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12 answers

Yes, but not without a court order and the amount they can take is limited to 25% of your paycheck (except for child support) in my state. First they have to sue you. After they sue you and if they win, they then can apply for an Order of garnishment. If you haven't been sued yet, they can't take anything. If they sue you, you have 20-30 days to answer the lawsuit (it varies from court to court). Then after they apply for a garnishment, you have another 20-30 days to answer that. If you haven't been sued, you have a lot of time to move your money or close the account. They can also try to take your property, but there are a lot of exemptions to that. In my state they cannot take your home, your car, your household good and furniture, "tools of your trade" and other exemptions. The exemptions are different in each state also. Can you offer to make monthly payments? It should be attractive to the creditor. If they get a garnishment order, they only get a little each month anyway. If you're having debt problems, go to Consumer Credit Counseling and they will work out a payment plan for you. If you're in debt deeply, consider bankruptcy. Then the creditor gets nothing.

2007-01-11 10:06:30 · answer #1 · answered by David M 7 · 1 0

Yes, with a court order such as a levy or garnishment. Generally they will try to garnish your wages first but if they are unable to do so in the case that you don't have gainful employment that can levy your bank account. This is commonly done by the IRS, Frannchise Tax Board, etc. however any company that is able to receive a court order can do so.

2007-01-11 10:55:18 · answer #2 · answered by Anonymous · 0 0

Not without your permission. Like one of your other answers, unless they have a court order. Now if they did do this, then I would suggest that you have a talk with your bank, and find out why this was allowed....if you don't like their answers then you could possibly change banks....(and don't give creditors your new account numbers), then possibly hire a lawyer. Best of luck to you.

2007-01-11 10:02:45 · answer #3 · answered by cajunrescuemedic 6 · 0 1

Only if that creditor is a state or federal agency (like the IRS).

Levies, garnishments and attachments all require court judgments.

2007-01-11 09:56:50 · answer #4 · answered by Anonymous · 1 0

go on your financial business enterprise and tell them to freeze the account. make optimistic it purely has ssi/ssdi money in it - in case you combine in different money say from a element time pastime, that could make issues complicated. visit courtroom and sue the creditor for violating your rights. you are able to could desire to record by potential of your self in small claims courtroom, yet a minimum of record for the main modern-day garnishment, and ask for outcomes. that gets their interest. in any different case, in case you should pay this debt, get in touch with the lenders and get on a value plan.

2016-12-13 03:10:16 · answer #5 · answered by ? 4 · 0 0

Yes, with a court order.

2007-01-11 10:05:54 · answer #6 · answered by **PuRe** 4 · 1 0

Only if they went to court and received a court order to do so.

2007-01-11 09:56:44 · answer #7 · answered by jseah114 6 · 1 0

no, not without a court order

2007-01-11 10:11:15 · answer #8 · answered by ? 7 · 0 0

No, I'm pretty sure that's illegal...I think they can get your wages garnished though.

2007-01-11 09:56:13 · answer #9 · answered by Anonymous · 1 0

Nope. Not in Texas, anyway.

2007-01-11 10:00:03 · answer #10 · answered by Anonymous · 1 0

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