Personal Finance - January 2007

2007-01-12 02:15:10 · 7 answers · asked by markeetahackney25 1

he's one year old and i want to start saving for his future. He has one of those child trust funds (with the money from the government?) that i have been putting extra money into - but is this really the best place for it or would i be better off with a different kind of account? There is so much choice i don't know what to do for the best!!

2007-01-12 01:27:28 · 6 answers · asked by meeeeeee 2

My partner and I have split up, and she has transferred all her banking to her own personal account. I have been using the account as my own, and need to get her name removed. If she is the primary, can this be done with her permission?

2007-01-12 00:33:20 · 3 answers · asked by Anonymous

2007-01-12 00:12:01 · 2 answers · asked by blackball 1

I'm going to school, expecting a kid this summer, and I'm moving out of my parents' house... any good advice to save some money?

2007-01-11 23:47:28 · 8 answers · asked by Eddie 2

I've had a fixed rate mortgage for the last two years and its about to expire at the end of March. What do i do next?! Will my current lender offer me a new deal or will it just change to the standard rate? If I switch will I get charged? Any good websites with advice?! Thanks!

2007-01-11 23:11:22 · 9 answers · asked by teddykinetic 3

does the spanish government require me to prove my income.

2007-01-11 22:52:18 · 2 answers · asked by Anonymous

Just got quicken as I want to undertand where my money is going, I just want to understand the basics: is the point of reconciling simply to make sure that your bank isn't cheating you? it seems like a time consuming paranoid task, my bank provides a statement which clearly indicates all my transactions, what's the point of spending hours making sure that they've done it correctly? Or is there more to it?

2007-01-11 22:44:11 · 2 answers · asked by Anonymous

1. Two sums of money totaling $30,000 earn respectively 8% and 12% interest per year. Together they earn $3,120. How much was invested at 12%?

2. Rose made two investment totaling $25,000. On one investment she made a 12% profit, but on the other she took an 18% loss. If her net loss was $1,200, how much was the investment that gained a 12% profit?

2007-01-11 21:02:41 · 4 answers · asked by kit 1

but I stress about money so much! How much do you guys usually have in your account at any given time?

2007-01-11 20:41:23 · 14 answers · asked by Anonymous

Badly in need to pay off debts of ard 15k...........where in singapore that i can a friendly loan with agreements signed? i am in a dilemma now.............

2007-01-11 19:52:17 · 3 answers · asked by rome's heart 1

I took loan of 2K from the lic. lenders & only manage paying the interest as I cant raise the 2K to return the loan yet. I have recommended a friend to this lender. I gave the lender's contact no & my friend called for the arrangement of the loan. I didnt become their guarantor or signed any documents. I didnt also witness the transaction of the loan between them. Now my friend has been missing & the interest has accumulated for 5 months. The lenders are now harrassing me and demanded me to pay the 5 months interest. He has talked to my boss to get my salary freeze/deducted and warned me he is issuing me a lawyer's letter.

My questions are:
Am I responsible for the default payment?
Why is the lender issuing me a lawyer's letter instead of sending it to my friend?
There is no documentation proof of me signing any documents for the loans my friend took. Can I sue them if they issue me with the letter?
Does my company's have the right to stop my pay in order to pay the lenders?

2007-01-11 19:13:55 · 3 answers · asked by Anonymous

2007-01-11 17:52:11 · 7 answers · asked by The little "T" 3

2007-01-11 17:39:08 · 9 answers · asked by logangirl 1

Someone told me this today. Is is true? If so shouldn't it be general knowledge to the public? I have never heard about this before.

2007-01-11 17:15:26 · 11 answers · asked by drjhbmd 1

a commission only
fee only,
self employed,
or fee based financial adviser

I thinking about getting one and would like to know what you all think

2007-01-11 17:08:07 · 4 answers · asked by stillcole 2

when i go to the Mall i need to spend $!my husband,dad and brother are mad with me.They said that i must Save more than spending!im going to try but is hard for me!Help!

2007-01-11 17:06:59 · 4 answers · asked by Princess 2

I have too much debt-- and no income. I just got out of jail and am looking at at least 3 years probation if I don't get time served on my next court date. I will have to pay my P.O. I couldn't pay rent when I was in jail so now I'm three months behind on the rent. My checking account is almost -$3,000! I have two maxed out credit cards.... I am completely broke--- I can't afford a lawyer!!!! I don't know what to do...

2007-01-11 17:04:03 · 5 answers · asked by Likwid 1

They said I need to get it down to 20% I just dont get what they mean. Any help?

2007-01-11 17:01:44 · 6 answers · asked by DJ C 4

If I told you His name,chances are you would recognize it. It isn't like He can't pay.He has definetely got the funds. Just lazy or selfish.I'm just not that important to concern himself with.
He is about 42 or so. The kinda guy that is still given a brand new top of the line truck every year.
He owes me a few thousand and has doubled that amount in fines and late fee's due to the time laps of 9 months.
I call, Text, and IM Him constantly. When I get ahold of him his attitude is rude like its my fault he hasn't paid me yet.
He tells me He'll have the money friday, then on friday He tells me it will clear monday then I can't get ahold of him again for a week and it starts all over. His checks have always been good and cashed with no worries in the past. Usually pays in full in a week, so thats why I trusted him.
I am an independent and written receipts have been long gone in this relationship.
Any idea's what might work to get him to pay me? On goiod terms or not!

2007-01-11 16:54:35 · 11 answers · asked by zia 3

I mean how do you write to the government for grants as far as paying your bills to get or try to regain good credit? How do you apply for a grant to remodel your house or buy one for that matter? these are some of the things I worry about because I have 5 children and I need a fresh new start in my finances. I feel if I can start over I won't make the same mistakes.

2007-01-11 16:05:50 · 5 answers · asked by sistacbell 1

2007-01-11 15:36:30 · 18 answers · asked by Nicole 1

a) Is it wise to save and/or invest money for my younger niece and nephew if I plan to have kids of my own one-day? I was thinking of depositing yearly amounts that equal up to $5,000 by the time they are 20 and then giving them the money on their 20th birthdays. (4 months and 5)


b) Is $5,000 a good amount, or is that a ridiculous amount considering I'm not their mother?


c) Is there a way to present them the money but in a way so they can't blow it on stupid stuff? (I'm hoping they'd take that money and use it for college, savings accounts, stocks, and etcetera.)


Please email me if you have any greater suggestions. I would really like to do this for my niece and nephew.

2007-01-11 15:24:06 · 5 answers · asked by Anonymous

2007-01-11 15:15:16 · 1 answers · asked by Elle 3

2007-01-11 13:56:54 · 38 answers · asked by Stephen W 1

I have a good job, but my bills seem to be more than my paycheck. I have student loans to pay on, and bills that my ex husband helped me run up. Does anyone have some sort of solution to help me get out of this problem. I don't want to file for bankrupcy, and I don't trust debt consolidation places. I've talked to the collection agencies and all, and they are working with me the best they can, but they can only help so much...they need their money. Please! Any advice?

2007-01-11 13:20:23 · 17 answers · asked by Misty 3

2007-01-11 13:12:21 · 11 answers · asked by Mike M 1

I was just given 15,000 shares in boeing stock. How do I find out how much its worth? Like if I were to sell my stocks, what value would they be worth in terms of $$. When should I sell it? I know nothing about reading the stock market..Thanks

2007-01-11 12:28:05 · 9 answers · asked by justabish2u 1

or do I have to pay the previous business day to avoid late charges?

2007-01-11 11:56:15 · 25 answers · asked by sweetjenv23 3

Please specify if it includes non food supplies or not. Give numbers for both categories if you know that. What city/state are you in? How many in your family and what are the ages? What is your single most money saving tip? (Mine is: buy as little prepackaged and ready made food as possible!)

2007-01-11 11:54:12 · 9 answers · asked by mickeymouse 2