Personal Finance - October 2006

month and then something happens? Either the car breaks down or you have to buy Christmas or birthday presents, someone gets sick and you have to pay Dr and perscirption bills..
Seems like every time I think we are going to get ahead, someone always has their hand stuck out waiting for my money!
Does this happen to everyone else too? Or am I just unlucky that way?

2006-10-05 08:06:24 · 10 answers · asked by helpme1 5

A car company has said they will only let us take car finance if we take all the additional insurances. Is this legal.

2006-10-05 08:02:07 · 13 answers · asked by fhousley1972 1

I need a goal to shoot for, but have no idea how much we really need to be saving.

2006-10-05 07:50:57 · 6 answers · asked by Anonymous

I just sold my jeep grand cherokee for 16,000, it was paid off so i have all that to spend, I'm buying a 07 convertible eclipse for 26,000 from a personal seller so it wont include tax. I will be financing 10,000, or atleast trying. I have a savings of a little over 8,000, but i dont want to put it all on my car i would just like to pay payments, do you think it will be possible for me to get a loan on the car for 10,000 if i put 16,000 down at my age and my credit?? And if so, about how much will my interest and payments be for 48 months. Thanks for the help.

2006-10-05 07:29:00 · 3 answers · asked by pool t 1

They money was a gift from my parents, they said that they wanted me to have part of my inheritance while I was still young. I would like to find some type of investment for the money and try not to touch it. I'm willing to take some risks with it, but not too big. I would like to make around a 10 percent return per year, but more would be great, like I said I am willing to take some risks. I appreciate any help that anyone could give me. Thanks.

2006-10-05 06:36:06 · 17 answers · asked by Ryan T 1

I took out a personal loan and each payment is about $120 a month. However, if I have 200 dollars do I put the extra money towards Principal or interest?? why?

2006-10-05 06:22:19 · 8 answers · asked by Anonymous

I have some significant debt to eiliminate, the problem is interest payments. I make around 50K a year, and if i had that in a lump sum payment i could eliminate all of my debt in one year and keep my current lifestyle. My question is, do any financial establishments offer a one year loan? If not are there any other options out there for me? I'm totally open for suggestions.

2006-10-05 06:18:32 · 6 answers · asked by one 4 DMB 1

i got a speeding ticket like 2-3 weeks ago for speeding on the free way.. it was those damn cameras, that caught me.. thats a 177 dollar ticket.. then this morning i got another ticket but for going through a red light because i saw the arrow turn green and i wasnt really paying attention cuz i was thinking about work and my dotors appointment and all the other stuff i have on my mind.. and so a cop pulled me over.. im scared their going to cancle my insurance and i need advice on how to handle this situation. as in, how do i pay two tickets and my already expensive insurance and get through this one with out asking my parents for help.. i make about 295 a week so can any one help me?

2006-10-05 05:40:30 · 5 answers · asked by Dulceata 3

2006-10-05 04:58:54 · 27 answers · asked by cherrieannie 1

Today I went to my UK high st building society to ask for copy of my account statements for last 6 months.... I was told that "duplicate statements" would cost me £5.00 per monthly statement. Does this infringe my data protection right - I think I should have free access to information relating to my account. Please help!

2006-10-05 04:34:32 · 13 answers · asked by Jude H 1

rational and practical ways

2006-10-05 04:33:36 · 10 answers · asked by Lofitkisope 2

My husband and I are trying to do the pay ourselves 10% thing, so I used Quicken yesterday to write up a budget according to our basic needs (I thought it was pretty strict anyway), and of course it left us in the red by about that 10% that we want to save - grumble, grumble, grumble.

I know we can make it work, and I've probably just got to go back to the drawing board here. I've heard that once the money you save is out of sight and mind, most people magically manage to make their budgets work anyway...is that true? Should I just hide that money and see what happens?

2006-10-05 04:09:59 · 4 answers · asked by daisyk 6

I fell behind on my mortgage payments, tried to work with the mortgage company with a repayment plan, but was unable to pay last months payment. Now they are going to start forclosure. My question is will forclosure hurt my credit even more than it already is with having late payments on my credit?

2006-10-05 04:04:24 · 10 answers · asked by cherub 1

2006-10-05 03:59:06 · 17 answers · asked by Jose 1

2006-10-05 03:20:52 · 3 answers · asked by julia w 1

2006-10-05 03:19:10 · 4 answers · asked by Anonymous

2006-10-05 03:11:26 · 6 answers · asked by Anonymous

2006-10-05 03:05:21 · 13 answers · asked by Mistyfog 1

2006-10-05 03:00:23 · 12 answers · asked by etrain90 1

2006-10-05 02:44:55 · 6 answers · asked by Anonymous

2006-10-05 02:28:55 · 6 answers · asked by Anonymous

2006-10-05 01:41:07 · 8 answers · asked by mr.grammar 2

I have 4 kids and a wife. We spend $400 a week on groceries. One family member does Atkins and one does Weight Watchers and the rest eat pretty much what they want. We cut coupons which only results in us saving about $6 to $10 a week. I would like to take $1000 of this $1600 to $2000 a month that we spend on food and invest in a mutual fund or something. I don't want investment advise, I want shopping advise. My parents live in Michigan. When we shop there in a grocery store, I can take each item and place it on the belt and count 2,4,6,8.... and the total I come up with will be roughly my grocery total. In other words, the average price of a grocery item is $2. In Delaware, where I live, I have to use 5,10,15,20... to get the same estimated total. Moving is not an option. We've tried the Save-A-Lot stores and they sell mostly junk food and that is hard to do with the diets. We've tried BJs but the bigger items just mean the two boys not on diets, just eat more. Any ideas?

2006-10-05 01:34:10 · 12 answers · asked by bernie_bernoulli 2

i just want to pay a one off payment i dont want the thirty day free trial

2006-10-05 01:23:26 · 10 answers · asked by cath c 1

2006-10-05 00:34:03 · 14 answers · asked by Anne F 1

2006-10-04 23:48:35 · 15 answers · asked by bluebentleys 1

Hi guys,

I'm 16. I have a debit card. I went to a porn website and used it to buy a trial thingy for £1.63. A few days later, I find the website has charged me an extra £16.57. I can't tell my Dad or my bank. I know this is a lesson for life, but what should I do?

2006-10-04 23:27:45 · 12 answers · asked by Anonymous

2006-10-04 23:02:02 · 6 answers · asked by retiredguy5203 2

2006-10-04 22:59:05 · 4 answers · asked by lalitha n 1

2006-10-04 22:29:49 · 16 answers · asked by Anonymous