know that Wellsfargo Bank is one that does allow non-US residents have an account with them.
You need to have some sort of tax payer id... I would suggest you contacting the bank directly for more precise information.

Answer 5

How did you get EIN without SSN? Maybe you can open your account with your ein, as you will be opening a business account.

Answer 6

I am sure you need a SSN. Everybody has one that is a citizen of he USA. It is one way of keeping track of your money and if something should happen to you, your beneficary would get the money faster. As fas as the balance is concerned, that is up to your bank. Different banks require different balances.

Answer 7

You will need a social security number or a taxpayer id. There are very few exceptions. This is an FDIC rule. You can see details here:
http://www.fdic.gov/regulations/laws/rules/8000-8500.html

Answer 8

i saw in the LA Times recently that Wells Fargo accepts Mexican government issued id.

Answer 9

No you need an SSN or you need to go in person to prove your identity with passports and visas etc.

Answer 10

try TCF Bank