Personal Finance - January 2007

2007-01-11 11:34:55 · 14 answers · asked by Dohntaye R 1

2007-01-11 11:24:24 · 6 answers · asked by sweet2006 1

I saw it at AddisonAvenue.com where I got a free checking account. Are all credit unions not-for-profit?

2007-01-11 11:11:12 · 3 answers · asked by VolleyRocket.com 1

2007-01-11 10:49:10 · 8 answers · asked by Doug B 2

some are subsidized and some are unsub. 5,000 aer in private loans. what is trax deductible? the interested accrued? how do i find out what this number is?

2007-01-11 10:45:14 · 3 answers · asked by 1st-time-mommy 1

2007-01-11 10:41:00 · 26 answers · asked by Anonymous

2007-01-11 09:52:00 · 12 answers · asked by Doug B 2

thinkin of takin out a secured loan with paragon personal finance, the offer i,ve been given looks good on paper. would like to hear your stories if you,ve had dealings with them as to how good they REALLY ARE. thanks!!!!

2007-01-11 09:49:38 · 4 answers · asked by misslovebug74 1

in exchange for 2 payments of $250, would you accept it?

2007-01-11 09:43:03 · 8 answers · asked by Not so looney afterall 5

unexpected event to deal with..!! what is the first action you would take ???

2007-01-11 09:41:36 · 11 answers · asked by PLUTO 6

Im not kidding.

Im sick of being poor and tired.
Im depressed, I just got kicked out of college.
I have one college educated parent and one parent who I dont think made it out of high school.

I just dont want to end up like them.
SO now Im feeling the burn. Im taking classes at a community college in hopes of qualifying to get back into the other college. I need a degree that will get me a decent living. Maybe then I can consider acting or some other bullcrap like that.

what do you think, I dont want to buy property but I do need a reliable way to make some decent cash.
I would like to make 1 million by the time I am 30 at least.

what can I do to get started?
sigh....thanks.

2007-01-11 09:31:42 · 5 answers · asked by Anonymous

I am aware of of the penalties. I wanted to pay off my debt of 13,000.00. My 401k plan has 17,000.00. Is this a good idea ? Thanks for any input

2007-01-11 09:22:27 · 15 answers · asked by rn 3

2007-01-11 09:10:22 · 1 answers · asked by Staks 1

2007-01-11 09:03:50 · 30 answers · asked by Staks 1

What are some great investments to make my money grow?

2007-01-11 08:54:19 · 15 answers · asked by Anonymous

and wait till the last minute like me?

2007-01-11 08:33:21 · 15 answers · asked by TriSec 3

Hi,
basically i am in a bit of a mess, well i think i am anyways and i would just like peoples views on how i should get out of it

In october, i had an overdraft of £450 put on my bank account, and because i was in debt at the time and trying to pay all my bills i put it on and thought its okay, i can live off it. Well now its caught up with me, my other bills are in arrears because all i bring home each month is enough to pay my overdraft! the rest i get from child tax credit and child benefit goes on bills and looking after my baby.
Basically, i need to get out the overdraft cycle, and i need it paying off and taking off once and for all its causing so many problems.
i dont know if my bank would be able to help me
any advice would be great, i dont want any answers which say stop spending money because when you have a house and a family to look after it isnt that simple!
Thanks in advance for any input

2007-01-11 08:32:09 · 16 answers · asked by Jemmax 6

2007-01-11 07:56:30 · 7 answers · asked by palmtamara@sbcglobal.net 1

Assuming that by the time one retires their house will be paid for and debt will be eliminated. And also assume an average person who isn't living an extravagant lifestyle. Does anyone have some general guidelines? For example - At age 30 you should have ___, at age 35 you should have ___ in your 401K, at age 40....etc.

2007-01-11 07:55:31 · 5 answers · asked by Anonymous

I currently have $12'000 vested balance in a company profit sharing account. I don't make a ton of money (30'000 a year) but is this enough money to put into some kind of investment that has the potential to grow into a decent nest egg over a long time. I'm thirty and really want to start planning for the future but like I said I don't earn alot so it's tough to save money off my earnings. Any help would be great. Thanks.

2007-01-11 07:32:44 · 5 answers · asked by bizzie 2

Hello,

I cant help to wonder what would happen if i just decided to hide my car or just take it apart and then delcare bankruptcy? given that i still owe 27 thousand on it and also they bank is suppoused to repo it this week..... anyone????? i wouldent do this but just wane know about the laws and what not

2007-01-11 07:30:06 · 8 answers · asked by Anonymous

2007-01-11 07:15:06 · 6 answers · asked by shopalldeals 1

I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?

2007-01-11 07:04:53 · 8 answers · asked by jwthornhill1965 1

2007-01-11 06:06:44 · 3 answers · asked by sam 2

Ok I have recently been through some nasty stuff with my landlord and am due about £15,000 (About $30,000) and I dunno how to spend it. Any -original- ideas?

2007-01-11 06:00:07 · 7 answers · asked by dave w 2

I want it to be held in British Sterling and I don't want him to have access to it until he is say 18. it needs to be free of uk taxes. I would like to put in a lump sum of £5000 immediately and pay monthy by direct debit £25.

2007-01-11 05:45:03 · 2 answers · asked by Charles P 1

I want to start a 529 plan for my baby cousin. If she chooses not to go to collage or cannot attend for some reason. What happens to the money or can I take it out or switch it to another cousins name and SSN?

2007-01-11 05:40:36 · 4 answers · asked by DRNoraSarasin 3

I really try hard to keep my life on track. I make lists etc., and try to keep payments current. Most of the time it's OK, and everything works out. Just seems like when I lose track for a second, I end up overdrawn and have to pull money out of savings etc. to stay on top. I hate this, and want to keep better track of money. I've tried writing down every expenditure, but then forget to do it. It's not like I live extravagantly or in any kind of luxury, or try to get out of responsibility. It's like something just disappears from my head for a while, and I can't keep track of what I've spent. Even though they're just little piddly expenses, it doesn't take much to overdraw an account and get overdraft fees. Does anyone know of a good, practical way to manage finances? Please don't dis this, I'm really trying to get my crap together here!

2007-01-11 05:19:50 · 11 answers · asked by Sarah D 1

We are looking to move house but are tied in for another year with current mortgage company. (£5,000 to buy ourselves out!)

We currently owe £90k on 6.65% we pay £601 per month-ish. They say they will keep that and offer another 40k on 7.15% Totalling £918 pm. We can't afford this. Our IFA is looking around for us for a complete new deal on better rate, incl. paying off the £5k.

However, a lot depends on the price we get for ours and how much we can get a house we've seen for.

So question, anyone work out, if we had the 90k at 6.65% plus another 25k at the 7.15%?

Follow that lol?

2007-01-11 05:10:24 · 3 answers · asked by YVETTE S 1

I wouldn't ask if I really didn't need it.

I am seriously short of money, I can just about afford £6 on food this week after paying off all my bills and rent.

Ok sure there are people worse off than me I admit, but if you can afford to spare me even a pound (or more) to my paypal account then it really would make a big difference to me right now.

2007-01-11 04:40:31 · 23 answers · asked by Anonymous