I need some advice please!:) I am quite good at sitting down and creating a budget, but following it is a different story....
I tend to "nickel and dime" myself right out of money!!!! If that makes any sense...
I just need some ideas on how to follow and stick to the budget. The only idea I heard years and years ago, was to use only cash and set the amount for each item (food, gas, etc) in different envelopes. That sounds great, but obviously, who wants to carry around that much cash!!!
I know that I waste cash every month that I could be using to pay off my credit card debt or save towards a small vacation!
To most people this type of thing come easily...but not for me:( TIA for the ideas!
2007-01-11
04:28:15
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4 answers
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asked by
starrzfan
4