Personal Finance - October 2006

2006-10-05 21:23:46 · 11 answers · asked by London 1

Due to an unforeseen change in circumstances (my partner's illness), I had to quit my job and although I now work part time I will be , quite literally, left with £20 at the end of the month for us both to live on if I continue with my loan repayments to my bank. What can I do, since the bank, unsurprisingly, has been incredibly unsympathetic to my circumstances so far?

2006-10-05 21:17:52 · 11 answers · asked by Manicbrit 3

I looked on thier website but could not find anything abou it. I tried to call but could not get a real person. Anyone ever use these before. I thought you just had to match the signature on them.

2006-10-05 20:42:26 · 3 answers · asked by Mike B 1

A cheque was given to me on the 30th of April 2006. can I still cash it in?

2006-10-05 20:30:13 · 16 answers · asked by Tixie 1

What's the minimum weekly wage you must earn to apply for a personal loan?has anyone had any problems applying for a loan?

2006-10-05 19:53:46 · 2 answers · asked by chickadee372 1

We want to find out the exchange rate of this in Sri Lankan Rupees
This Baisa note that we have has "Central Bank of Oman" on it.

2006-10-05 19:40:38 · 2 answers · asked by Anonymous

This is what I have been able to come up with so far:

(I have 1 year of making my auto loan payments on time.)

1)Take $500 to a bank and establish a security deposit account to obtain a secured credit card.

2) Repeat this at another bank.

3) Use both credit cards but never charge more than a maximum balance of 20% of the total credit card limit.

4) Pay more than the minimum credit card payment on a bi-weekly basis.

5) Go to my bank and take out a CD for $2,000 that pays interest.

6)Get a secured loan for $1,000 against the CD and pay it off in a year on time.

2006-10-05 19:36:23 · 2 answers · asked by RON PAUL for President 2008 2

Ok here is a toughy I hope some financial guru's can help me out. I am 22 years old and am looking at my retirement. I want to have atleast 2 million to retire on at age 60. I would like to start investing in a Roth IRA asap. I also plan on doing a 401 K plan once I get a real job after graduating. What I'd like to know is what will I have to invest in the Roth IRA up til age 60 and what will I need to invest in my 401K plan to have atleast 2 mill by age 60. Lets assume I am getting 8 percent return a year. Any responses welcome.

2006-10-05 18:59:34 · 2 answers · asked by Jason K 1

I have taken out a loan on October 5th, 2006 for $16,000, due on November 1st, 2006. The rate is 8.0% per annum. What will be the interest due on November 1st? I believe around $105, but want to be sure......

2006-10-05 18:54:12 · 2 answers · asked by Dano_Slokes 1

2006-10-05 17:52:55 · 5 answers · asked by JIJISH K V J 1

2006-10-05 17:30:26 · 13 answers · asked by flitzeroni 2

I usually don't have more than $1,200 in my account at any one time and now this? What should I do? I don't know what to do, get it all in cash before they notice or something! I'm seriously freaked out. By the way, I've already spent $20,000, and in a typical year I only make about $16,000 to $19,000! Help!

2006-10-05 16:55:43 · 21 answers · asked by DustInCarroll 4

I only remember having 20 dollars in my account, but I have 10 times the amount when I went to go check how much my balance was. I haven't made a deposit in months so I don't know where the money came from. Any suggestions.

2006-10-05 16:53:26 · 9 answers · asked by 24th Princess 3

How does the number of dependents work? I'm going to be living on my own with my bf-does the number change? I know the more dependents you have, you have less taken out? How does that rollover when it comes April and taxes are due? I'm so confused and frustrated!!!

2006-10-05 16:50:49 · 13 answers · asked by Felecia S 1

I'm not. Bought a new house and now an in major financial debt.

2006-10-05 16:41:19 · 8 answers · asked by Hippy of 21st Century - Jargouss 3

I Have a CFP though AMX/Ameraprise and when I signed up with him 2 years ago there was a flat fee and that was that. He has been getting a % of each transaction since, which is fine by me.
Now I come to find out that he wants to start charging us for office visits. They will cost hundreds for each visit. Does anyone have a clue to why this is happening? I am not happy with this new news.

2006-10-05 14:21:38 · 5 answers · asked by DRNoraSarasin 3

One guy proposed me a small deal. He said that I will receive a paycheck with my name on it. If I cash it and send him money via Western Union he will pay me some money. He said he is in UK and it is not possible for him to cash the check in the UK. Does anybody know if it is dangerous to agree for this deal or not? What are the possible consequences?

2006-10-05 13:58:04 · 10 answers · asked by chiko6661 1

debt collection-credit card,medical,ect.

2006-10-05 13:50:57 · 4 answers · asked by Bryan S 1

(I have 1 year of making my auto loan payments on time and no previous credit history.)

1) Go to my bank and take out a CD for $2,000 that pays interest.

2)Get a secured loan for $1,000 against the CD and pay it off in a year on time.

3)Take $500 to a different bank and establish a security deposit account to qualify for a secured credit card.

4) Repeat this once more at a third bank.

5) Use both credit cards but never charge more than a maximum balance of 9% of the total credit card limit.

6) Pay the minimum payment on a bi-weekly basis by splitting the payment into half.

According to this FICO score estimator my resulting FICO score would be 735-785 in 1 year.

http://www.bankrate.com/brm/fico/calc.asp

2006-10-05 12:54:27 · 2 answers · asked by RON PAUL for President 2008 2

2006-10-05 12:17:33 · 9 answers · asked by declan s 1

MY fiancee and I are moving into our own place?? Any suggestions? Ikea is one but any that are better and maybe cheaper?

2006-10-05 11:26:25 · 7 answers · asked by KIm Z 3

do credit unions cash checks? just wondering

2006-10-05 11:03:00 · 4 answers · asked by luv_my_lou 4

or will you all turn into suck up moochers

2006-10-05 10:57:39 · 14 answers · asked by Einstein 7

went to Mexico got paid in peso's now back in the states and want US currancy

2006-10-05 10:48:28 · 4 answers · asked by Anonymous

2006-10-05 10:00:48 · 11 answers · asked by MIKE D 2

2006-10-05 09:30:08 · 14 answers · asked by Shi 3

2006-10-05 09:11:27 · 24 answers · asked by Fun and Games 4

2006-10-05 08:40:16 · 11 answers · asked by youngBERT 1

I was wondering how much is the average person have in there savings account. I'm 18 years old and have $25,000 in my savings account. How much do you have?

I you find this question to personal please to answer.

2006-10-05 08:38:47 · 17 answers · asked by Yandel 2

We live in Northern California (near Oregon border).
Aside from the yellow pages, does anyone know of a way we can consolidate our bills to one payment a month?
We have less than perfect credit so, getting another credit card to put it all on is out of the question.

2006-10-05 08:22:49 · 6 answers · asked by ? 6